WavePay

WavePay

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Logo of WavePay

WavePay: Your Secure Financial Link to Myanmar

Support your family from the USA with Myanmar's leading mobile wallet. Send money instantly, pay local bills, and top up airtime through our trusted network of 60,000+ agents.

Publisher

Digital Money Myanmar Limited

Category

Finance

Downloads

1M+

User Rating

3.8/5

Total Ratings

1K+

Locales

1

A Glimpse Inside Your Wallet

Discover the interface used by 1M+ users.

WavePay mobile app interface displaying digital payment services and bill payment options

WavePay mobile app interface displaying digital payment services and bill payment options

Mobile screen of the WavePay app showing the send money feature for friends and family

Mobile screen of the WavePay app showing the send money feature for friends and family

WavePay app screen showing options to top up a mobile phone with Myanmar operators like ATOM, MPT, and Mytel

WavePay app screen showing options to top up a mobile phone with Myanmar operators like ATOM, MPT, and Mytel

WavePay app screen for fund movement from banks and cards showing cash in and cash out options

WavePay app screen for fund movement from banks and cards showing cash in and cash out options

WavePay app interface showing bill payment categories including internet solar and education

WavePay app interface showing bill payment categories including internet solar and education

A smartphone screen showing the WavePay app interface for scanning a QR code to make payments at nearby stores.

A smartphone screen showing the WavePay app interface for scanning a QR code to make payments at nearby stores.

WavePay app interface showing an online shopping receipt and payment login for services like FoodPanda and MMBusTicket

WavePay app interface showing an online shopping receipt and payment login for services like FoodPanda and MMBusTicket

WavePay app profile management screen with security settings and help support options

WavePay app profile management screen with security settings and help support options

Empower Your Family in Myanmar from the USA

The tools that make this app stand out, trusted by 1M+ users.

💸

Send Cash to Anyone, Anywhere

Bridge the gap even for relatives without a bank account. Send money that can be collected at over 60,000 agents across Myanmar using a secure 6-digit code.

💡

Direct Bill Payments & Top-ups

Take care of the household from 8,000 miles away. Directly pay for your family's internet, solar, and insurance, or instantly top up any mobile operator (MPT, ATOM, Ooredoo).

🛡️

Bank-Grade Security & 1W1D

Your hard-earned funds are safe with our 'One Wallet, One Device' protection and mandatory PIN authorization, ensuring your account is accessible only by you on your device.

Loved by users worldwide

Trusted by 1M+ people who love this app.

"

"Living in Indianapolis, it was always a struggle to manage my family's monthly expenses in Myanmar until I found WavePay. I can pay their internet, electricity, and even medical bills directly through the app. It's fast, incredibly secure, and keeps me connected to my roots while providing essential support."

Zayar Min
"

"I frequently travel back to Yangon and WavePay is the only app I trust for everything from booking bus tickets to paying for groceries via QR codes. The agent network is massive, making cash-outs easy for my elderly parents who don't use smartphones. It is truly an essential bridge for the Burmese community abroad."

Phyu Phyu Thin

Review Analysis

Insights from user reviews.

Sentiment Score

32%
Negative

Summary

The WavePay mobile app primarily receives negative feedback, with many users reporting critical issues such as the app crashing or failing to open, particularly after updating to recent versions like 2.4.1 or on various iOS devices including iOS 18.5 and 17.0.3. Users frequently struggle with login problems, difficulties transferring money, and consistently cite unresponsive or unhelpful customer service. While some appreciate the security features like one-device authorization and the improved ease of use and colorful design of WavePay 2.0, widespread concerns persist regarding money being lost, stolen, or deducted through maintenance fees, along with an overall lack of app stability and performance.

Common Themes

App Crashing/Not Opening(8)
Login & Account Access(6)
Customer Service(5)
Money & Transaction Issues(5)
Transfer Functionality(4)
App Performance & Bugs(4)
Ease of Use & Design(3)
App Reliability & Security(2)

About the app

Everything you need to know about WavePay.

