RCBC DiskarTech Savings

RCBC DiskarTech Savings

Download on App Store
Spark by MWM logo
Logo of RCBC DiskarTech Savings

RCBC DiskarTech Savings: The Super App for Global Filipinos to Save, Pay, and Provide

Secure your family's future in the Philippines with 4.88% interest, remote bill payments, and telemedicine. Open a Taglish or Cebuano-supported account today with no initial deposit or maintaining balance required.

Publisher

Rizal Commercial Banking Corporation

Category

Finance

Downloads

442K+

User Rating

4.7/5

Total Ratings

9K+

Locales

2

Experience Diskarte in Action

Discover the interface used by 442K+ users.

RCBC DiskarTech digital banking awards and financial inclusion recognition with cartoon character using phone

RCBC DiskarTech digital banking awards and financial inclusion recognition with cartoon character using phone

RCBC DiskarTech Savings app interface displaying a high interest rate offer and mobile banking dashboard.

RCBC DiskarTech Savings app interface displaying a high interest rate offer and mobile banking dashboard.

RCBC DiskarTech app interface showing daily missions to earn cashback rewards

RCBC DiskarTech app interface showing daily missions to earn cashback rewards

RCBC DiskarTech app interface showing the QR Ph code scanning feature for instant cashless payments.

RCBC DiskarTech app interface showing the QR Ph code scanning feature for instant cashless payments.

RCBC DiskarTech and SSS cards showing access to loan releases and benefits

RCBC DiskarTech and SSS cards showing access to loan releases and benefits

RCBC DiskarTech app screen showing fund transfer options via InstaPay and PESONet in Tagalog

RCBC DiskarTech app screen showing fund transfer options via InstaPay and PESONet in Tagalog

RCBC DiskarTech mobile app screens showing telemedicine and insurance service options

RCBC DiskarTech mobile app screens showing telemedicine and insurance service options

Two smartphones showing the RCBC DiskarTech app screens for buying mobile load and paying utility bills

Two smartphones showing the RCBC DiskarTech app screens for buying mobile load and paying utility bills

RCBC DiskarTech mobile app screen displaying a list of remittance partners including Remitly and JapanRemit.

RCBC DiskarTech mobile app screen displaying a list of remittance partners including Remitly and JapanRemit.

Smart Banking for Every Global Filipino

The tools that make this app stand out, trusted by 442K+ users.

📈

Earn 4.88% Savings Interest

Build your Philippine retirement or emergency fund faster with high-yield interest and no maintaining balance requirements.

🏠

Direct PH Bill Payments

Take care of your loved ones by paying for Meralco, water, and internet bills directly through the app from anywhere in the US.

🇵🇭

The Ultimate Financial Bridge

Easily receive SSS benefits, claim international remittances, and transfer funds for as low as Php 8 with BSP-supervised security.

Loved by users worldwide

Trusted by 442K+ people who love this app.

"

"As a nurse working long shifts in Los Angeles, I need a reliable way to support my parents back home. DiskarTech makes it so easy to pay their electricity and water bills directly from the app without any stress. The 4.88% interest rate is a huge bonus compared to my US savings account, and the Taglish interface makes me feel right at home!"

Elena M., Registered Nurse
"

"I've used many remittance apps, but DiskarTech is the only one that feels like a complete financial partner for my family in the Philippines. I helped my younger brother in Cebu open his first bank account through the app with no initial deposit. Now I can send funds for his tuition instantly, and he even uses the telemedicine feature for our lolo."

Roberto G., Tech Consultant

Review Analysis

Insights from user reviews.

Sentiment Score

34%
Negative

Summary

The DiskarTech app receives mixed but largely critical feedback from users. Many appreciate its financial benefits such as low transfer fees, competitive interest rates, and diverse bill payment options, along with general ease of access and improved account verification speed. However, a significant portion of reviews points to severe issues including frequent account blocking, login problems, and persistent failures in fund transfers and deposits, leading to lost funds and considerable frustration. Customer support is consistently criticized for being slow, unresponsive, and lacking direct contact channels, making issue resolution difficult for users.

Common Themes

Financial Features & Value(9)
App Accessibility & Performance(8)
Account & Transaction Issues(1)
Customer Support & Communication(1)
Referral Program(1)

About the app

Everything you need to know about RCBC DiskarTech Savings.

