Lemonade Insurance

Lemonade Insurance

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Lemonade Insurance: Instant Protection for Your Home, Car, Pet, and Life

Join over 4 million people who swapped paperwork for AI-powered coverage. Get a policy in 90 seconds, file claims in 3 seconds, and give back to causes you care about—all starting at just $5/month.

Publisher

Lemonade Inc.

Category

Finance

Downloads

4M+

User Rating

4.9/5

Total Ratings

85K+

Locales

4

Insurance, but beautiful

Discover the interface used by 4M+ users.

Lemonade app welcome screen with Get Started button and minimalist line art illustration of a house and electric car.

Lemonade app welcome screen with Get Started button and minimalist line art illustration of a house and electric car.

A Lemonade app screen showing options to bundle home and car insurance with renters, pet health, and term life insurance for savings.

A Lemonade app screen showing options to bundle home and car insurance with renters, pet health, and term life insurance for savings.

Lemonade mobile app screen for car insurance showing pricing and key features like roadside assistance and carbon cleaning

Lemonade mobile app screen for car insurance showing pricing and key features like roadside assistance and carbon cleaning

Lemonade insurance app interface displaying a 5 dollars per month home insurance policy with coverage highlights for theft fire and water damage

Lemonade insurance app interface displaying a 5 dollars per month home insurance policy with coverage highlights for theft fire and water damage

Lemonade app interface showing pet health insurance coverage options for accidents and illnesses

Lemonade app interface showing pet health insurance coverage options for accidents and illnesses

A screenshot of the Lemonade Insurance mobile app showing a digital life insurance policy overview with a family illustration.

A screenshot of the Lemonade Insurance mobile app showing a digital life insurance policy overview with a family illustration.

Lemonade app interface showing the Giveback feature for donating unused premiums to charities like the ACLU

Lemonade app interface showing the Giveback feature for donating unused premiums to charities like the ACLU

Lemonade Insurance app screen featuring five stars and positive customer testimonials.

Lemonade Insurance app screen featuring five stars and positive customer testimonials.

Insurance Built for the 21st Century

The tools that make this app stand out, trusted by 4M+ users.

Get Covered in 90 Seconds

Forget phone calls and snail mail. Our AI handles the heavy lifting so you can secure a policy in the time it takes to brew a coffee.

💸

Instant Claims Payouts

File a claim from your phone anywhere, anytime. Our smart algorithms can approve and pay out your claim in as little as 3 seconds.

🌍

Socially Driven Coverage

As a Certified B-Corp, we take a flat fee and give the rest to charities you choose. Finally, insurance that aligns with your values.

Loved by users worldwide

Trusted by 4M+ people who love this app.

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"I never thought I would actually enjoy setting up insurance. I got my renters and pet policy sorted in under 3 minutes while drinking my morning coffee. No paperwork, no annoying phone calls, just a clean app and a total sense of relief. When my dog needed a vet visit, the claim was approved almost instantly. Truly a game changer for my generation."

Sarah Jenkins
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"Switching to Lemonade for my first home was the easiest decision I have made. Not only is it significantly more affordable than the legacy companies, but the B-Corp status and 'Giveback' program align perfectly with my values. It is refreshing to see a tech company actually use its platform for social good while providing a seamless user experience."

Marcus Thorne

About the app

Everything you need to know about Lemonade Insurance.

