Public: Invest & Trade

Public: Invest & Trade

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Public: Invest & Trade — The all-in-one platform for your multi-asset portfolio

Join over 3 million modern investors. Transfer your brokerage or IRA to earn a 1% uncapped match, access high-yield bonds, and trade stocks, crypto, and options with AI-powered insights.

Publisher

Open to the Public Investing, Inc.

Category

Finance

Downloads

3M+

User Rating

4.7/5

Total Ratings

79K+

Locales

1

Invest with Clarity

Discover the interface used by 3M+ users.

Dashboard of the Public investment app showing a multi-asset portfolio with a performance graph and various investment options like stocks, bonds, and crypto.

Dashboard of the Public investment app showing a multi-asset portfolio with a performance graph and various investment options like stocks, bonds, and crypto.

Promotional screen for the Public app offering a one percent uncapped match on portfolio transfers for brokerage accounts IRAs and 401k rollovers

Promotional screen for the Public app offering a one percent uncapped match on portfolio transfers for brokerage accounts IRAs and 401k rollovers

Mobile interface of the Public app showing stock analysis tools and a performance chart for FlyFit

Mobile interface of the Public app showing stock analysis tools and a performance chart for FlyFit

The Public app interface showing a custom stock index created by AI using a text prompt for large cap stocks with high cash flow.

The Public app interface showing a custom stock index created by AI using a text prompt for large cap stocks with high cash flow.

Mobile interface of the Public app showing options trading details and information on earning rebates per contract.

Mobile interface of the Public app showing options trading details and information on earning rebates per contract.

Table showing tiered margin interest rates on the Public investment app interface

Table showing tiered margin interest rates on the Public investment app interface

A dashboard in the Public app displaying options trading rebates and information about the active trading API.

A dashboard in the Public app displaying options trading rebates and information about the active trading API.

Public app interface showing Bitcoin price chart and crypto trading features

Public app interface showing Bitcoin price chart and crypto trading features

Public app interface displaying yield investment options including corporate bond strategy, treasury strategy, and high yield cash accounts

Public app interface displaying yield investment options including corporate bond strategy, treasury strategy, and high yield cash accounts

Public app screen for retirement account transfers with a one percent match offer

Public app screen for retirement account transfers with a one percent match offer

A sophisticated home for your entire portfolio

The tools that make this app stand out, trusted by 3M+ users.

💼

Unified Multi-Asset Investing

Consolidate your financial life by trading stocks, options, crypto, and bonds in one streamlined, mobile-first interface.

📈

Uncapped 1% Transfer Match

Optimize your wealth instantly with an uncapped 1% match when you move your brokerage, IRA, or 401(k) to Public.

🧠

AI-Powered Market Insights

Leverage GenA to perform deep-dive analysis and get instant answers on any stock without digging through 10-K filings.

Loved by users worldwide

Trusted by 3M+ people who love this app.

"

"Moving my portfolio to Public was the best financial move I made this year. The 1% uncapped match on my IRA transfer was a significant bonus, but the real value is having my stocks, crypto, and high-yield bonds all in one sophisticated app. It has completely replaced my legacy brokerage and simplified my life."

Marcus T., Senior Marketing Director
"

"I love how Public balances a clean, intuitive UI with powerful features like the GenA analysis tool. Being able to research complex options and secure 5% yields on T-bills within seconds makes me feel like I have a professional research desk in my pocket. It is the perfect platform for anyone serious about building long-term wealth."

Sophia L., Software Engineer

About the app

Everything you need to know about Public: Invest & Trade.

