Niyo: Global cards for travel

Niyo: Global cards for travel

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Niyo: The Zero Forex Global Card for the Modern Indian Traveler

Save up to 5% on every spend across 180+ countries with no hidden fees. Load in INR and enjoy premium perks like free international lounge access, UPI payments, and instant eSIMs—all designed for Indian expats and students living abroad.

Publisher

Niyo Solutions Inc

Category

Finance

Downloads

748K+

User Rating

4.7/5

Total Ratings

36K+

Locales

1

The World in Your Pocket

Discover the interface used by 748K+ users.

Niyo zero forex markup card and mobile app interface for international travel

Niyo zero forex markup card and mobile app interface for international travel

A delivery person holding a package for Niyo global card 24-hour doorstep delivery and assisted KYC

A delivery person holding a package for Niyo global card 24-hour doorstep delivery and assisted KYC

Niyo app interface for buying forex cash at zero markup with live currency converter

Niyo app interface for buying forex cash at zero markup with live currency converter

Niyo app interface for international money transfers with zero forex markup

Niyo app interface for international money transfers with zero forex markup

A woman using an ATM with a map overlay showing nearby free international ATM locations

A woman using an ATM with a map overlay showing nearby free international ATM locations

Niyo app interface for buying international eSIM plans in over 120 countries.

Niyo app interface for buying international eSIM plans in over 120 countries.

Niyo app screen showing travel visa booking with zero service charges for international travelers.

Niyo app screen showing travel visa booking with zero service charges for international travelers.

Niyo app screen displaying Niyo Coins balance and options to redeem for flights and hotels

Niyo app screen displaying Niyo Coins balance and options to redeem for flights and hotels

A smiling Indian international student holding books and showing the Niyo app for zero forex fees

A smiling Indian international student holding books and showing the Niyo app for zero forex fees

Banking Built for Your Global Lifestyle

The tools that make this app stand out, trusted by 748K+ users.

💸

Zero Forex Markup

Stop paying the 'forex tax.' Save up to 5% on every transaction by spending at live exchange rates in 180+ countries.

🌍

Load in INR, Spend Globally

Skip the hassle of multi-currency cards. Add money in INR and instantly spend like a local anywhere your journey takes you.

🛫

Exclusive Travel Perks

Travel in style with complimentary airport lounge access, integrated eSIM data plans, and 24/7 global chat support.

Loved by users worldwide

Trusted by 748K+ people who love this app.

"

"Moving from Mumbai to NYC for my Master's was a huge transition, but Niyo made the financial part so easy. I use it for everything from coffee to groceries without worrying about hidden forex fees. The lounge access during my layovers is just the cherry on top!"

Aryan Sharma
"

"As a tech consultant traveling between SF, London, and Bangalore, Niyo is a lifesaver. No more carrying multiple currencies or paying 3-5% extra. The app is super intuitive, and having eSIM and travel insurance in one place saves me so much time. Highly recommended for any expat!"

Priya Iyer

About the app

Everything you need to know about Niyo: Global cards for travel.

Description

Niyo Card With Zero Forex Markup Charges 24-hour doorstep delivery | Assisted KYC verification 1M+ Customers | Works in 180+ Countries | UPI Payments The Niyo card is the only international credit and debit card you’ll need to make international payments without paying any forex charges. It is perfect for leisure & business travellers, as well as students studying abroad. Zero forex markup* Niyo cards are delivered in just 3-5 days, with an option of 24 hour delivery in select metros. Niyo cards are better than regular prepaid travel forex cards for international travellers. Why choose Niyo? • Zero forex markup* on all international transactions: Save up to 5% • Forex Cash at zero forex markup & free door delivery • Niyo Express 24-hour card delivery: Assisted KYC at doorstep and instant card hand over & set-up • 1 free lounge access abroad each quarter# at 1300+ airports • 1 free international ATM withdrawal each quarter# • Add money in INR & use in 180+ countries • Card delivery in 3-5 days • Coins: Unique rewards program • UPI payments with Niyo Pay • ATM Locator to withdraw cash globally • Currency Converter for live forex rates • International eSIM with affordable plans in 120+ countries • Flight bookings with zero convenience fee# • Visa bookings at lowest market rate and full assistance • Hotel bookings at exclusive properties at lowest rates • Travel insurance with 99.9% instant policy assurance • Utility Bill Payments with coin rewards • 24/7 chat support irrespective of time zone Niyo Express: Be travel ready in 24 hours! With Niyo Express*, we send an expert to your doorstep for a quick, seamless KYC and card delivery, right from the comfort of your home. It’s fast, easy, and efficient! - Free doorstep KYC by an expert - Assisted card set-up to make it travel-ready - Premium support throughout *Available in select cities How to open a Niyo account if Niyo Express is not available in your city? Time: Less than 5 minutes Documents: PAN, Aadhaar, Indian Passport • Download the Niyo App • Verify your Mobile Number and Email ID • Verify your Passport & Aadhaar details • Capture a quick selfie & enter your details • Complete your 3-minute Video KYC • Your Savings Account will be ready & card will be delivered in 3-5 days The INR-based Niyo card takes away the need for a multi currency account & multi currency card. You can add money to your card in INR and transact in the currency of your destination abroad. Once you’re back in India, you can continue to use your card for domestic offline and online transactions. The Niyo Card is the only debit or credit card you will need to save up to 5% during your travels abroad. Note: Niyo digital savings accounts and credit and debit cards are in partnership with DCB Bank and SBM Bank (India). Download the app and experience the sheer brilliance of zero forex markup international debit & credit cards with Niyo! *T&C apply Got questions? Reach out to us at global@goniyo.com