Description

“@Lemonade_Inc was the simplest and easiest insurance I’ve ever purchased, “old” insurance companies need to step into the current century!!!” SOME QUICK LEMONADE STATS • Starts as low as $30/mo for car insurance, $5/mo for renters, $25/mo for homeowners, $12/mo for pet, and $9/mo for term life. • Financial rating of “A” exceptional • 90 secs to get a policy through our app • Super fast and easy to use • Reinsured by the most trusted names on the planet WHY LEMONADE FOR INSURANCE • No Hassle: There’s no need to wait around for snail mail or talk on the phone w/ agents - get a policy with the Lemonade app whenever and wherever you are • Bundle and save! We’ll automatically apply your bundle discount to any combination of our products • Socially Driven: As a B-Corp, social good is baked into our business model: we take a flat fee, use the rest to pay claims (super fast!), and give back what’s left to charities you care about with our renters, homeowners, car, and pet products. Lemonade also plants trees based on our drivers’ mileage to help clean up carbon emissions. • Devoted Team: Our powerful tech and automation free up our dedicated customer experience team and claims specialists to help you when you need it most. HOW LEMONADE IS DIFFERENT • Live Policy: Want to personalize your coverage? Add your sig other? Cancel your policy and get a new one at a different address? Do it all with a couple of taps on your phone. • Instant Claims: Seamlessly file claims from your phone - anytime, anywhere. Our AI runs 18 anti-fraud algorithms, and if your claim is instantly approved, you’ll get paid in 3 secs. • Adjustable coverage: For your home, car, pets, personal property, liability, and more. Get your stuff covered whether it's at your home, or on the go. LET’S MAKE LEMONADE! Renters insurance is currently available in AZ, AK, CA, CO, CT, DC, FL, GA, IL, IN, IA, MD, MA, MI, MO, NV, NJ NM, NY, OH, OK, OR, PA, RI, TN, TX, VA, DC, and WI. Homeowners insurance is available in AZ, CA, CO, CT, DC, GA, IL, IN, IA, MD, MA, MI, MO, NV, NJ, NY, OH, OK, OR, PA, TN, TX, VA, DC, and WI. Car insurance is available in IL, OH, TN, and TX with more states coming soon! Pet health insurance is available in AL, AR, AZ, CA, DC, FL, GA, IA, IL, IN, MD, MI, MS, MT, ND, NE, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, and WI. Term life insurance is available in AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, FL, GA, HI, ID, IL, IM, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WI, and WY. WANNA BE FRIENDS? • facebook.com/lemonade • twitter/lemonade_inc • instagram.com/lemonade_inc • instagram.com/lemonade_pet • youtube.com/lemonade_Inc YOU'RE INSURED BY LEMONADE: • Get questions answered by our team online or over the phone • Download and share proof of property and home insurance on your mobile phone • Adjust and update your policy for your home insurance coverage whenever and wherever • Protect your favorite items, at home and away THE LEGAL STUFF Terms of Service: lemonade.com/terms-of-service Privacy Policy: lemonade.com/privacy-policy Legal Stuff on Lemonade: lemonade.com/legal-stuff Cheers for reading all 3,402 characters! Give yourself a pat on the back ;) If you want more Lemonade, visit us at lemonade.com/blog

Latest Version

9.36

Size

273.5 MB

First Released

Sep 21, 2016

Join the Future of Insurance

Get protected in 90 seconds, file claims in 3, and support the causes you love—all from your phone. No paperwork, no phone calls, just instant peace of mind.

Download on App StoreDownload on Google Play
FAQ

Frequently Asked Questions

Everything you need to know about Lemonade Insurance

What are the starting prices for Lemonade insurance products?

Lemonade offers car insurance from $30/mo, renters from $5/mo, homeowners from $25/mo, pet insurance from $12/mo, and term life insurance from $9/mo.

How quickly can I get a new insurance policy using the Lemonade app?

You can obtain a new insurance policy with Lemonade in as little as 90 seconds through the app. The process is designed to be super fast and easy.

Does Lemonade Insurance offer bundle discounts for multiple policies?

Yes, Lemonade Insurance automatically applies bundle discounts to any combination of its products. This includes renters, homeowners, car, pet, and term life insurance policies.

How does Lemonade Insurance contribute to social good as a B-Corp?

Lemonade operates as a B-Corp with a flat fee model. It uses remaining premiums to pay claims and gives back unused funds to charities chosen by customers. They also plant trees for carbon emission offset.

Can I manage and adjust my Lemonade insurance policy through the app?

Yes, the Lemonade app allows users to personalize coverage, add beneficiaries, and cancel or update their policies digitally with a few taps. It provides a live policy management experience.

How quickly does Lemonade process insurance claims?

Lemonade processes claims instantly through its app. If their AI, which runs 18 anti-fraud algorithms, instantly approves a claim, policyholders receive payment in 3 seconds.

What types of insurance products does Lemonade Insurance provide?

Lemonade Insurance provides car, renters, homeowners, pet health, and term life insurance. Customers can obtain coverage for personal property, liability, and more, applicable at home or on the go.

Is roadside assistance included with Lemonade car insurance?

Yes, Lemonade car insurance includes free roadside assistance as a benefit. This feature is part of their offerings to protect your car and passengers.

What is the financial strength rating of Lemonade Insurance?

Lemonade Insurance holds a financial strength rating of "A" (exceptional). This rating signifies the company's robust financial health and its capacity to meet policyholder obligations.

In which states is Lemonade car insurance currently available?

Lemonade car insurance is currently available in Illinois (IL), Ohio (OH), Tennessee (TN), and Texas (TX). The company plans to expand to more states soon.