Max

Max

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Logo of Max

Max by VIB: Your 100% Digital Financial Gateway

Experience the ultimate all-in-one banking app from VIB. Open credit cards in 15 minutes, access instant cash loans, and unlock 0% installments—all with absolute security and no physical paperwork required.

Download on App Store

Publisher

VIETNAM INTERNATIONAL COMMERCIAL JOINT STOCK BANK

Category

Finance

Downloads

332K+

User Rating

3.0/5

Total Ratings

300

Locales

2

Seamless Finance, Visualized

Discover the interface used by 332K+ users.

Interface of the Max by VIB mobile banking app showing account rewards and financial services

Interface of the Max by VIB mobile banking app showing account rewards and financial services

Max by VIB app interface showing Super Card and Smart Card with Vietnamese text.

Max by VIB app interface showing Super Card and Smart Card with Vietnamese text.

Mobile interface of Max by VIB app showing Super Cash credit limit and loan balance

Mobile interface of Max by VIB app showing Super Cash credit limit and loan balance

Screenshot of the Max by VIB app interface showing unsecured loan options for travel and lifestyle budgeting.

Screenshot of the Max by VIB app interface showing unsecured loan options for travel and lifestyle budgeting.

Max by VIB mobile app screen showing flexible installment options for debit card transactions

Max by VIB mobile app screen showing flexible installment options for debit card transactions

Max by VIB app interface showing a referral rewards dashboard with a bar chart and earnings summary for credit and payment cards

Max by VIB app interface showing a referral rewards dashboard with a bar chart and earnings summary for credit and payment cards

Your Financial Bridge to Vietnam

The tools that make this app stand out, trusted by 332K+ users.

📲

100% Virtual Onboarding

Skip the international flight. Open your VIB credit or payment cards in just 15 minutes using advanced EKYC and NFC technology from anywhere in the world.

💳

Smart Cash Flexibility

Optimize your liquidity by instantly moving limits between credit cards and cash loans. Access up to 1 billion VND to manage your investments or family needs.

🤝

Collective Family Rewards

Join a "Card Group" to double points and share 0% interest perks with family. Access thousands of 360 Rewards vouchers for your next visit to Vietnam.

Loved by users worldwide

Trusted by 332K+ people who love this app.

"

"Opening a credit card back home used to be impossible from the US. With Max, I completed the EKYC in minutes and could manage my finances instantly. It is truly a financial bridge for those of us living abroad who still maintain assets in Vietnam."

Tran Hoang
"

"The 0% installment feature and the 360 rewards are incredible. I use the vouchers for my parents in Vietnam, and the 'Hội thẻ' group doubling our points is such a smart way to save together as a family. Highly recommend for the rewards alone!"

Mai Le

Review Analysis

Insights from user reviews.

Sentiment Score

26%
Negative

Summary

This app receives overwhelmingly negative feedback, with many users expressing severe dissatisfaction. While a small number of users found the card opening process easy, the majority of complaints revolve around deceptive practices, stringent data collection requirements including mandatory contact synchronization, and allegations of fraud. Users frequently encounter app functionality issues such as login problems (specifically on iPhone 13 Pro Max), crashes during face scans, and features like "Super Cash" disappearing. Additionally, many report frustratingly slow or outright failed card application and approval processes, poor customer support, and hidden fees or high interest rates.

Common Themes

Card Application Process(3)
Data Privacy & Trust(1)
App Stability & Features(1)
Customer Support(1)
Fees & Interest Rates(1)
Language Options(1)

About the app

Everything you need to know about Max.

Description

MAX by VIB là ứng dụng chính thức từ Ngân hàng Quốc tế (VIB) giúp Khách hàng quản lý ưu đãi, mở thẻ, trả góp và vay tiền mặt 100% online – nhanh chóng, tiện lợi, bảo mật tuyệt đối. Tính năng nổi bật: - Mở thẻ thanh toán hoặc tín dụng 100% online chỉ trong 15 phút, quy trình đơn giản. - Vay tiền mặt đến 1 tỷ đồng, giải ngân nhanh, lãi suất chỉ từ 0.92%/tháng. - Thẻ thanh toán cho phép trả góp - lần đầu tiên và duy nhất tại Việt Nam, lãi suất chỉ từ 0%. - Linh hoạt luân chuyển hạn mức Super Cash giữa thẻ tín dụng và vay tiền mặt. - Xác thực an toàn với EKYC (Xác thực danh tính điện tử) và NFC (Công nghệ giao tiếp trường gần). - Theo dõi tiến độ hồ sơ, ký hợp đồng điện tử, sử dụng thẻ ngay trên ứng dụng. Khách hàng mục tiêu: - Chủ thẻ thanh toán hoặc tín dụng VIB. - Khách hàng đăng ký mở thẻ hoặc vay tiền mặt trực tuyến. - Người giới thiệu bạn bè/người thân mở thẻ VIB. Ưu đãi hấp dẫn: - Nhận thưởng đến 1 triệu đồng/thẻ, miễn phí thường niên trọn đời. Không giới hạn số lượng thẻ giới thiệu. - Miễn phí thường niên và quà tặng độc quyền khi mở thẻ tín dụng qua MAX. - Lập Hội thẻ VIB: Nhân đôi điểm thưởng, hoàn phí thường niên, ưu đãi trả góp 0% cho thành viên trong nhóm. - Khám phá ưu đãi 360: Hàng ngàn voucher ẩm thực, mua sắm, làm đẹp với ưu đãi giảm giá - miễn phí - tặng thêm. Tải ngay MAX để mở thẻ dễ dàng, vay tiền nhanh chóng, quản lý ưu đãi mọi lúc - và yên tâm với cam kết bảo mật thông tin tuyệt đối từ VIB. (*) Các chương trình có thể thay đổi tùy thuộc chính sách VIB tại từng thời điểm. Trụ sở chính: Tầng 1-2, Tòa nhà Sailing Tower - 111A Pasteur, Phường Sài Gòn, TP.HCM

Latest Version

1.6.5

Size

97.9 MB

First Released

Jul 23, 2024

Ready to Take Your Financial Freedom to the MAX?

Join the digital revolution with VIB. Download the app today to open your account 100% online in just 15 minutes, access flexible credit, and unlock exclusive rewards from anywhere in the world.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Max

What is MAX by VIB?

Yes, MAX by VIB is the official application from Vietnam International Bank (VIB). It allows customers to manage offers, open cards, make installment payments, and apply for cash loans 100% online.

How quickly can I open a card with the MAX app?

Users can open payment or credit cards 100% online through the MAX app. The process takes only 15 minutes, offering speed, convenience, and absolute security.

Can I get a cash loan through the MAX by VIB app?

Yes, MAX by VIB offers cash loans up to 1 billion VND. These loans feature quick disbursement and competitive interest rates starting from 0.92% per month.

Does MAX by VIB offer 0% installment payments on debit cards?

Yes, MAX by VIB allows debit cardholders to make installment payments. This unique feature in Vietnam offers interest rates starting from 0% on eligible transactions.

Is using the MAX by VIB app secure for personal data and transactions?

The MAX app ensures secure authentication through EKYC (Electronic Know Your Customer) and NFC (Near Field Communication) technologies. VIB also commits to absolute information security.

What is the Super Cash feature in MAX by VIB?

MAX by VIB provides flexible Super Cash limits, allowing users to transfer credit limits between their credit card and cash loan accounts. This offers greater financial adaptability.

Can I track my card application status using the MAX app?

Customers can track their application progress, sign electronic contracts, and immediately use their cards directly within the MAX application after approval.