RCBC Pulz

RCBC Pulz

Download on App Store
Logo
Logo of RCBC Pulz

RCBC Pulz: Your Boundless Connection to Philippine Banking

Open accounts, send money, and grow your investments in the Philippines from anywhere. Manage your cross-border finances with one swipe and total peace of mind.

Download on App Store

Publisher

RIZAL COMMERCIAL BANKING CORP

Category

Finance

Downloads

573K+

User Rating

2.5/5

Total Ratings

3K+

Locales

1

Experience the Pulse

Join over 573K+ musicians using our pro interface.

Introductory screen of RCBC Pulz app showing a modern interface for digital banking and currency management.

Introductory screen of RCBC Pulz app showing a modern interface for digital banking and currency management.

Promotional graphic for RCBC Pulz showing lifestyle rewards and digital banking features

Promotional graphic for RCBC Pulz showing lifestyle rewards and digital banking features

RCBC Pulz mobile app screen for biometric security activation

RCBC Pulz mobile app screen for biometric security activation

RCBC Pulz app interface displaying user profile and account security settings on a mobile phone

RCBC Pulz app interface displaying user profile and account security settings on a mobile phone

RCBC Pulz mobile app dashboard showing available balance and digital banking services like fund transfers and bill payments

RCBC Pulz mobile app dashboard showing available balance and digital banking services like fund transfers and bill payments

RCBC Pulz digital banking app login screen with hassle free transactions slogan

RCBC Pulz digital banking app login screen with hassle free transactions slogan

RCBC Pulz promotional screen featuring a digital ID and Philippine Peso bills with the slogan Own your financial future.

RCBC Pulz promotional screen featuring a digital ID and Philippine Peso bills with the slogan Own your financial future.

Interface of the RCBC Pulz digital banking app displaying account balance and various financial transaction icons

Interface of the RCBC Pulz digital banking app displaying account balance and various financial transaction icons

Bridging Your Finances Across Borders

Join 573K+ users who mastered their instrument with these tools.

💸

Instant Family Support

Send money home for cardless withdrawal or bank transfer, ensuring your loved ones have the funds they need in a heartbeat.

📈

Invest in Your Future

Access the country's first in-app UITF to grow your savings and manage investments in the Philippines without leaving your home.

📱

Total Remote Control

Pay local bills, buy gaming or telco load for family, and manage your credit cards—all from one modern, secure interface.

Loved by users worldwide

Trusted by 573K+ people who have transformed their experience with this app.

"

"Managing my finances from New York has never been easier. I opened my account with just one ID, and now I can send money to my family for cardless withdrawal instantly. It's the most reliable way to stay connected to my responsibilities back home."

Maria Santos
"

"As an investor, the ability to manage UITFs and convert currencies within the app is a huge plus. The UI is sleek, and the Financial Literacy section provides great insights. It’s more than just a banking app; it’s a complete wealth management tool for Fil-Ams."

David Garcia

Review Analysis

AI-powered insights from user reviews.

Sentiment Score

26%
Negative

Summary

The mobile app receives overwhelmingly negative feedback, with users reporting significant frustration and critical issues across various functionalities. Persistent problems include login difficulties, frequent OTP delivery failures (especially for international users), and unresponsive customer service. Many essential banking functions, such as transaction history and card management, are often buggy or non-operational, and the onboarding process is widely criticized as difficult and prolonged, often requiring re-registration and a 24-hour waiting period. While a small number of users praise its user-friendly interface and comprehensive features, these positives are largely overshadowed by pervasive performance issues and unreliability.

Common Themes

Buggy Features & Errors(14)
Difficult Onboarding Process(11)
Login Difficulty(10)
Poor Customer Service(9)
OTP Delivery Problems(7)
User-Friendly Interface(4)
Comprehensive Banking Features(2)

About the app

Everything you need to know about RCBC Pulz.

Description

Be Boundless with RCBC Pulz On beat to your banking needs Modern look, easy navigation. Let your pulse guide your way! - Just swipe through to see all your accounts in one screen - Start transactions straight from any dashboard and complete them in fewer steps - Complete transactions with just one swipe - Learn more from the Financial Literacy section Your journey to financial empowerment starts here! - Experience hassle-free transactions in a heartbeat. Speed, efficiency, and boundless banking - all in one place! Be in full control of all your accounts such as current and savings accounts, MyWallet prepaid card, credit card, and loans. Open a USD or PHP account anytime, anywhere - without going to a physical branch! Zero minimum balance. All you need is one (1) valid government-issued ID. Keep full track of your balance and spending. Check up to 3 months worth of your ATM withdrawals, fund transfers, and online shopping in your Transaction History. - Stay in sync with your finances - anytime, anywhere! Manage your money the way you want through features that provide boundless access. Do stress-free deposits, withdrawals, and payments just by scanning a QR code. Perform cardless withdrawal up to Php 20,000 per transaction, and up to Php 50,000 per day at any RCBC ATM. Cardless Deposits are also possible in select Deposit Machines available in RCBC Plaza. Send cash up to P5,000 per transaction and up to P50,000 per day. Deposit checks to your RCBC account by simply taking a clear picture of the front and back of the check. - Unlock the full potential of digital banking. Enjoy more time and freedom through our boundless services. Transfer funds directly to local and international banks and PH e-wallets. Send cash to loved ones even if they don’t have a bank account. They just need to present the reference number sent to their mobile numbers and 1 valid ID to any RCBC branch or to RCBC’s remittance partners. Purchase and convert 6 foreign currencies (US Dollars, HongKong Dollars, Euro, British Pounds, Japanese Yen, and Singapore Dollars) either for travel or investments. Pay bills online for FREE. No enrollment needed. Buy telco, gaming, and RFID load to be credited to in your account in real time. Order new cheque books and request other bank documents in advance. - Own your financial future. Explore boundless opportunities in the digital financial space. Invest in your future through the country’s first digital in-app Unit Investment Trust Fund (UITF). Place and manage additional investments, and withdraw your investment earnings anytime without penalties. Learn more financial tips from our dedicated Financial Literacy section. - Elevate your lifestyle and reap rewards. Immerse yourself in a world of boundless experiences. Maximize RCBC's credit card features, Unlipay, Rewards, and Payroll loans. Have access to an in-depth analysis of your expenses through the Spend Analyzer feature. Make your credit card payments lighter by converting purchases up to 36 monthly installments. Secure your credit card by using your phone - report a lost or damaged card, activate your card, and lock or unlock a card. - Ensure protection of all your financial transactions. Experience boundless protection from multiple digital security checks. Secure access to your accounts with biometrics log-in and device registration. Confirm all transactions with a one-time password (OTP). Prevent unauthorized transactions when you lock and unlock your debit and credit cards in just one swipe. Monitor transactions happening in your account with email and SMS notifications.

Latest Version

26.1.1

Size

143.5 MB

First Released

Feb 1, 2019

Ready to experience boundless banking?

Secure your family's future, manage Philippine investments, and stay connected to home from right here in the US. Download RCBC Pulz today and take full control of your financial journey.

Download on App Store