Tilt: Cash Advance & Credit

Tilt: Cash Advance & Credit

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Logo of Tilt: Cash Advance & Credit

Tilt: Cash Advance & Credit Built for Your Potential

Get up to $400 instantly and build credit without a credit check. Join 5M+ members using a smarter way to access money based on your income, not just your score.

Download on App Store

Publisher

Tilt Finance, Inc.

Category

Finance

Downloads

9M+

User Rating

4.8/5

Total Ratings

408K+

Locales

1

See Your Potential in Action

Discover the interface used by 9M+ users.

A smiling woman in front of the Tilt app logo with the slogan Cash and credit powered by your potential and user ratings.

A smiling woman in front of the Tilt app logo with the slogan Cash and credit powered by your potential and user ratings.

Tilt app screen showing eligibility for a 400 dollar cash advance with no credit check.

Tilt app screen showing eligibility for a 400 dollar cash advance with no credit check.

Mobile app interface of Tilt showing a yellow Visa credit card with balance and available credit highlights

Mobile app interface of Tilt showing a yellow Visa credit card with balance and available credit highlights

Tilt app interface showing flexible repayment options for a line of credit split across paycheck dates.

Tilt app interface showing flexible repayment options for a line of credit split across paycheck dates.

Interface of the Tilt app showing credit score monitoring with a fair score of 650 and a six month historical graph.

Interface of the Tilt app showing credit score monitoring with a fair score of 650 and a six month historical graph.

Interface of the Tilt app showing automatic savings setup with options to save per paycheck or weekly.

Interface of the Tilt app showing automatic savings setup with options to save per paycheck or weekly.

A collection of 5-star customer reviews and testimonials for the Tilt cash advance and credit app

A collection of 5-star customer reviews and testimonials for the Tilt cash advance and credit app

Logos of major publications like Forbes and Business Insider that have featured the Tilt app

Logos of major publications like Forbes and Business Insider that have featured the Tilt app

Financial Tools Built for Your Potential

The tools that make this app stand out, trusted by 9M+ users.

💸

Instant Cash Advances

Get up to $400 deposited to your bank account instantly. No credit checks, no interest, and no late fees to bridge the gap until your next payday.

📈

Build Credit on Your Terms

Access a line of credit or credit card regardless of your score. We report your on-time payments to help you build the financial reputation you deserve.

🤖

Smart Hands-Free Savings

Our AI analyzes your spending and moves money aside only when your budget allows, making it easy to build an emergency fund without feeling the pinch.

Loved by users worldwide

Trusted by 9M+ people who love this app.

"

"Tilt has been a absolute lifesaver for me as a freelance driver. Traditional banks always hit me with crazy overdraft fees just because my income varies week to week. Getting an advance instantly for gas or repairs without a credit check is huge. It’s the first time a finance app actually feels like it is on my side."

Sarah J.
"

"I have been trying to rebuild my credit for years but no one would give me a chance. Tilt’s credit card changed that—no security deposit or score required. I love that they look at my actual income instead of just a FICO number. Seeing my score finally go up while using the AI savings tool is a huge relief."

Marcus T.

About the app

Everything you need to know about Tilt: Cash Advance & Credit.

