Netspend
Experience banking designed for your real life. Get your paycheck up to 2 days early, access up to $300 in overdraft protection with a 24-hour grace period, and grow your money with 6.00% APY on savings.
Publisher
Category
FinanceDownloads
6M+User Rating
Total Ratings
111K+Locales
1Discover the interface used by 6M+ users.
The tools that make this app stand out, trusted by 6M+ users.
Why wait for payday? Receive your paycheck up to 2 days faster and government benefits up to 5 days early with Direct Deposit.
Get up to $300 in protection with a 24-hour grace period to bring your balance back to positive and avoid overdraft fees.
Make your money work harder with an optional savings account featuring a rate far above the national average.
Trusted by 6M+ people who love this app.
"Getting my paycheck 2 days early has been a total lifesaver for my family's budget. I also love the 24-hour grace period on overdrafts—it gives me peace of mind knowing I won't get hit with unfair fees if a bill comes in a little early. Truly the best banking app I've used!"
"As a freelancer, I need my money to work as hard as I do. The 6.00% APY on my savings account is incredible, and the app makes it so easy to manage everything on the go. Finding a reload location is always a breeze, and I finally feel in control of my finances."
Everything you need to know about Netspend.
Description
Latest Version
7.0.4
Size
75.5 MB
First Released
Dec 14, 2010
Join over 6 million people who trust Netspend for faster access to their money. Download the app now to get your paycheck early, enjoy $300 overdraft protection, and start earning 6.00% APY on your savings.
Everything you need to know about Netspend
Yes, Netspend allows users to receive government benefits up to 5 days early and paychecks up to 2 days faster with Direct Deposit.
Yes, Netspend provides optional Debit Card Overdraft Protection up to $300. It includes a 24-hour grace period to avoid fees by restoring a positive balance.
Netspend offers an optional Savings Account where users can earn up to 6.00% Annual Percentage Yield (APY) on their savings.
You can add funds to your Netspend account at over 130,000 locations nationwide using the Netspend Network.
Netspend benefits individuals and families managing finances, unbanked or underbanked individuals, and freelancers needing flexible financial solutions.
Yes, banking services provided through Netspend are offered by Pathward®, National Association, and Republic Bank & Trust Company, which are Members FDIC.
Opening a Netspend deposit account is subject to successful registration and identity verification to comply with regulatory requirements.
Yes, Netspend offers cash back rewards, allowing users to earn up to 10% cash back on everyday shopping. Specific offers like 25% on groceries are available.
Yes, Netspend provides card security features including the ability to lock and unlock your card directly within the app, and options for reporting lost or stolen cards.
The Netspend Overdraft Service charges $20.00 per transaction, up to a maximum of 5 overdraft fees per calendar month.
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