Banco PAN: Your Complete Brazilian Digital Bank, Anywhere in the World

Manage your finances in Brazil from the USA with ease. Send Pix in installments, pay boletos, and access exclusive credit—all in one secure app designed for your dual-country lifestyle.

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Publisher

Banco Pan S/A.

A Glimpse Inside

Discover the interface used by 10M+ users.

A man holding a smartphone with the Banco PAN logo on a bright blue background

Banco PAN mobile app screen showing credit card bill details and available limit

Interface of Banco PAN app showing credit card bill details and payment options in Portuguese

Stack of Banco PAN credit cards showcasing a 50 percent discount on cinema tickets

Banco PAN mobile app interface showing loan simulation for Brazilian workers

Banco PAN app interface showing FGTS loan advance feature

Banco PAN digital banking app interface displaying shopping and financial service options

Smartphone displaying the Banco PAN app menu with options for banking services like loans and mobile recharge

Manage Your Brazilian Finances from Anywhere

The tools that make this app stand out, trusted by 10M+ users.

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Instant Pix with Installments

Send money instantly via Pix or split your payments in up to 12x on your PAN credit card to better manage your cash flow.

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Access Brazilian Credit & FGTS

Unlock liquidity by advancing your FGTS birthday withdrawal or apply for personal loans with competitive rates directly from your phone.

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Effortless Bill & Tax Payments

Settle Brazilian utility bills, Boletos, and vehicle taxes (IPVA) in seconds, ensuring your obligations back home are always up to date.

Loved by users worldwide

Trusted by 10M+ people who love this app.

"Living in Miami while maintaining property in Brazil used to be a bureaucratic nightmare. With Banco PAN, I manage everything from my phone. The ability to pay Brazilian Boletos and use Pix to send money to family instantly is a game-changer for any expat. Plus, advancing my FGTS through the app gave me the liquidity I needed without a single trip to a physical branch."

Ricardo M., Software Engineer

"I've tried several digital banks, but PAN is the most complete for my lifestyle. The cashback in the shopping section is incredible, and I love that my balance starts earning interest from day one. It makes my money work harder while I'm working here in Boston. The interface is fast, secure, and truly understands the needs of those who live between two countries."

Juliana S., Marketing Consultant

About the app

Everything you need to know about Banco PAN: Conta, Cartão e +.

Description

Banco PAN é um dos maiores e mais completos bancos digitais do Brasil, com mais de 32 milhões de clientes que escolheram fazer a vida render mais. Quanto mais você usa a conta digital do Banco PAN, mais benefícios você tem para realizar mais, economizar mais e crescer a cada conquista. Um banco fácil e rápido de usar, assim você economiza tempo e aproveita o que realmente importa. Tudo isso com a segurança que você precisa. Resolva sua vida financeira em um só lugar e economize seu tempo e dinheiro. Aqui você vai encontrar: - Conta digital que rende desde o primeiro dia; - Parcelamento de Pix e boletos em até 12X no Cartão de Crédito do PAN; - Cashback, giftcard e busca do menor preço nas suas compras no Shopping do PAN; - Simulação e contratação do empréstimo ideal para seus planos, com possibilidade de adiantar as parcelas direto pelo aplicativo, como Empréstimo FGTS, Empréstimo Pessoal, Empréstimo Consignado Privado CLT, Empréstimo com Garantia de Veículo e Financiamento de veículos*; - Cartão de crédito e débito com limite que pode crescer à medida que você usa*; - Limite liberado no mesmo dia que paga a fatura com saldo em conta; - Cartão virtual para fazer suas compras com mais segurança; - Pagamento de multas e IPVA com o cartão de crédito; - Recarga de celular; - Pix gratuito com uma das melhores experiências do mercado, com opções de parcelamento*. - Meia-entrada para dois em redes de cinema como Kinoplex e Cinemark*. Quem conta com a gente, conta mais e conta sempre. No PAN, quanto mais você usa, mais benefícios você tem. Baixe o aplicativo e experimente nossa conta completa. *Consulte condições dos produtos em: https://www.bancopan.com.br Banco PAN S.A. - Instituição Financeira. CNPJ nº 59.285.411/0001-13 PAN FINANCEIRA S.A. – Crédito, Financiamento e Investimentos. CNPJ/ME nº 02.682.287/0001-02. A PAN Financeira S.A. é uma empresa do Banco PAN S.A. Sede na Avenida Paulista, nº 1.374, 16º andar, Bela Vista, São Paulo – SP.

Latest Version

2.86.3

Size

560.9 MB

First Released

Sep 7, 2018

Ready to Make Your Brazilian Life Render More?

Join 32 million clients who manage their finances with zero bureaucracy. Download the Banco PAN app now to access Pix, FGTS loans, and exclusive cashback from anywhere in the world.

FAQ

Frequently Asked Questions

Everything you need to know about Banco PAN: Conta, Cartão e +

What is Banco PAN?

Banco PAN is one of Brazil's largest and most complete digital banks, serving over 32 million clients. It offers a comprehensive digital account, credit/debit cards, various loan options, and financial services.

Does the Banco PAN digital account earn interest?

Yes, Banco PAN provides a digital account that yields interest from the very first day. This feature allows users to grow their money simply by keeping it in the account.

Can I pay bills and Pix using a credit card with Banco PAN?

Yes, Banco PAN allows users to pay bills and make Pix payments using their credit card. This feature includes the option to parcel the payment in up to 12 installments.

What types of loans are available through Banco PAN?

Banco PAN offers several loan types, including FGTS loan anticipation, Personal Loans, Private Payroll Loans (CLT), Vehicle Collateral Loans, and Vehicle Financing. Users can simulate and contract these in the app.

Does the Banco PAN app feature a shopping platform?

Yes, the Banco PAN app includes a Shopping section. This platform offers intelligent search functionality, cashback rewards, gift cards, and a service to find the lowest prices on purchases.

Can my credit limit increase with Banco PAN?

Yes, the credit limit on your Banco PAN credit and debit card can increase. The limit potentially grows the more you use the card, subject to a credit analysis.