Acorns Early: Kids Money App — The Smart Way to Raise Financially Savvy Kids

Empower your children aged 6-18 with their own debit card, automated allowance, and gamified lessons. Teach them to earn, save, and spend wisely—all while you stay in control with real-time updates and flexible parental controls.

Publisher

Acorns Grow Incorporated

Financial Literacy, Visualized

Discover the interface used by 556K+ users.

Acorns Early mobile app interface showing a child's spending tracker and a colorful Visa debit card

Personalized Visa debit cards for kids with colorful designs and custom names

Acorns Early app screen showing a childs weekly allowance and completed chore tracking

A mobile interface for the Acorns Early app showing a quick money transfer of twenty dollars from a parent to a child's card.

Acorns Early app interface showing savings goals for a child named Olivia including a holiday fund and a game purchase fund

Smartphone displaying a real-time spending notification from the Acorns Early app on the lock screen.

Acorns Early app interface showing gamified financial education missions and rewards for kids

A screenshot of the Acorns Early app showing the money transfer interface for teenagers including options to send and request money.

A mobile app interface titled Teach the gift of giving showing options for kids to set up automatic donations to charities like Boys and Girls Clubs of America

Empower Their Future, One Dollar at a Time

The tools that make this app stand out, trusted by 556K+ users.

📋

Teach the Power of Earning

Turn household chores into a rewarding experience. Set automated task lists and pay your kids instantly for a job well done.

💳

Real Independence, Total Control

Give them their own debit card with 45+ designs, while you monitor spending and set limits in real-time through your app.

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Gamified Financial Education

Bite-sized 'Money Missions' teach budgeting and saving through interactive quizzes that make financial literacy feel like a game.

Loved by users worldwide

Trusted by 556K+ people who love this app.

"Acorns Early has completely changed our family dynamic. No more scrambling for cash on allowance day or wondering where the kids' money went. The task lists make chores feel like a game, and my 10-year-old is actually saving for a new bike instead of spending everything on candy! It's the financial education I wish I had when I was growing up."

Sarah M., Mom of 2

"I finally feel in control of my own money. I use the direct deposit for my part-time job and love the Money Missions that actually teach me stuff school doesn't. Plus, the card looks awesome and splitting the bill with my friends when we go out for pizza is so easy. It makes me feel much more independent and ready for the real world."

Leo, 16

About the app

Everything you need to know about Acorns Early: Kids Money App.

Description

Acorns Early (formerly GoHenry) is the smart money app and debit card for your kids that teaches them financial wellness and the value of money. Young people aged 6-18 can learn about earning, saving, and smart spending with features like automated allowance, task lists, and gamified educational quizzes and videos. Then they can practice their skills in the real world with their own debit card. All while parents watch and guide with flexible parental controls. ACORNS EARLY FEATURES: - AUTOMATED ALLOWANCE Automated weekly allowance teaches budgeting skills and that once their money is gone, it's gone. - SAVING & BUDGETING Make saving a habit with child-led savings goals that parents can lock and unlock. - IN-APP TASK LISTS Teach the power of earning by sending rewards for completed chores. - BITE-SIZED LESSONS Boost your child's financial literacy with in-app Money Missions. On average, kids transfer over 30% more into their savings in the first month after completing one. - THEIR OWN PREPAID CARD Your child can practice their new skills in the real world with their own kids' debit card — and choose from 45+ designs. - TRAVEL ABROAD FEE-FREE One less thing to worry about on vacation with fee-free transactions overseas. - MONEY SKILLS UNLOCKED Your child can learn money management skills by keeping tabs on their own cash flow in-app. - ATM WITHDRAWAL Heading somewhere that only takes cash? Your child can withdraw money at ATMs. ACORNS EARLY PARENT FEATURES: - QUICK AND EASY TRANSFERS Send money anytime with scheduled allowance and instant transfers. - INCENTIVIZE CHORES Set task lists and send rewards for completed chores. - SPENDING VISIBILITY Track your kid's money with real-time notifications straight to your phone. - FLEXIBLE CONTROLS Choose when, where, and how much your child spends — and change your preferences anytime in-app. - FOR THE WHOLE FAMILY Friends and family can send money straight to your child's card with Giftlinks and Relatives accounts. - JUST FOR YOU Find insights and tips to support your child's financial education in the Parent Space. - GIVING MADE EASY Teach your child the value of helping others with optional charitable donations in-app. ACORNS EARLY TEEN EXTRA FEATURES: YOU`LL NEED A PARENT OR GUARDIAN TO SIGN YOU UP - THE ACCOUNT THAT GROWS WITH YOU Grow your independence with a smart debit card and 13+ account with features just for teens. - SPLIT THE BILL Request or send money with friends on Acorns Early at any time. - REQUEST MONEY, GET PAID Get paid in person with QR codes — even if that person doesn't use Acorns Early. - SAVINGS YOU CONTROL Set savings goals in-app for those must-have purchases. - READY FOR YOUR SIDE HUSTLE Get paid wages straight to your account with Direct Deposits (14+). - FREE TO PAY AWAY Set off and explore with fee-free transactions overseas. - MAP YOUR SPENDING Stay on top of your spending habits by tracking your cash flow with spending maps. LET'S GET STARTED! 1. Sign up today 2. Download the app & learn instantly with Money Missions 3. Parents can set allowance, chores, and add money 4. Activate your card when it arrives in 5-7 days PRICING Lite ($8/mo) – Start your kids’ money journey with a smart money app and debit card (up to 4 kids) Gold ($12/mo) – All the expert tools to grow financial wellness – for you and your family 54k+ 5 star reviews worldwide (Trustpilot, App Stores). Kids aged 6–18. © GoHenry Inc. (“Acorns Early”) cards are issued by (1) nbkc bank, Member FDIC, pursuant to license from Visa U.S.A. Inc. or (2) Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. Cardholder Terms and limits apply. Fees apply – see Acorns.com for details. https://www.gohenry.com/us/terms-and-conditions/cardholder-terms/ Acorns Early Address: 5300 California Avenue, Irvine, CA 92617 USA