Latest Version

3.51.0

Size

309.9 MB

First Released

Sep 5, 2022

Join 1M+ Global Indians Saving on Every Trip

Stop paying unnecessary forex fees. Get your zero-markup card delivered in as little as 24 hours and travel smarter with lounge access, eSIMs, and instant UPI.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Niyo: Global cards for travel

What is the Niyo: Global cards for travel app?

Niyo: Global cards for travel provides international credit and debit cards with zero forex markup charges. It is designed for travellers, students, and businesses to save up to 5% on international transactions.

Does the Niyo card have forex markup charges?

No, the Niyo card offers zero forex markup on all international transactions, allowing users to save up to 5%. This applies to both card usage and forex cash withdrawals.

How quickly can I get a Niyo card delivered?

Niyo cards are delivered in 3-5 days. In select metro cities, Niyo Express offers 24-hour doorstep delivery with assisted KYC verification and instant card handover, making you travel-ready faster.

Can I use Niyo cards for international transactions?

Yes, Niyo cards work in over 180 countries. Users can add money in INR and use it to transact in the local currency of their destination abroad, eliminating the need for multi-currency accounts.

What are the benefits of Niyo Express?

Niyo Express provides 24-hour doorstep card delivery in select cities, free doorstep KYC by an expert, assisted card setup, and premium support. This ensures users are travel-ready quickly and efficiently.

How do I open a Niyo account?

To open a Niyo account, download the app, verify your mobile and email, verify passport and Aadhaar, complete a quick selfie, and a 3-minute Video KYC. The account is ready in less than 5 minutes.

Does Niyo offer free international ATM withdrawals?

Yes, Niyo provides 1 free international ATM withdrawal each quarter. The app also features an ATM Locator to help users find cash machines globally during their travels.

Can I use UPI with Niyo: Global cards for travel?

Yes, the Niyo app supports UPI payments through its "Niyo Pay" feature. This allows users to make secure and convenient payments directly from their Niyo account.

Does Niyo provide international eSIM services?

Yes, Niyo offers international eSIMs with affordable data plans available in over 120 countries. This service ensures users can stay connected globally without high roaming charges.

Can Niyo help with visa applications and bookings?

Yes, Niyo assists with visa bookings at the lowest market rate and provides full assistance. Users can also book visas using Niyo Coins, enhancing travel planning convenience.

Does Niyo offer flight and hotel booking services?

Yes, Niyo facilitates flight bookings with zero convenience fees and hotel bookings at exclusive properties with the lowest rates. Users can also utilize Niyo Coins for these travel services.

What are Niyo Coins and how can they be used?

Niyo Coins are part of a unique rewards program within the Niyo app. Users can earn and redeem these coins to book visas, flights, hotels, and travel insurance.

Is Niyo suitable for students studying abroad?

Yes, the Niyo card is perfect for students studying abroad. It offers zero forex fees on cards and remittances, which helps them save significantly on international expenses.

What banks does Niyo partner with for its services?

Niyo partners with DCB Bank and SBM Bank (India) for its digital savings accounts, as well as its credit and debit card offerings.