Discovery Bank

Discovery Bank

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Logo of Discovery Bank

Discovery Bank: The Shared-Value Bank That Rewards Your Lifestyle

Experience the future of digital banking. Get up to 75% off flights, earn massive rewards for healthy living, and manage your global finances with a seamless 5-minute setup.

Download on App Store

Publisher

Discovery Bank LTD

Category

Finance

Downloads

666K+

User Rating

4.9/5

Total Ratings

135K+

Locales

1

The Future in Focus

Discover the interface used by 666K+ users.

Discovery Bank login page on a smartphone showcasing virtual bank cards and the tagline The Future of Banking Now.

Discovery Bank login page on a smartphone showcasing virtual bank cards and the tagline The Future of Banking Now.

Discovery Bank dashboard displaying account balances and vitality money status

Discovery Bank dashboard displaying account balances and vitality money status

Discovery Bank app interface showing a black debit card with options to manage PIN and card limits.

Discovery Bank app interface showing a black debit card with options to manage PIN and card limits.

Discovery Bank mobile app screen for managing credit facilities and applying for revolving credit

Discovery Bank mobile app screen for managing credit facilities and applying for revolving credit

Discovery Bank mobile app screen showing a 75 percent flight discount reward progress tracker

Discovery Bank mobile app screen showing a 75 percent flight discount reward progress tracker

Discovery Bank app interface showing Vitality Travel options for flights accommodation and lounge access

Discovery Bank app interface showing Vitality Travel options for flights accommodation and lounge access

Discovery Bank app interface for adding real-time EUR GBP and USD accounts

Discovery Bank app interface for adding real-time EUR GBP and USD accounts

Discovery Bank app interface showing the Vitality Active Rewards gameboard

Discovery Bank app interface showing the Vitality Active Rewards gameboard

Discovery Bank app screen showing the Discovery Miles rewards dashboard with a monthly earnings chart and transaction history

Discovery Bank app screen showing the Discovery Miles rewards dashboard with a monthly earnings chart and transaction history

Discovery Bank app Financial Analyser interface showing monthly expense categories and a bar chart.

Discovery Bank app Financial Analyser interface showing monthly expense categories and a bar chart.

Banking Reimagined for Your Lifestyle

The tools that make this app stand out, trusted by 666K+ users.

💎

Unmatched Rewards Currency

Earn Discovery Miles on every swipe. Get up to 30% off at major retailers and 20% back on your daily Uber rides and fuel spend.

🥗

Shared-Value Health Perks

Get up to 75% back on healthy groceries and wellness items. Finally, a bank that pays you back for making healthy lifestyle choices.

✈️

Elite Travel Benefits

Save up to 75% on local and international flights. Access premium airport lounges and open foreign currency accounts in seconds for global ease.

Loved by users worldwide

Trusted by 666K+ people who love this app.

"

"Discovery Bank has completely transformed how I handle my international lifestyle. Being able to open USD and Euro accounts in minutes while scoring massive discounts on flights through Vitality Travel is incredible. It is the smartest, most efficient banking experience I have ever used."

Marcus Chen
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"I am obsessed with the shared-value model. I get rewarded for exercising and buying healthy food with actual cash back and miles. The interface is sleek, the 24/7 support is instant, and for the first time, I actually enjoy checking my bank app to see my progress."

Sarah Jenkins

About the app

Everything you need to know about Discovery Bank.