Description

PHILIPPINES' FIRST TAGLISH-CEBUANO SUPER APP Experience the award-winning RCBC DiskarTech, the Philippines' first multi-lingual financial inclusion super mobile app in Tag-lish and Cebuano that will give you seamless mobile banking experience! HASSLE-FREE SAVINGS ACCOUNT OPENING ANYWHERE YOU ARE ● Open account in just a few taps ● Earn 4.88% savings interest ● Register and get verified using one valid government-issued ID ● No initial deposit ● No maintaining balance SAFE AND SECURED MOBILE BANKING ● Supervised by the Bangko Sentral ng Pilipinas (BSP) ● Insured by the Philippine Deposit Insurance Corporation (PDIC) But wait there's more! EXTENSIVE NETWORK OF CASH-IN AND CASH-OUT PARTNERS NATIONWIDE ● Cash-in or deposit money anytime, anywhere with our over 100,000 agent network including 7-Eleven, Cebuana Lhuillier, Bayad Center, and ECPay merchants ● Cash-out or withdraw money from thousands of RCBC ATMs and ATM Go partner merchants, and through Cebuana Lhuillier and Pera Hub outlets CONVENIENT RECEIVING OF FUNDS FROM HERE AND ABROAD ● Receive SSS benefits and loan proceeds ● Claim remittances from abroad through Pera Hub's partners A VARIETY OF OTHER SERVICES, ALL IN ONE APP ● Pay bills for utility, internet, telecomm, government and others hassle-free ● Transfer funds for as low as Php 8 (but free for DiskarTech to DiskarTech and RCBC to DiskarTech or vice versa transactions) ● Use the QR Ph facility of the app for person-to-person (P2P) transactions to DiskarTech or any QR Ph-participating financial service provider ● Buy load and e-pins ● Purchase telemedicine for as low as Php 50 monthly to get 24/7 access to nurses and doctors, e-prescription, laboratory request and medical certificates EXTENSIVE NETWORK OF CASH-IN AND CASH-OUT PARTNERS NATIONWIDE ● Cash-in or deposit money anytime, anywhere with our over 100,000 agent network including 7-Eleven, Cebuana Lhuillier, Bayad Center, and ECPay merchants ● Cash-out or withdraw money from thousands of RCBC ATMS and ATM Go partner merchants, and through Cebuana Lhullier and Pera Hub outlets CONVENIENT RECEIVING OF FUNDS FROM HERE AND ABROAD ● Receive SSS benefits and loan proceeds ● Claim remittances from abroad through Pera Hub's partners A VARIETY OF OTHER SERVICES, ALL IN ONE APP ● Pay bills for utility, internet, telecomm, government and others hassle-free ● Transfer funds for as low as Php 8 (but free for DiskarTech to DiskarTech and RCBC to DiskarTech or vice versa transactions) ● Use the QR Ph facility of the app for person-to-person (P2P) transactions to DiskarTech or any QR Ph-participating financial service provider ● Buy load and e-pins ● Purchase telemedicine for as low as Php 50 monthly to get 24/7 access to nurses and doctors, e-prescription, laboratory request and medical certificates ● Avail affordable life and non-life insurance products for as low as P20.00 from SunLife Grepa and Malayan Insurance ● Reward yourself with cashbacks, discounts, and free shipping vouchers from a wide variety of featured merchants from appliances, food, lifestyle, and travel categoriesBut wait there's more! TRUSTED PARTNER FOR GENERATIONS RCBC DiskarTech is powered by RCBC, the most awarded and fastest-growing challenger bank hailed as the Philippines' Best Bank for Digital (2020-2022) by Asiamoney, Best Financial Inclusion App by the Asian Banker, and Grand Champion for Digital Payments and Financial Inclusion by the Bankers Institute of the Philippines. RCBC currently ranks 5th, from 8th in 2018, amongst the Philippines' private universal banks in terms of assets. Open your RCBC DiskarTech account now!

Latest Version

5.5.2

Size

779.7 MB

First Released

Jun 30, 2020

Ready to Level Up Your Diskarte?

Join thousands of Filipinos worldwide securing their family's future. Open your high-yield savings account today with 4.88% interest, pay PH bills, and manage remittances—all with no initial deposit and zero maintaining balance.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about RCBC DiskarTech Savings

What is RCBC DiskarTech?

RCBC DiskarTech is an award-winning mobile bank in the Philippines. It allows users to save, send money, pay bills, and access various financial services conveniently through a mobile app.

Does RCBC DiskarTech require an initial deposit or maintaining balance?

No, RCBC DiskarTech does not require an initial deposit or a maintaining balance for its savings account. It offers zero fees for opening and maintaining the account.

What is the interest rate for savings accounts with RCBC DiskarTech?

RCBC DiskarTech offers a high-earning savings account that allows users to earn up to 4% interest per year on their savings.

How do I open an RCBC DiskarTech savings account?

Users can open an RCBC DiskarTech savings account instantly. The application process requires only one valid government ID.

Is RCBC DiskarTech a safe and regulated mobile bank?

Yes, RCBC DiskarTech is safe and regulated. It is supervised by the Bangko Sentral ng Pilipinas (BSP), and deposits are insured by PDIC up to ₱1,000,000.

What is the MySSS Card powered by RCBC DiskarTech?

The MySSS Card powered by RCBC DiskarTech functions as an ATM, e-wallet, and debit card in one. Users can apply for it through My.SSS.

What are the fees for sending money with RCBC DiskarTech?

Sending money via RCBC DiskarTech incurs an ₱8 InstaPay fee to other banks. Transfers to other RCBC and DiskarTech accounts are free.

Can I pay bills using the RCBC DiskarTech app?

Yes, the RCBC DiskarTech app allows users to pay various bills, including utilities, government fees, and telecom services, directly from the app.

Where can I cash in and cash out funds with RCBC DiskarTech?

RCBC DiskarTech offers cash-in and cash-out services through over 100,000 partners nationwide, including Cebuana Lhuillier, Bayad Center, and RCBC ATMs.

Does RCBC DiskarTech offer rewards or cashback?

Yes, RCBC DiskarTech offers rewards. Users can complete Missions and earn cashback while they save and spend within the app.

Does RCBC DiskarTech provide healthcare services or insurance?

Yes, RCBC DiskarTech provides affordable healthcare services like telemedicine for ₱50/month and insurance products starting from ₱20.

Can I make payments using QR codes with RCBC DiskarTech?

Yes, RCBC DiskarTech supports Scan to Pay via QR Ph. This allows for contactless and convenient payments using QR codes.

Can I receive international remittances through RCBC DiskarTech?

Yes, RCBC DiskarTech allows users to receive funds, including SSS benefits, loans, and international remittances, directly into their account.