MoneyLion: Banking & Cash Back

MoneyLion: Banking & Cash Back

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MoneyLion: Smart Banking, Easy Advances, and Credit Growth

Join millions taking control with 0% interest cash advances, early paydays, and powerful tools to boost your credit score—no hidden fees or hard credit checks.

Download on App Store

Publisher

MoneyLion Inc

Category

Finance

Downloads

11M+

User Rating

4.8/5

Total Ratings

300K+

Locales

1

Your Financial Command Center

Discover the interface used by 11M+ users.

A woman in a teal outfit celebrating a 100 dollar Instacash advance on the MoneyLion app

A woman in a teal outfit celebrating a 100 dollar Instacash advance on the MoneyLion app

MoneyLion app screen showing a 500 dollar interest free cash advance

MoneyLion app screen showing a 500 dollar interest free cash advance

A young man sitting on a beanbag chair playing mobile games to earn cash rewards on MoneyLion

A young man sitting on a beanbag chair playing mobile games to earn cash rewards on MoneyLion

MoneyLion WOW app interface displaying cashback rewards and travel discounts

MoneyLion WOW app interface displaying cashback rewards and travel discounts

MoneyLion app interface showing personal loan matching options and borrowing categories for emergency bills or debt consolidation

MoneyLion app interface showing personal loan matching options and borrowing categories for emergency bills or debt consolidation

MoneyLion app interface displaying a credit monitoring dashboard with an excellent credit score of 780

MoneyLion app interface displaying a credit monitoring dashboard with an excellent credit score of 780

MoneyLion mobile app screen showing investment portfolio value and growth chart

MoneyLion mobile app screen showing investment portfolio value and growth chart

MoneyLion legal disclaimer screen showing terms for Instacash and RoarMoney services

MoneyLion legal disclaimer screen showing terms for Instacash and RoarMoney services

Detailed legal disclaimers and terms for MoneyLion credit builder and membership services.

Detailed legal disclaimers and terms for MoneyLion credit builder and membership services.

Financial Tools for Your Daily Hustle

The tools that make this app stand out, trusted by 11M+ users.

Instant Cash Advances

Access up to $500 of your paycheck early with 0% interest and no credit check. Perfect for those moments when life happens before payday.

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Effortless Credit Building

Boost your score with a Credit Builder Loan. We report to all three major bureaus to help you unlock lower interest rates for the future.

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Get Paid 2 Days Faster

Receive your direct deposit up to two days early with RoarMoney banking and turn your everyday spending into cashback rewards.

Loved by users worldwide

Trusted by 11M+ people who love this app.

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"MoneyLion is a total lifesaver for my freelance business. The Instacash feature has saved me from predatory overdraft fees more times than I can count, and getting my pay two days early helps me stay on top of bills without the usual end-of-month stress."

Marcus T., Delivery Specialist
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"I have tried so many banking apps, but none offer the growth tools MoneyLion does. Using the Credit Builder Plus helped me boost my score by over fifty points in just six months, and the cashback rewards on my daily spending actually add up to real savings!"

Sarah J., Retail Manager

About the app

Everything you need to know about MoneyLion: Banking & Cash Back.

