Changed: Automate Debt Payoff

Changed: Automate Debt Payoff

Download on App Store
Spark by MWM logo
Logo of Changed: Automate Debt Payoff

Changed: Your Automated Path to a Debt-Free Life

Join thousands of debt-crushers using the Mark Cuban-backed app that turns your spare change into extra loan payments. From student loans to credit cards, automate your progress and save thousands in interest without changing your lifestyle.

Download on App Store

Publisher

Changed Inc.

Category

Finance

Downloads

151K+

User Rating

4.5/5

Total Ratings

5K+

Locales

1

Your Path to Freedom, Visualized

Discover the interface used by 151K+ users.

Changed app screenshot showing automated debt payoff features and Shark Tank and Forbes logos.

Changed app screenshot showing automated debt payoff features and Shark Tank and Forbes logos.

Summary screen of the Changed app visualizing debt payoff progress and projected financial savings.

Summary screen of the Changed app visualizing debt payoff progress and projected financial savings.

Changed app screen showing debt tracking for mortgage and student loans with estimated savings of ninety thousand dollars

Changed app screen showing debt tracking for mortgage and student loans with estimated savings of ninety thousand dollars

Screenshot of the Changed app interface showing options to select different types of debt like mortgage and student loans.

Screenshot of the Changed app interface showing options to select different types of debt like mortgage and student loans.

Changed app interface displaying debt payoff strategies including Avalanche and Snowball methods

Changed app interface displaying debt payoff strategies including Avalanche and Snowball methods

Stash My Cash interface in the Changed app showing savings progress and boost options.

Stash My Cash interface in the Changed app showing savings progress and boost options.

Mobile app interface showing a breakdown of debt payoff and savings allocations

Mobile app interface showing a breakdown of debt payoff and savings allocations

Mobile app dashboard showing a credit score of 720 and recent loan payment history

Mobile app dashboard showing a credit score of 720 and recent loan payment history

A graph showing projected interest savings and early debt payoff milestones using the Changed app.

A graph showing projected interest savings and early debt payoff milestones using the Changed app.

Changed app Perks and Rewards screen showing points and milestones for debt payoff

Changed app Perks and Rewards screen showing points and milestones for debt payoff

Debt Freedom, On Autopilot

The tools that make this app stand out, trusted by 151K+ users.

💸

Automated Round-Ups

Turn your daily coffee into a debt-crushing tool. Link your cards and we’ll automatically round up your change to make extra payments without you even noticing.

📈

Proven Payoff Strategies

Take the guesswork out of finance. Whether you prefer the Debt Snowball or high-interest Avalanche method, we build the perfect roadmap to your debt-free date.

🛡️

Save While You Pay

Never choose between an emergency fund and debt payoff again. Our 'Stash My Cash' feature lets you split your round-ups to build your safety net while you crush your loans.

Loved by users worldwide

Trusted by 151K+ people who love this app.

"

"I never realized how much my spare change could actually do until I started using Changed. It’s completely automated my student loan payments, and I’ve already shaved months off my payoff timeline without feeling any pinch in my daily budget. It’s the ultimate ‘set it and forget it’ tool for anyone tired of debt."

Jessica M., Marketing Manager
"

"Finally, an app that simplifies the debt snowball method! I love being able to see my credit score improve while the app handles the extra payments toward my car loan. Using the 'Stash My Cash' feature alongside my debt payoff has given me such peace of mind. Truly a must-have for financial freedom."

David R., Software Engineer

About the app

Everything you need to know about Changed: Automate Debt Payoff.

