سلفة

سلفة

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Sulfah: Instant, Sharia-Compliant Financing at Your Fingertips

Get fast emergency loans up to 25,000 SAR deposited in 24 hours with no guarantor or salary transfer required. Empower your financial future through ethical P2P investing and earn monthly returns with as little as 100 SAR.

Publisher

Sulfah

Category

Finance

Downloads

2M+

User Rating

4.6/5

Total Ratings

68K+

Locales

1

Transparency in Every Tap

Discover the interface used by 2M+ users.

Sulfah mobile app dashboard showing loan repayment progress and upcoming payment schedule

Sulfah mobile app dashboard showing loan repayment progress and upcoming payment schedule

Interface for choosing loan amount and repayment months in the Sulfah mobile app

Interface for choosing loan amount and repayment months in the Sulfah mobile app

Sulfah app screen showing investment wallet balance and transaction history with profit distribution

Sulfah app screen showing investment wallet balance and transaction history with profit distribution

Sulfah app interface displaying a list of Sharia-compliant peer-to-peer financing and investment opportunities in the market tab

Sulfah app interface displaying a list of Sharia-compliant peer-to-peer financing and investment opportunities in the market tab

Mobile screen of Sulfah app showing a detailed account statement with various financial transactions in Arabic.

Mobile screen of Sulfah app showing a detailed account statement with various financial transactions in Arabic.

Financial Freedom, The Ethical Way

The tools that make this app stand out, trusted by 2M+ users.

Instant Halal Financing

Access emergency funds from $250 to $6,500 without high interest rates or hidden fees, fully compliant with Sharia law.

🤝

Community-Powered Growth

Start investing with as little as $30 in peer-to-peer loans and earn attractive monthly returns while supporting your community.

📱

100% Digital & Private

Skip the bank branches and the bureaucracy. Get approved and funded within 24 hours with no guarantors or salary transfers required.

Loved by users worldwide

Trusted by 2M+ people who love this app.

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"Finding a financial solution that aligns with my values has always been a challenge until I found Sulfah. I needed quick funding for an emergency car repair, and the 24-hour deposit was a lifesaver. The fact that it is completely Sharia-compliant and requires no guarantor gave me total peace of mind. Highly recommended for anyone looking for ethical and fast financing."

Ahmed M.
"

"I started using the investment market feature with just a small amount to test it out, and I am genuinely impressed by the monthly returns. It is so rewarding to grow my savings while helping others in the community. The app is incredibly user-friendly, and the entire process is transparent and professional. It is the perfect platform for modern ethical investing."

Sarah K.

Review Analysis

Insights from user reviews.

Sentiment Score

21%
Negative

Summary

The app predominantly receives negative feedback, reflected in a low sentiment score of 21 out of 100. Users frequently criticize exceptionally high interest rates, delays in the application process, and poor customer service. While some users praise the app's speed and efficiency, particularly concerning loan disbursement and improved performance after updates, recurring technical issues like the persistent calendar bug for date selection (e.g., inability to select day 30 for Hijri dates) and a general lack of transparency or responsiveness significantly detract from the user experience. Additionally, many express frustration with restrictive eligibility criteria and inflexible repayment options.

Common Themes

App User Experience(6)
Loan Disbursement Speed(3)
User Recommendation(2)
Customer Helpfulness(1)
App Stability Post-Update(1)

About the app

Everything you need to know about سلفة.

