Possible: Fast Cash & Credit

Possible: Fast Cash & Credit

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Logo of Possible: Fast Cash & Credit

Possible: Fast Cash & Credit — Borrow $500 Instantly and Build Your Future

Skip the payday debt trap. Get up to $500 with no late fees, flexible installments, and a real way to build credit—even with bad or no history.

Download on App Store

Publisher

Possible Financial Inc

Category

Finance

Downloads

6M+

User Rating

4.8/5

Total Ratings

128K+

Locales

1

Experience Peace of Mind

Discover the interface used by 6M+ users.

Possible app interface showing a user requesting a three hundred and fifty dollar fast cash advance

Possible app interface showing a user requesting a three hundred and fifty dollar fast cash advance

Possible app screen showing a 350 dollar loan approval notification and mention of 3 million customers

Possible app screen showing a 350 dollar loan approval notification and mention of 3 million customers

Possible app screen showing loan deposit confirmation and four installment payment dates

Possible app screen showing loan deposit confirmation and four installment payment dates

Smartphone screen showing the Possible app interface to reschedule payments for free on a calendar

Smartphone screen showing the Possible app interface to reschedule payments for free on a calendar

A smiling healthcare worker with a successful payment notification from the Possible credit history builder app

A smiling healthcare worker with a successful payment notification from the Possible credit history builder app

Possible app interface for selecting a bank account to receive fast cash

Possible app interface for selecting a bank account to receive fast cash

Financial Relief and Growth, All in One App

The tools that make this app stand out, trusted by 6M+ users.

Instant Cash Without the Credit Stress

Borrow up to $500 instantly with no impact on your FICO® score. Get approved in minutes, even if you have bad or no credit history.

🗓️

Flexible Payments That Fit Your Life

Repay in 4 manageable installments. Need more time? Reschedule payments up to 29 days with absolutely no late or penalty fees—ever.

📈

Build Your Credit While You Borrow

We report your on-time payments to major credit bureaus, helping you bridge the gap from a 'thin file' to a stronger financial future.

Loved by users worldwide

Trusted by 6M+ people who love this app.

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"I was stuck with a flat tire and no cash until my next shift. Possible got me the funds in minutes, and the four-installment plan meant I didn't have to stress about my next rent payment. It feels like borrowing from a friend who actually wants to see you succeed."

Marcus T., Delivery Driver
"

"As someone rebuilding my financial life, finding an app that doesn't punish you with late fees is a dream. I've used Possible to bridge the gap on utility bills twice now, and seeing my credit score actually improve from the on-time payments is the best part. Highly recommend for any parent on a tight budget!"

Elena R., Healthcare Assistant

About the app

Everything you need to know about Possible: Fast Cash & Credit.

Description

Get cash fast. No late fees—ever. Build credit history. Borrow up to $500 instantly*^ even with bad or no credit. Receive your money quickly, improve your financial health, and gain peace of mind. Need a quick cash advance? Meet the Possible Loan: Borrow up to $500 instantly*^ No late or penalty fees—ever Pay Over Time in 4 installments Easily & securely link your bank account for Direct Deposit Bad or no credit OK—apply with no impact to your FICO® score When you're approved, get cash in minutes^ straight to your bank A credit builder** loan you can trust: 100,000+ 5-star reviews Join over 3 million Possible members On average, customers saved over $470† by choosing Possible Over $400 million lent to customers in need Build payment history, an important part of credit history, with every on-time payment Link your bank account and set up Direct Deposit to get your cash advance and make payments easily Some credit builder loans charge fees, but Possible has no late fees or penalty fees, ever Reschedule your payments up to 29 days with no impact to your credit score "This company actually saved my life a few times! They are fast, efficient and the money is in your bank in less than 24 hrs… And they don't charge a hefty fee either! Love them!" Jenna "I have a hard time even finding words that accurately describe how pleased I am with Possible Finance…It's like borrowing money from a good friend that increases your credit. Seriously the best experience I've ever had. 110% recommend it!" Nellyville107, App Store "By far the best way to build your credit quickly!" Toby "Very easy and increased my credit. They don't kill you with fees, the payments are flexible and it is very simple." David "I am glad I found Possible, Application was simple and fast…Thank you Possible!" Nel N, BBB Possible Loan is subject to eligibility and approval by Possible Financial Inc. dba "Possible Finance" and "Possible" or its banking partner Coastal Community Bank, Member FDIC. Eligibility for a product is not guaranteed. Possible Finance has direct lending licenses in CA, FL, ID, LA, OH, UT and WA. FL Residents (for loans generated prior to 6/15/22): License #FT340001187; Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848. Loans in AL, DE, FL, IA, IN, KS, KY, MI, MO, MS, OK, RI, SC, TN, and TX are made by Coastal Community Bank, Member FDIC, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823. *Maximum loan amounts vary by state. In California, max loan amount is $250. ^Funds disbursement typically occurs within minutes of approval but can take up to five days. †In 2022, Possible customers saved on average $470 in fees charged by traditional payday lenders. Savings based on the maximum fees Possible could have charged customers, including late fees, insufficient funds fees, etc. Results will vary. **Improve credit with on-time payments. Credit scores are based on many factors and individual results may vary. The Possible Card has maximum 0% Annual Percentage Rate (APR)** for qualified customers. Currently only available in select states. **The Possible Card membership fee is $8/month for a $400 credit limit and $16/month for an $800 credit limit. Possible Card is issued by Coastal Community Bank pursuant to its license with Mastercard® International Incorporated. Terms are subject to eligibility. Possible Financial Inc.© 2024 (NMLS #1697898), PO Box 98686, Las Vegas, NV 89193. (206) 202-5115. For Possible Card support: (855) 961-5354 Possible Financial Inc.© 2022 (NMLS #1697898) PO Box 98686, Las Vegas NV 89193 +1 (206) 202-5115

Latest Version

2.4.0

Size

58.3 MB

First Released

May 25, 2018

Get the Cash You Need, Build the Future You Deserve.

Join over 3 million members getting up to $500 instantly with no credit check. Get the breathing room you need with 4 easy installments and start building your credit today.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Possible: Fast Cash & Credit

How much money can I borrow with Possible Finance?

Users can borrow up to $500 with Possible Finance. Maximum loan amounts vary by state; for example, California has a maximum loan amount of $250.

Does Possible Finance charge late fees on loans?

No, Possible Finance does not charge any late fees or penalty fees on its loans. The app explicitly states "No late fees—ever."

Can I build credit history with the Possible app?

Yes, Possible enables users to build credit history. It reports on-time payments to credit bureaus, contributing to payment history, and offers a credit builder loan and Possible Card.

How fast does Possible Finance disburse funds?

Possible Finance typically disburses approved funds within minutes directly to the user's bank account. Fund disbursement can take up to five days in some cases.

Are Possible loans available for individuals with bad or no credit?

Yes, Possible loans are available for individuals with bad or no credit. Applying for a Possible loan does not impact your FICO® score.

Does Possible Finance offer flexible payment options?

Yes, Possible Finance offers flexible payment options, allowing users to pay over time in four installments. Users can also reschedule payments up to 29 days for free without credit score impact.

In which states is Possible Finance licensed for direct lending?

Possible Finance holds direct lending licenses in CA, FL, ID, LA, OH, UT, and WA. For other states, Coastal Community Bank issues loans, which Possible Finance then services.