UnionPay APP: Secure Global Payments & Smart Card Management

The trusted financial bridge for your transborder life. Manage all your cards, enjoy exclusive merchant discounts, and pay with financial-grade security anywhere in the world.

Publisher

China Unionpay Co.,Ltd.

Finance at Your Fingertips

Discover the interface used by 171M+ users.

Registration screen of the UnionPay app for signing up with a phone number

UnionPay app interface showing the Tour Card feature for convenient mobile payments during travel.

UnionPay App Tour Card interface showing top up options and steps for mobile payments in China

Screenshot of the UnionPay APP demonstrating how to use the QR code scan-to-pay feature for merchants.

UnionPay APP interface showing the scan button for merchant QR code mobile payments

Your Global Financial Hub

The tools that make this app stand out, trusted by 171M+ users.

💳

Unified Card Management

Consolidate and monitor all your bank accounts in one place to stay on top of your global balances and transaction history effortlessly.

🛡️

Financial-Grade Security

Transact with total peace of mind thanks to industry-leading encryption and scan-to-pay protection that secures your funds across borders.

🎁

Exclusive Merchant Rewards

Unlock premium cashback offers and special discounts at luxury retailers, duty-free shops, and top restaurants throughout the USA.

Loved by users worldwide

Trusted by 171M+ people who love this app.

"Managing my accounts from back home while studying in New York used to be a headache. With the UnionPay APP, I can see all my balances in one place and take advantage of exclusive student discounts at luxury outlets. It is safe, fast, and essential for my life abroad."

Li Wei, International Student

"As someone who travels frequently between San Francisco and Shanghai for business, security is my top priority. The scan-to-pay feature is incredibly reliable, and the financial-grade protection gives me peace of mind. It is the most comprehensive way to manage all my bank cards and rewards in a single app."

Sarah Chen, Tech Consultant

Review Analysis

AI-powered insights from user reviews.

Sentiment Score

10%

Negative

Summary

This mobile app receives overwhelmingly negative feedback, largely due to significant difficulties with registration and verification processes, including issues with SMS verification codes and failed face recognition. Users frequently report problems with payment functionality, such as card binding failures and geographical restrictions limiting its use outside mainland China or with certain international cards. Performance and stability are also critical issues, with complaints about lag, network congestion, black screens post-update, and a regression in card management in a recent version. While a few users appreciate the app's convenience for managing multiple bank cards and offering free transfers, these positive aspects are overshadowed by widespread usability and functional problems.

Common Themes

Registration and Verification(18)

App Performance and Stability(11)

Payment and Card Binding(8)

Voucher and Promotions(4)

Geographical Restrictions(3)

Multi-Card Management(2)

Free Transfers(1)

About the app

Everything you need to know about UnionPay APP.

Description

UnionPay APP is a strategic product for integrated mobile payment in the banking sector. It provides comprehensive management of bank cards and brings together all card discounts and special offers. 【Main Features】 1. Scan-to-pay feature with UnionPay's financial-grade security protection, ensuring worry-free fund security. 【Official Website】https://www.95516.com/ 【Official WeChat】Yinlian_KY

Latest Version

10.2.9

Size

231.0 MB

First Released

Mar 5, 2013

Ready to Secure Your Global Payments?

Join over 171 million users managing their finances with total peace of mind. Download the UnionPay APP today to access financial-grade security, centralized card management, and exclusive cross-border rewards.

FAQ

Frequently Asked Questions

Everything you need to know about UnionPay APP

How do I register for the UnionPay APP?

To register for the UnionPay APP, users must provide their phone number. The registration process also requires agreeing to the privacy policy and UnionPay user service agreement before proceeding.

What are the main features of the UnionPay APP?

The UnionPay APP offers comprehensive bank card management, integrates card discounts, and features secure scan-to-pay. It also supports payments via a specialized Tour Card for various transactions.

Is scan-to-pay secure on the UnionPay APP?

Yes, the UnionPay APP's scan-to-pay feature uses UnionPay's financial-grade security protection. This robust security measure ensures worry-free fund safety for all transactions within the application.

What is the UnionPay APP's Tour Card feature?

The UnionPay APP's Tour Card allows users to make everyday purchases. It requires verifying user information and topping up funds, functioning as a dedicated mobile payment solution within the app.

How do I top up my Tour Card in the UnionPay APP?

To top up your Tour Card in the UnionPay APP, navigate to the Tour Card section. The process involves two steps: first, verify your information, then proceed to top up the desired amount of money.

How do I make a payment using a QR code with the UnionPay APP?

The UnionPay APP facilitates QR code payments. You can either tap "Pay" to present your own QR code to a merchant, or tap "Scan" to scan a QR code provided by the merchant.

What is the official website for UnionPay APP?

The official website for UnionPay APP is https://www.95516.com/. This platform provides comprehensive information and resources for users regarding the application's services and features.

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