Save up to 5% on every spend across 180+ countries with no hidden fees. Load in INR and enjoy premium perks like free international lounge access, UPI payments, and instant eSIMs—all designed for Indian expats and students living abroad.
Publisher
Category
FinanceDownloads
748K+User Rating
Total Ratings
36K+Locales
1Discover the interface used by 748K+ users.
The tools that make this app stand out, trusted by 748K+ users.
Stop paying the 'forex tax.' Save up to 5% on every transaction by spending at live exchange rates in 180+ countries.
Skip the hassle of multi-currency cards. Add money in INR and instantly spend like a local anywhere your journey takes you.
Travel in style with complimentary airport lounge access, integrated eSIM data plans, and 24/7 global chat support.
Trusted by 748K+ people who love this app.
"Moving from Mumbai to NYC for my Master's was a huge transition, but Niyo made the financial part so easy. I use it for everything from coffee to groceries without worrying about hidden forex fees. The lounge access during my layovers is just the cherry on top!"
"As a tech consultant traveling between SF, London, and Bangalore, Niyo is a lifesaver. No more carrying multiple currencies or paying 3-5% extra. The app is super intuitive, and having eSIM and travel insurance in one place saves me so much time. Highly recommended for any expat!"
Everything you need to know about Niyo: Global cards for travel.
Description
Latest Version
3.51.0
Size
309.9 MB
First Released
Sep 5, 2022
Everything you need to know about Niyo: Global cards for travel
Niyo: Global cards for travel provides international credit and debit cards with zero forex markup charges. It is designed for travellers, students, and businesses to save up to 5% on international transactions.
No, the Niyo card offers zero forex markup on all international transactions, allowing users to save up to 5%. This applies to both card usage and forex cash withdrawals.
Niyo cards are delivered in 3-5 days. In select metro cities, Niyo Express offers 24-hour doorstep delivery with assisted KYC verification and instant card handover, making you travel-ready faster.
Yes, Niyo cards work in over 180 countries. Users can add money in INR and use it to transact in the local currency of their destination abroad, eliminating the need for multi-currency accounts.
Niyo Express provides 24-hour doorstep card delivery in select cities, free doorstep KYC by an expert, assisted card setup, and premium support. This ensures users are travel-ready quickly and efficiently.
To open a Niyo account, download the app, verify your mobile and email, verify passport and Aadhaar, complete a quick selfie, and a 3-minute Video KYC. The account is ready in less than 5 minutes.
Yes, Niyo provides 1 free international ATM withdrawal each quarter. The app also features an ATM Locator to help users find cash machines globally during their travels.
Yes, the Niyo app supports UPI payments through its "Niyo Pay" feature. This allows users to make secure and convenient payments directly from their Niyo account.
Yes, Niyo offers international eSIMs with affordable data plans available in over 120 countries. This service ensures users can stay connected globally without high roaming charges.
Yes, Niyo assists with visa bookings at the lowest market rate and provides full assistance. Users can also book visas using Niyo Coins, enhancing travel planning convenience.
Yes, Niyo facilitates flight bookings with zero convenience fees and hotel bookings at exclusive properties with the lowest rates. Users can also utilize Niyo Coins for these travel services.
Niyo Coins are part of a unique rewards program within the Niyo app. Users can earn and redeem these coins to book visas, flights, hotels, and travel insurance.
Yes, the Niyo card is perfect for students studying abroad. It offers zero forex fees on cards and remittances, which helps them save significantly on international expenses.
Niyo partners with DCB Bank and SBM Bank (India) for its digital savings accounts, as well as its credit and debit card offerings.
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