Description

Make better money decisions with MoneyLion. Access mobile banking, personal finance resources, personal loans, fast cash advances, & cashback rewards for extra money when you need it. BANKING WITH ROARMONEY - GET PAID EARLY (UP TO 2 DAYS)² Fast forward to payday with RoarMoney℠ direct deposit. Open a RoarMoney banking account and invest your extra cash with Round Ups³. Unlock cash advances up to $1000¹ with qualifying recurring direct deposits. CASHBACK & REWARDS- MONEYLION WOW⁷ Get your cash back and even earn rewards on big financial decisions or everyday spending. Access exclusive benefits like cell phone insurance, travel protection, and more. CASH ADVANCES UP TO $500¹ Access up to $500 of your paycheck, any day with Instacash® cash advances. Get money with no interest, no mandatory fees, & no credit check. FAST LOAN OFFERS⁵ Need to borrow money? Get personal loan offers from partners on the MoneyLion Marketplace. Compare personal loan offers, small loans, online loans, & savings accounts. CREDIT BUILDER LOAN WITH A MEMBERSHIP⁶ Credit Builder Loans up to $1,000 with no hard credit check. MoneyLion helps you earn rewards as you improve your credit health. Get alerts and report credit scores to all 3 bureaus; Equifax, Experian and TransUnion. MoneyLion is not affiliated with other money apps, loan apps, or instant cash advance apps such as Dave, SoFi, Ally, Chime, Self, Varo Bank, Possible Finance, Albert, Klover,, Earnin, Empower, Cleo, Brigit, Kikoff, Credit Sesame, Credit Karma or Credit One Bank 1 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions, and eligibility requirements. Increased Instacash limit requires recurring direct deposit into RoarMoney account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply. 2 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit. 3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature. 5 MoneyLion displays personal loans in our marketplace with repayment terms from 12 months to 84 months and APR ranges from 5.99% to 35.99%. For example, if you receive a $10,000 loan with a 60-month term and a 16.21% APR, your required monthly payment would be $244.30 ($135.09 Principal + $109.21 Interest). Assuming all 60 payments are made on time, the total amount paid would be $14,657.87. All loan offers on the MoneyLion marketplace require your application and approval by the lender. Depending on the lender, other fees may apply, such as origination fees, or late payment fees. See lender’s terms and conditions for additional details. You may not qualify for the lowest rates or the highest offer amounts or may not qualify for a loan at all. 6 Credit Builder loans are made by either exempt or state-licensed subsidiaries of MoneyLion Inc. NMLS 1237506 249 W 17th St, 4th Fl, New York, NY 10011

Latest Version

7.143.1

Size

224.2 MB

First Released

Dec 17, 2015

Ready to Join 11 Million People Winning with MoneyLion?

Get paid up to 2 days early, access 0% interest cash advances, and build the credit you deserve. Download the app today and finally get the financial head start you've been working for.

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FAQ

Frequently Asked Questions

Everything you need to know about MoneyLion: Banking & Cash Back

What is the maximum cash advance available with MoneyLion Instacash?

MoneyLion Instacash offers cash advances up to $500. Users with qualifying recurring direct deposits into a RoarMoney account can unlock advances up to $1000.

Does MoneyLion Instacash charge interest or mandatory fees for cash advances?

No, MoneyLion Instacash is a 0% APR cash advance service. It does not charge interest or mandatory fees. Users can opt to pay a tip or Turbo Fee for expedited funds delivery.

Can I get my paycheck early with MoneyLion's RoarMoney direct deposit?

Yes, with MoneyLion's RoarMoney direct deposit, users can access their funds up to two days earlier. This faster access is based on a comparison to paper check processing.

Does MoneyLion offer Credit Builder Loans without a hard credit check?

Yes, MoneyLion provides Credit Builder Loans up to $1,000 without a hard credit check. This service helps improve credit health by reporting scores to Equifax, Experian, and TransUnion.

What benefits are included with the MoneyLion WOW membership?

MoneyLion WOW membership offers cashback rewards on daily spending, premium insurance, and exclusive benefits like cell phone insurance and travel protection. It also provides various deals.

What is the monthly cost for a MoneyLion WOW Membership?

The MoneyLion WOW Membership costs $9.99 when billed monthly. Alternative payment options include $54.90 for six months or $99.99 for an annual membership.

How can MoneyLion help me find a personal loan?

MoneyLion provides a marketplace where users can compare personal loan offers from partners. These offers can be for small loans, online loans, or larger amounts, potentially up to $100,000.

Does MoneyLion include credit monitoring and reporting services?

Yes, MoneyLion offers credit monitoring to help users track spending and build credit. It provides alerts and reports credit scores to all three major bureaus: Equifax, Experian, and TransUnion.

What is MoneyLion's Round Ups feature for investing?

MoneyLion's optional Round Ups service automatically rounds up purchases to the nearest dollar and invests the spare change. This feature helps users grow their investments passively.