Description

"If you have Debt, you need this app." — Mark Cuban, Changed Investor Changed is your all-in-one debt payoff planner, designed to help you manage, track, and eliminate debt with ease. Whether you’re tackling credit cards, student loans, mortgages, or any other type of debt, Changed provides the tools and strategies you need to reach your financial goals and live a debt-free life. WHY CHOOSE CHANGED? • Easily organize and monitor debt from multiple sources. • Set clear goals, track your progress, and stay motivated. • Follow simple strategies to pay off debt faster. **MULTIPLE LOAN CATEGORIES SUPPORTED** • Credit Cards (Capital One, Citicard, Chase, etc) • Student Loans (Navient, Sallie Mae, Great Lakes, etc) • Auto/Car Loans • Medical Loans • Mortgages (Rocket Mortgage, SoFi, etc) • Personal Loans (private lenders, etc) • Taxes (IRS or local municipalities, etc) • Other Loans (paycheck loans, hard money loans, etc) **FLEXIBLE PAYOFF STRATEGIES** • Debt Snowball (Dave Ramsey Method): Pay off smaller balances first to build momentum. • Debt Avalanche: Target high-interest debt to save on interest costs. • Debt Snowflake: Use extra, one-time payments or Boosts to speed up your payoff. • Custom Plans: Create a personalized strategy that fits your financial goals. **ROUND UP SAVINGS** • Automate Extra Payments: Round up your daily purchases and send extra payments to your debt. • Flexible Allocation: Choose how much goes toward debt or Stash My Cash, based on your goals. • Boost Savings: Combine with Stash My Cash to grow your savings while chipping away at debt. **DEBT PAYOFF CALCULATOR** • Exact Savings: See exactly how much time and money you’ll save using Changed. • Visualize Progress: Track the impact of extra payments on your journey to debt freedom. **AUTOMATE AND SCHEDULE EXTRA PAYMENTS** • Scheduled Boosts: Set up transfers that fit your budget, whether it’s $15 every Friday or $1 daily. • Automate Savings & Payments: Changed handles your extra payments automatically, reducing your debt without hassle. **MONITOR AND TRACK YOUR CREDIT SCORE** • Stay on top of your credit score while paying off debt. • Get regular updates and insights to track your progress. • Build better financial habits with real-time monitoring and actionable insights. **REWARDS AND RESOURCES** • Changed PERKS: Earn points and bonuses for hitting milestones. • Loan Resources: Learn best practices for managing and paying off debt. • Get rewarded for referring your friends! **STASH MY CASH** • Automate Savings: Automatically set aside funds for emergencies or big purchases while paying down debt. • Flexible Allocation: Split your savings between paying off debt and building your savings fund—or put 100% into Stash My Cash. • Achieve Financial Goals: Whether you're saving for a vacation, a car, or an emergency fund, Stash My Cash keeps you on track. **WHY IT WORKS** • Strategize Your Debt: Choose from Snowball, Avalanche, Snowflake, or a Custom method—Changed supports your unique approach. • Total Control: Visualize your debt, see real-time progress, and fine-tune your strategy whenever you want. • Seamless Integration: Aligns with your everyday spending and automates payments in the background.= Join thousands who’ve paid off over $60 million in debt with Changed. Changed members save an average of $60-$70 per month through spare-change roundups and enjoy peace of mind with automated debt management. **GET STARTED TODAY** Take control of your finances and join the debt payoff revolution. Changed makes it easy to manage, track, and eliminate debt, helping you save thousands on interest and reclaim years of your life. Download Changed now and start your journey to a debt-free future! CONTACT US Have questions? Reach out at support@changedapps.com—we’re here to help!

Latest Version

5.27

Size

137.4 MB

First Released

Jan 10, 2017

Start Your Journey to a Debt-Free Future Today

Join over 150,000 members saving thousands in interest with the automated debt payoff tool backed by Mark Cuban. Download Changed and turn your spare change into financial freedom.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Changed: Automate Debt Payoff

What is Changed: Automate Debt Payoff app?

Changed is an all-in-one debt payoff planner designed to help users manage, track, and eliminate various types of debt with ease. It provides tools and strategies for financial goals and a debt-free life. It also supports multiple loan categories.

What types of debt can Changed app help manage?

The Changed app supports multiple loan categories including credit cards, student loans, auto/car loans, medical loans, mortgages, personal loans, taxes, and other loans like paycheck or hard money loans.

What debt payoff strategies does Changed app offer?

Changed offers flexible payoff strategies such as Debt Snowball, Debt Avalanche, Debt Snowflake, and Custom Plans. Users choose a method fitting their financial goals to pay off debt faster.

How does the Changed app use round-up savings for debt?

The Changed app automates extra debt payments by rounding up daily purchases. Users can allocate these round-ups flexibly towards debt or their 'Stash My Cash' savings, combining it with boosts.

Can I schedule extra payments with Changed?

Yes, the Changed app allows users to automate and schedule extra payments. Users can set up scheduled boosts, such as $15 every Friday or $1 daily, to fit their budget and automatically reduce debt.

Does Changed app monitor credit scores?

Yes, the Changed app monitors credit scores. It provides regular updates and insights to track progress, helping users build better financial habits with real-time monitoring and actionable insights.

What is 'Stash My Cash' in the Changed app?

'Stash My Cash' in the Changed app allows users to automatically set aside funds for emergencies or big purchases. Users can flexibly split savings between debt payoff and building this savings fund.

Does Changed app offer rewards for debt payoff?

Yes, the Changed app offers rewards through 'Changed PERKS.' Users earn points and bonuses for hitting milestones, can participate in giveaways, and receive rewards for referring friends.

How many users has Changed helped pay off debt?

Changed has helped thousands of users pay off over $60 million in debt. Changed members save an average of $60-$70 per month through spare-change roundups.

Can Changed app show projected savings and payoff time?

Yes, the Changed app's Debt Payoff Calculator shows exactly how much time and money users will save. It visualizes the impact of extra payments on their journey to debt freedom.