Description

Discovery Bank is the next generation in digital banking. The Future of Banking. Now. Welcome to the world’s first fully digital shared-value bank. Sign up in under 5 minutes anytime, anywhere and have a bank branch in the palm of your hand. Discovery Bank offers some of the best interest rates in the market, revolutionised digital payments, advanced Discovery AI technology to enhance your banking experience, and SA’s best client experience to make life easier, more exciting, and more rewarding. Unlock a world of rewards with Ðiscovery Miles – the rewards currency worth more than cash – and access Vitality Travel to get up to 75% off local and international flights. A full bank branch at your fingertips: o Sign up in under 5 minutes, get free virtual cards and start transacting immediately. o Manage your cards, accounts, and rewards in one place. o Instantly change a PIN, pause or stop cards. o Manage in-app and email notifications so you’re always in the know. o Download certified bank statements, account confirmation letters, and tax and deposit certificates anytime. o Get client support 24/7/365. Pay anyone, anywhere, anytime: o Real-time payments from only R1. o Make instant payments to your Discovery client contacts without banking details with Discovery Pay. o Generate virtual cards in seconds for safer, more convenient, and more rewarding payments. o Tap-and-pay with Apple Pay, Fitbit Pay, Garmin Pay, Google Pay, Samsung Pay and SwatchPAY!. o Skip queues and automatically settle medical expenses at pharmacies, hospitals, and medical service providers with Health Pay. Access products that enrich your life: o Get exclusive access to Vitality Money, which helps you track and improve your financial health and rewards you when you do. o Choose an account right for you – from day-to-day banking, a credit card, or full banking suite. o Open free savings accounts in minutes get some of the best interest rates. o Get credit up to R1,000,000 with immediate access. o Apply for a home loan in the app, get up to 100% financing, and a preliminary offer in 5 minutes. o Open British Pound, Euro and US Dollar Forex accounts in minutes for seamless foreign currency transactions anywhere in the world. Upgrade your travel experience with Vitality Travel: o Enjoy an enhanced travel experience with Vitality Travel by Discovery Bank. o Get up to 75% off local and international flights. o Browse local and international flights by airline, cabin class, fare type, stops and times in the banking app. o Pay seamlessly with your cards or Ðiscovery Miles and get free international travel insurance. o Get exclusive access to The Lounge, by Discovery Bank and SAA, for an elevated pre-flight experience. o Skip the queues at security clearance and car hire with Priority Fast Track and Europcar Ready2GO. Unlock a world of rewards with up to: o 75% off local and international flights o 75% back on HealthyFood items at Checkers and Woolworths o 50% back on HealthyCare items at Clicks and Dis-Chem o 20% back on fuel spend at bp and select Shell stations o 20% back on Uber rides. Earn and spend Ðiscovery Miles: o Earn Ðiscovery Miles every time you use your Discovery Bank virtual card. o Earn Ðiscovery Miles through Vitality Active Rewards (when you exercise, drive well, or spend responsibly), and for Vitality lifestyle rewards. o Get up to 15% off when you spend your Ðiscovery Miles in-store and online every day – this doubles to up to 30% off on Miles Ð-Day on the 15th of every month. o Buy prepaid products like airtime, data, SMS bundles, water and electricity and get up to 15% off. o Buy entertainment vouchers for Blu Voucher, Roblox and more – with up to 15% off select vouchers. o You can also use Ðiscovery Miles to pay for travel, send them to contacts or convert them to cash. Auth FSP. Limits (incl. fair usage), Ts&Cs apply.

Latest Version

6.7.0

Size

185.5 MB

First Released

Mar 25, 2019

The Future of Your Finances is Just 5 Minutes Away

Join the next generation of digital banking. Download now to unlock elite travel rewards, AI-powered financial insights, and a bank that actually pays you to live well.

Download on App StoreDownload on Google Play
FAQ

Frequently Asked Questions

Everything you need to know about Discovery Bank

How can I open an account with Discovery Bank?

Yes, you can open a Discovery Bank account digitally in under 5 minutes, anytime and anywhere. This provides immediate access to banking services, including virtual cards for transactions.

What features does the Discovery Bank app offer for card management?

The Discovery Bank app allows you to manage your cards comprehensively. You can instantly change a PIN, pause or stop cards, view details, set limits, and add them to Apple Pay.

Can Discovery Bank users get rewards for healthy living?

Yes, Discovery Bank rewards users for managing their money well and participating in Vitality Active Rewards. This includes earning Discovery Miles for exercising, driving well, and responsible spending.

What kind of payment options does Discovery Bank support?

Discovery Bank supports various payment options. These include real-time payments, instant payments to contacts via Discovery Pay, virtual cards, and tap-and-pay services like Apple Pay and Google Pay.

How does Discovery Bank help with financial planning and budgeting?

Discovery Bank provides Vitality Money, which includes a Financial Analyser. This tool helps users track and improve their financial health by monitoring income, expenses, savings, and budget categories.

Does Discovery Bank offer loans or credit facilities?

Yes, Discovery Bank offers credit facilities including a Single Credit Facility and a Revolving Credit Facility. Users can obtain credit up to R1,000,000 and apply for home loans directly in the app.

Can I get support for my Discovery Bank account 24/7?

Yes, Discovery Bank provides client support 24 hours a day, 7 days a week, 365 days a year. This ensures continuous assistance for all account-related queries.

What are the benefits of using Vitality Travel with Discovery Bank?

Vitality Travel by Discovery Bank offers an enhanced travel experience. Users get up to 75% off local and international flights, free international travel insurance, and exclusive access to The Lounge.

How can I spend Discovery Miles earned from Discovery Bank?

You can spend Discovery Miles in various ways. These include getting up to 15% off in-store and online (up to 30% on Miles Ð-Day), buying prepaid products, entertainment vouchers, paying for travel, or converting to cash.

Can I manage notifications and statements in the Discovery Bank app?

Yes, the Discovery Bank app allows you to manage in-app and email notifications. You can also download certified bank statements, account confirmation letters, and tax certificates directly from the app.