Description

TRANSFER YOUR PORTFOLIO. EARN 1% UNCAPPED. We're now offering a 1% uncapped match when you transfer your portfolio to Public—whether it's a brokerage account, IRA, or 401(k) rollover. BUILD YOUR MULTI-ASSET PORTFOLIO On Public, you can invest in stocks, options, bonds, and crypto. Plus, you can build your retirement with a 1% match on your annual IRA contributions. Public (c) 2025 Investors First(TM) Public is Available to U.S. residents 18+ and subject to account approval. All investing involves risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account offered by Public Investing, member FINRA & SIPC. Brokerage services for alternative assets offered by Dalmore Group, LLC, member FINRA & SIPC. Cryptocurrency trading services offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings not protected by FDIC or SIPC. Brokerage services for treasury accounts offering 6-month T-Bills offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services offered by Jiko Bank, a division of Mid-Central National Bank. SECURITIES INVESTMENTS: NOT FDIC INSURED; NO BANK GUARANTEE; MAY LOSE VALUE. Learn more: public.com/#disclosures-main Investors must review the Options Disclosure Document (ODD): public.com/ODD. Options are risky and not suitable for everyone. Fee Schedule: public.com/disclosures. Rebate varies from $0.06-$0.18 based on monthly trading volume and subject to change. Terms of the Rebate Program: public.com/disclosures/rebate-terms. A High-Yield Cash Account is a secondary brokerage account with Public Investing. Funds in this account are automatically deposited into partner banks where they earn a variable interest and are eligible for FDIC insurance. Neither Public Investing nor any of its affiliates is a bank. Learn more: public.com/disclosures/high-yield-account. * A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC and includes 10 investment-grade and high-yield bonds. As of 9/10/25, the average, annualized yield to worst (YTW) across all ten bonds is up to 5%. A bond’s YTW is not “locked in” until the bond is purchased and is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Bond Accounts are not recommendations of individual bonds or default allocations. Public Investing charges a markup on each bond trade. Learn more: public.com/bond-account. See terms and conditions of Public’s ACATS & IRA Match Program. Matched funds must remain in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. Before requesting a transfer to Public, please consider all fees charged by the delivering brokerage firm and any liquidations required by the delivering firm before the transfer can be completed. Certain assets are not supported by Public and will be ineligible for transfer. Learn more about Public’s brokerage account transfers, IRA transfers, and 401(k) rollovers. Generated Assets (“GenA”) is an AI-powered interactive analysis tool. Output from GenA is generated at your direction and is intended for informational purposes only. Output should not be considered individualized investment advice or recommendations. We do not guarantee the accuracy, completeness, relevance, or timeliness of such output and will not be responsible for any losses that may result from your reliance on such information. See additional disclosures. Supporting documentation furnished upon request. Public Holdings Inc 228 Park Avenue South, Suite 97716 New York, NY 10003

Latest Version

5.0.26

Size

238.9 MB

First Released

Mar 13, 2017

Join the modern home for your wealth.

Consolidate your portfolio and earn a 1% uncapped match on transfers. From high-yield bonds to AI-powered insights, start building your multi-asset future in one unified app.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Public: Invest & Trade

What is Public: Invest & Trade?

Public: Invest & Trade is an app for building multi-asset portfolios, offering investments in stocks, options, bonds, and crypto. It provides features like portfolio transfer matches and IRA contribution matches.

How does Public: Invest & Trade reward new users?

Public: Invest & Trade offers a 1% uncapped match when users transfer their portfolio, including brokerage accounts, IRAs, or 401(k) rollovers. It also provides a 1% match on annual IRA contributions.

Who can open an account with Public: Invest & Trade?

Public: Invest & Trade is available to U.S. residents who are 18 years or older, subject to account approval.

Can I invest in cryptocurrency with Public: Invest & Trade?

Yes, Public: Invest & Trade allows trading of over 40 cryptocurrencies. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC.

Are investments in Public: Invest & Trade FDIC or SIPC insured?

Securities investments in Public: Invest & Trade are protected by SIPC. Cryptocurrency holdings are not protected by FDIC or SIPC. High-Yield Cash Account funds are FDIC insured at partner banks.

What is the Generated Assets (GenA) tool in Public: Invest & Trade?

Generated Assets (GenA) in Public: Invest & Trade is an AI-powered interactive analysis tool. It generates output for informational purposes only and is not investment advice or recommendations.

Does Public: Invest & Trade offer options trading rebates?

Yes, Public: Invest & Trade offers rebates on options trades. Users can earn $0.06-$0.18 per stock or ETF contract based on their monthly trading volume.

What is the early removal fee for matched funds in Public: Invest & Trade?

Yes, Public: Invest & Trade charges an early removal fee if matched funds are withdrawn before remaining in the account for at least 5 years. Specific fee details are in the terms.

Can I trade bonds with Public: Invest & Trade?

Yes, Public: Invest & Trade supports bond trading. A Bond Account offers 10 investment-grade and high-yield bonds, with an average annualized yield to worst (YTW) of up to 5%.

Does Public: Invest & Trade offer margin investing?

Yes, Public: Invest & Trade offers margin investing. It provides low margin rates among leading US brokers, which increases users' buying power.