Latest Version

8.92.0

Size

116.4 MB

First Released

Nov 18, 2024

Ready to Raise Money-Smart Kids?

Join thousands of families teaching real-world financial skills. Start your kids' journey with their own debit card and the smart tools they need to earn, save, and spend wisely.

FAQ

Frequently Asked Questions

Everything you need to know about Acorns Early: Kids Money App

What is Acorns Early and what does it do?

Acorns Early is a smart money app and debit card for young people aged 6-18. It teaches financial wellness, earning, saving, and smart spending through features like automated allowance, task lists, and educational quizzes, allowing kids to practice with their own debit card.

How does Acorns Early teach kids about money and financial literacy?

Acorns Early teaches financial literacy through gamified in-app Money Missions, educational quizzes, and videos. Children learn about earning, saving, and smart spending by completing bite-sized lessons within the app.

Does Acorns Early include a physical debit card for children?

Yes, Acorns Early provides a prepaid debit card for children aged 6-18. Kids can use their own debit card to practice new money skills in real-world scenarios and choose from over 45 available card designs.

What kind of parental controls are available with the Acorns Early app?

Acorns Early offers flexible parental controls, enabling parents to determine when, where, and how much their child spends. Parents can also set automated allowances, create chore task lists, and receive real-time spending notifications directly to their phone.

How much does an Acorns Early subscription cost per month?

Acorns Early offers two subscription plans: the Lite plan costs $8 per month for up to 4 children, and the Gold plan costs $12 per month. The Gold plan includes investment products accessible through a separate Acorns app.

Can the Acorns Early debit card be used for international travel without fees?

Yes, Acorns Early cards offer fee-free transactions when used overseas. This feature ensures that children can use their debit card while traveling internationally without incurring additional charges for transactions.

Does Acorns Early allow children to make ATM withdrawals?

Yes, children with an Acorns Early card can withdraw cash at ATMs. This provides a convenient option for kids to access money in situations where only cash is accepted.

How do parents manage allowances and assign chores with Acorns Early?

Parents set up automated weekly allowances and create in-app task lists for chores using Acorns Early. They can send rewards for completed tasks, teaching children about earning money and budgeting their funds.

What specific features does Acorns Early offer for teenagers (13+)?

For teens 13 and older, Acorns Early provides extra features like splitting bills, requesting or sending money to friends, getting paid via QR codes, direct deposits (for 14+), and spending maps to track cash flow.

Is Acorns Early the same as GoHenry?

Yes, Acorns Early is the new name for GoHenry. The app continues to provide the same smart money app and debit card services for kids, focusing on financial education and money management.

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