Description

Tilt is a better way to access money — helping more people get cash and credit by looking at real-time income and spending, not just credit scores, to see their potential. Find your match: Tilt Cash Advance, Line of Credit, and Credit Cards are designed to recognize your readiness for cash and credit today and even higher limits tomorrow. — 5M+ customers — $1B+ extended — 450K+ five-star reviews UP TO $400 DEPOSITED TO YOUR BANK ACCOUNT* Tilt Cash Advance — $10–$400 instantly Instant delivery is optional. Fees may apply. — No credit checks to qualify — No interest or late fees FOR FLEXIBLE SPENDING AND CREDIT BUILDING1 Tilt Credit Cards are issued by WebBank — No credit score or security deposit required — Earn cash back rewards (Terms apply) — Automatic consideration for limit increases (Terms apply) UP TO $1,000 AVAILABLE WHEN YOU NEED IT‡ Tilt Line of Credit provided by FinWise Bank — Start with $200–$400, grow with on-time payments^ — All credit scores welcome — Flexible repayment plans to keep you in control KEEP TABS ON YOUR CREDIT SCORE — Credit Score Monitoring — Check up on your score in the app — Get tips for better building BUILD YOUR SAVINGS HANDS-FREE Automatic Savings† — Set your savings goal by week or pay period — Tilt AI will move aside money as your budget allows Your data, secured: Tilt protects your information with bank-level encryption. Your login details are never stored, and we only use regulated providers trusted by major financial institutions. Here when you need us: Connect with Tilt Support at help@tilt.com 8 am–6 pm ET M–F, message our chatbot anytime in the app, or browse our FAQs on tilt.com for quick solutions. You’ve got questions. We’ve got you. ______ Not affiliated with Empower Annuity Insurance Company of America (www.empower.com). Tilt is a financial technology company, not a bank. Tilt offers a 14-day trial for first-time customers followed by an auto-recurring $8/month subscription fee. Cancel anytime. By downloading/using the app you agree to our Privacy Policy (https://tilt.com/privacy). *Not everyone will qualify. Offers range from $10-$400 and can go up with on-time payments. In Q4 2025, the average offer was $102 for first-time customers and $171 for all others. Instant delivery is optional. Fees may apply. 1Subject to credit approval. We report your payments to the credit bureaus. Failure to make on-time payments may result in negative reporting. ‡Subject to credit approval. We report your payments to the credit bureaus. Failure to make on-time payments may result in negative reporting. Instant delivery is optional, and fees may apply. ^Eligibility requirements apply. Not everyone will qualify for a credit limit increase. If you fail to pay at least your minimum payment by the due date you will not be considered for a credit limit increase and your credit limit may be decreased. †If you sign up for Automatic Savings, you are required to open a deposit account in your name through nbkc bank, Member FDIC. Any balances you hold with nbkc bank, including but not limited to those balances held in Tilt accounts are added together and are insured up to $250,000 per depositor through nbkc bank, Member FDIC. Tilt is not FDIC-insured. FDIC insurance only covers the failure of an insured bank. Tilt Finance, Inc. 9169 W State St #499 Garden City, ID 83714

Latest Version

7.40.0

Size

99.5 MB

First Released

May 9, 2017

Get the Cash and Credit You Deserve Today

Join 5M+ people skipping the big banks and getting up to $400 instantly. No credit checks, no hidden fees—just a smarter way to build your financial future.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Tilt: Cash Advance & Credit

What is Tilt: Cash Advance & Credit?

Tilt is a financial technology company that provides cash advances, lines of credit, and credit cards. It assesses eligibility based on real-time income and spending, not solely credit scores, to help users access funds and build credit.

How much cash advance can I get with the Tilt app?

Yes, Tilt Cash Advance offers amounts ranging from $10 to $400. First-time customers averaged $102, while others averaged $171 in Q4 2025. Instant delivery is optional and may incur fees.

Does Tilt Cash Advance perform credit checks?

No, Tilt Cash Advance does not require credit checks to qualify. The service focuses on real-time income and spending to determine eligibility for cash advances.

Are there interest or late fees for Tilt Cash Advance?

No, Tilt Cash Advance charges no interest or late fees. Instant delivery is optional and fees may apply for this feature.

How do Tilt Credit Cards work?

Tilt Credit Cards are issued by WebBank and do not require a credit score or security deposit. Users can earn cash back rewards and are automatically considered for limit increases based on terms.

What are the credit limits for a Tilt Line of Credit?

Tilt Line of Credit, provided by FinWise Bank, starts at $200-$400 and can grow up to $1,000 with on-time payments. All credit scores are welcome, and flexible repayment plans are available.

Does Tilt offer credit score monitoring?

Yes, the Tilt app offers credit score monitoring. Users can check their score within the app and receive tips to help them build their credit more effectively.

How does Tilt's Automatic Savings feature function?

Tilt's Automatic Savings feature allows users to set savings goals by week or pay period. The Tilt AI automatically moves money aside when the user's budget allows, facilitating hands-free saving.

Is Tilt a bank?

No, Tilt is a financial technology company, not a bank. For Automatic Savings, users are required to open a deposit account with nbkc bank, Member FDIC.

How much does a Tilt subscription cost?

Tilt offers a 14-day trial for new customers, followed by an auto-recurring subscription fee of $8 per month. Users can cancel their subscription at any time.

How does Tilt secure user data?

Tilt protects user data with bank-level encryption. The app does not store login details and exclusively uses regulated providers trusted by major financial institutions to secure information.