Description

Fast, Easy and Safe Online payments - Myanmar's Leading Mobile Financial Service WavePay, Mobile wallet application by WaveMoney enabling the inclusion of all users into the digital payment ecosystem, riding on the largest network of ~60,000 agents and 200,000+ merchants. WavePay is one stop solution for all your payment needs: • Send money to your family and friends using mobile number, including to those who are not on WavePay APP • Scan QR code and make instant payments at grocery stores, medical shops, electronic shops, restaurants etc. • Top up or buy packs for your or your family and friends mobile. • Pay your bills easily – Internet, Solar, Insurance, MFI loans etc. • Link your bank or MPU cards and easily transfer funds in and out of the wallet easily. Safe and Secure payments • Protected with “One Wallet, One Device” (1W1D) feature that enables access of your account from only 1 device at any point of time, keeping your WavePay account safe & secure. • Set your PIN, which is a 4-digit number, It’s mandatory to set the PIN while creating your account and authorize all transactions using your PIN • Additional security of a 6-digit secret code for money transfer to people who are not on WavePay app. Money can be easily collected at the nearest WaveMoney agent shop by providing a transaction ID and 6-digit secret code Easy Cash-in and Cash-out services • Easily Cash-in or Cash-out at your near Wave agent shops; more than 60,000 agents across the country are at your service all the time • Link your bank accounts from our partner banks or any e-commerce enabled MPU cards for easily moving funds in and out of the wallet Easy Airtime top up and bill payments. • Top up or buy packs for your mobile and always stay connected with your loved ones. You can top up to any operator mobile number – ATOM, MPT, Ooredoo • Make your internet bill payments across 30+ providers including ATOM, Ooredoo, Myanmar Net, 5BB, Fortune, Mahar Net, WeLink, Myanmar APN etc. • Make your loan repayments across 40+ partners including – Aeon, Rent2Own, Early Dawn, Yoma Bank, Mahar Bawga,, Advans, Alliance, VisionFund etc. • Make your Insurance payments of Prudential, Manulife, Capital Taiyo, Young Insurance, KBZ MS General Insurance etc • Make your Solar bill payments of OV Solar, Solar Home, Sun King Solar • Make your healthcare and telehealth service payments of PunHlaing Hospitals, MyanCare, myDoctor, Health4U, T-Fitness etc. Fast and reliable payments at Online stores • Make your online shopping payments at Shop.com.mm, OwayFresh and many other trusted partners instantly using WavePay and avoid worries about cash on delivery. • Order your favorite food or groceries on FoodPanda and pay using the WavePay app Book Hotels & Tickets for Bus, Flights • Domestic or international; One-way or Round trip – Book your flight tickets on FlyMya, AirKBZ etc and make payments with your WavePay wallet. • Book online bus tickets - MMBus Ticket, Oway, AungSan, AungMinGalar, Mandalay Gate. Check seat availability & get real-time updates. • Book hotels before you travel – Memories Hotel, Memories Travel, Balloons Over Myanmar, etc. • Make hassle-free payments for your groceries, medicines, electronics and clothing purchases by scanning Wave QR at 200,000+ merchants. Contact Us • WaveMoney Call Centre is available every day 8 AM-10 PM to provide any assistance. Call 900 from ATOM Numbers (free) or 097900090000 for other operator numbers To become a business partner, agent? E-mail us at business@wavemoney.com.mm or call our call-center

Latest Version

2.5.0

Size

135.3 MB

First Released

Dec 1, 2018

The Ultimate Financial Bridge to Your Loved Ones in Myanmar

Join the Burmese diaspora in the US who trust WavePay to securely send money, pay bills, and provide for their families back home with just a few taps.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about WavePay

What is WavePay and what services does it offer?

WavePay is Myanmar's leading mobile financial service and wallet application by WaveMoney. It offers fast, easy, and safe online payments, facilitating services like money transfers, bill payments, and mobile top-ups through a vast agent and merchant network.

How do I send money using the WavePay app?

Yes, you can send money to family and friends using their mobile numbers through WavePay. This includes sending money to individuals who are not yet using the WavePay application.

What bills can I pay with WavePay?

WavePay enables various bill payments including internet bills from over 30 providers, loan repayments from 40+ partners, insurance payments, solar bills, and healthcare service payments.

Is the WavePay mobile wallet secure for transactions?

Yes, WavePay uses advanced security features like "One Wallet, One Device" (1W1D) which restricts account access to a single device. All transactions also require authorization with a 4-digit PIN for user protection.

Can I top up my mobile data or airtime with WavePay?

Yes, WavePay allows you to top up mobile numbers and buy data packs for major operators including ATOM, MPT, Ooredoo, Mytel, and Ananda, ensuring you stay connected.

How do I add or withdraw money from my WavePay account?

You can cash in or cash out funds at over 60,000 Wave agent shops across the country. Additionally, you can link your bank accounts or MPU cards for easy fund transfers into and out of your WavePay wallet.

Does WavePay allow QR code payments at merchants?

Yes, WavePay supports QR code payments. You can scan QR codes to make instant payments at over 200,000 merchants, including grocery stores, medical shops, and restaurants, offering a convenient payment method.

Can I book flights, buses, or hotels through WavePay?

Yes, WavePay facilitates booking services for domestic and international flights (e.g., FlyMya), bus tickets (e.g., MMBus Ticket), and hotel reservations (e.g., Memories Hotel).

How can I contact WavePay customer support?

You can contact the WaveMoney Call Centre every day from 8 AM to 10 PM. Call 900 from ATOM numbers (free) or 097900090000 for other operator numbers to receive assistance.

What is the 'One Wallet, One Device' feature in WavePay?

The "One Wallet, One Device" (1W1D) feature is a security measure that ensures your WavePay account is accessible from only one device at any given time, enhancing the safety of your funds.