Description

سلفة شركة تمويل من خلال التقنية المالية تتوافق عملياتها مع أحكام الشريعة الإسلامية وتقدم تطبيق للتمويل الطارئ والسريع للأفراد على مدار الساعة ويستغرق الإيداع للتمويل 24 ساعة فقط على أي بنك أو مصرف داخل المملكة العربية السعودية ـ بحيث يمكن طلب مبالغ تمويلية صغيرة تتراوح ما بين 1,000 ريال إلى 25,000 ريال- وفترة سداد تصل إلى 24 شهر وبطريقة سهله. يمكنك طلب التمويل من أي مكان في المملكة العربية السعودية عبر تطبيق سلفة. لماذا تعتبر سلفة للتمويل الأفضل في تمويل الأفراد؟ طلب التمويل بطريقة إلكترونية بالكامل تمويل فوري وسريع على مدار الساعة متوافق مع أحكام الشريعة الإسلامية بدون تحويل راتب أو كفيل أو حضور فترة سداد مرنة تصل إلى 24 شهرًا إيداع التمويل على أي بنك أو مصرف وكذلك بإمكان الأفراد المستثمرين الاستثمار عبر تمويل أفراد آخرين من خلال سوق التمويل في تطبيق سلفة والحصول على عوائد مالية مغرية جراء الاستثمار في التمويل والذي يوزع بشكل شهري وبنسب عالية الربحية. حيث يعتبر هذا النوع للتمويل بين الأفراد جذاب حيث يستطيع الفرد أن يسلف فرد آخر ويحصل على توزيعات شهرية مغرية وبمبالغ استثمارية صغيرة تبدأ من 100 ريال فقط! سلفة تساعد الأفراد على تلبية وإتمام احتياجاتهم الطارئة والمستعجلة. تستخدم سلفة التكنولوجيا المالية لغرض تطوير الخدمات المالية وتسهيل التعاملات وسرعة اتخاذ القرار، بالإضافة إلى إمكان وتحسين الخدمات المالية لمستوى أفضل. شركة سلفة هي شركة مساهمة مغلقة تعمل تحت إشراف ورقابة البنك المركزي السعودي بسجل تجاري رقم 1010577762 وتعتبر الشركة الأولى في تقديم التمويل الإستهلاكي المصغر للأفراد عبر التقنية المالية (Fintech) وكذلك تعتبر أول منصة للتمويل الجماعي بين الأفراد. الموقع الالكتروني: www.Sulfah.com حسابنا على تويتر: https://twitter.com/sulfah حمل التطبيق الآن ..

Latest Version

3.7.1

Size

74.0 MB

First Released

Mar 31, 2021

Join 2 Million+ Users for Fast, Sharia-Compliant Financing

Experience the future of ethical fintech. Get approved in minutes with no salary transfer required and funds deposited within 24 hours.

Download on App StoreDownload on Google Play
FAQ

Frequently Asked Questions

Everything you need to know about سلفة

What is the Sulfah app?

Sulfah is a financial technology company in Saudi Arabia that provides sharia-compliant emergency and rapid financing for individuals and offers investment opportunities through a peer-to-peer financing marketplace.

Is Sulfah financing sharia-compliant?

Yes, Sulfah operations comply with Islamic Sharia principles, providing financing solutions that adhere to religious guidelines.

What are the available financing amounts through Sulfah?

The Sulfah app offers small financing amounts ranging from 1,000 Saudi Riyals up to 25,000 Saudi Riyals.

What is the maximum repayment period for Sulfah financing?

Sulfah offers a flexible repayment period for financing, extending up to 24 months.

Does Sulfah require a salary transfer or guarantor?

No, Sulfah does not require a salary transfer, a guarantor, or physical presence to apply for financing. Applications are entirely electronic.

Can I invest through the Sulfah app?

Yes, individuals can invest by financing other individuals through Sulfah's financing marketplace and receive attractive monthly financial returns.

What is the minimum investment amount in Sulfah?

Individuals can start investing in Sulfah's financing marketplace with small amounts, beginning from 100 Saudi Riyals.

Is Sulfah regulated in Saudi Arabia?

Yes, Sulfah is a closed joint-stock company operating under the supervision and regulation of the Saudi Central Bank (SAMA).

How long does it take for Sulfah financing to be deposited?

Sulfah ensures rapid deposit of financing, with funds transferred to any bank or financial institution within Saudi Arabia within 24 hours.

Where can I apply for financing using the Sulfah app?

Individuals can request financing from anywhere in the Kingdom of Saudi Arabia through the Sulfah app.

What is the purpose of Sulfah's financing marketplace?

Sulfah's financing marketplace allows individuals to invest by financing other individuals, receiving attractive monthly returns. It is the first platform for peer-to-peer crowdfunding.

How are profits distributed for Sulfah investors?

Profits from investments through Sulfah's financing marketplace are distributed monthly with high profitability rates.

What details are shown in the Sulfah account statement?

The Sulfah account statement provides a detailed record of financial operations including withdrawals, deposits, and profit distributions for investors.