Affirm: Buy now, pay over time

Affirm: Buy now, pay over time

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Logo of Affirm: Buy now, pay over time

Affirm: Shop Smarter with Transparent Monthly Payments

Take control of your budget with 0% APR options and no hidden fees. Pay over time on your terms, online or in-store, anywhere Visa is accepted.

Publisher

Affirm, Inc

Category

Shopping

Downloads

-

User Rating

4.9/5

Total Ratings

-

Locales

2

Shopping Without Surprises

Discover the interface used by users.

Affirm mobile app screen displaying a 1200 dollar purchasing power limit and various retail partner icons like Target and Expedia.

Affirm mobile app screen displaying a 1200 dollar purchasing power limit and various retail partner icons like Target and Expedia.

Affirm app dashboard showing a total balance of 1200 dollars and upcoming monthly payment plans.

Affirm app dashboard showing a total balance of 1200 dollars and upcoming monthly payment plans.

Two blue Affirm Visa cards floating above a contactless payment terminal

Two blue Affirm Visa cards floating above a contactless payment terminal

Affirm flexible payment options integrated with Apple Pay on an iPhone screen

Affirm flexible payment options integrated with Apple Pay on an iPhone screen

Affirm app interface showing shopping deals with 0 percent APR payment terms from brands like Expedia and Home Depot

Affirm app interface showing shopping deals with 0 percent APR payment terms from brands like Expedia and Home Depot

Affirm mobile app interface showcasing retail partners like Walmart, Nike, and eBay with 0 percent APR financing options.

Affirm mobile app interface showcasing retail partners like Walmart, Nike, and eBay with 0 percent APR financing options.

Master Your Cash Flow, One Purchase at a Time

The tools that make this app stand out, trusted by users.

🗓️

Simple, Fixed Payments

No surprises. See the total cost upfront with fixed monthly plans and absolutely zero late fees or hidden costs.

💳

The Card for Everywhere

Get the Affirm Card to pay over time anywhere Visa is accepted, bridging the gap between digital and physical shopping.

Check Your Power Instantly

See how much you can spend without impacting your credit score and unlock exclusive 0% APR options at top brands.

Loved by users worldwide

Trusted by people who love this app.

"

"I used Affirm to furnish my first apartment without the stress of credit card interest. I love knowing exactly what I owe each month with zero surprises. It's the most transparent way to shop for big-ticket items."

Sarah M.
"

"The Affirm Card is a game-changer. I can plan my budget before I even get to the store, and the 0% APR options at my favorite brands have saved me so much money. Finally, a finance app that feels like it's on my side."

Jordan K.

About the app

Everything you need to know about Affirm: Buy now, pay over time.

Description

Pay over time with Affirm online, in-store, and in the app. Plus, eligible customers can get the Affirm Card™ to use anywhere Visa is accepted in the U.S., or pay with Affirm on Apple Pay. Why you’ll love the Affirm app: • See your purchasing power front and center • Shop brands with clear, flexible payment options • Discover deals, 0% APR options, and plans over 12 months • Set up AutoPay or easily make early or one-time payments • Request to pay over time with the Affirm Card online or in-store Take your Affirm Card everywhere: • Get a physical card and use it anywhere Visa is accepted in the U.S. • No credit impact to apply, and no card or annual fees • Discover 0% APR options or flexible plans at top brands, in-store and online • Request a payment plan in the app before or after checkout. Minimum purchase may be required for payment plans. See footer for details. Purchasing power is an estimate and may include a down payment at checkout. Approval and terms aren’t guaranteed. The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve) or Stride Bank, N.A. (Stride), Members FDIC, pursuant to licenses from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve and/or Stride. Learn more at https://www.fdic.gov/resources/deposit-insurance/. Pay-over-time plans must be applied for each purchase in the mobile app, are subject to eligibility checks and are provided by affirm.com/lenders. Minimum purchases are required for pay over time plans; the amount is located in the Card tab of the app. For purchases that are not approved for and matched to a payment plan, you authorize Affirm to initiate an ACH debit from your linked bank account within 1-3 days of the purchase. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license 60DBO-111681. For licenses and disclosures, see affirm.com/licenses. Rates from 0 - 36% APR. For example, an $800 purchase could be split into 12 monthly payments of $77.99 at 30% APR, or 4 interest-free payments of $200 every 2 weeks. Loan options vary, are subject to eligibility, and may depend on whether your loan is applied for before or after your card purchase. There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states.

Latest Version

3.326.0

Size

204.0 MB

First Released

Aug 24, 2015

Ready to Shop on Your Own Terms?

Join 25M+ shoppers who choose transparency over hidden fees. Download the app today to check your purchasing power in seconds with no credit impact.

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FAQ

Frequently Asked Questions

Everything you need to know about Affirm: Buy now, pay over time

What is the Affirm app?

The Affirm app allows users to pay over time for purchases online, in-store, and in the app. It also provides the Affirm Card for use anywhere Visa is accepted in the U.S.

How does Affirm help users manage payments?

Affirm allows users to set up AutoPay or make one-time or early payments. The app displays active and completed plans, including total balance and upcoming payment dates.

Can I use the Affirm Card everywhere?

Yes, the Affirm Card is a Visa debit card that can be used anywhere Visa is accepted within the U.S. Eligible customers can request it through the app.

Does the Affirm Card have annual fees?

No, the Affirm Card does not have card or annual fees. Applying for the Affirm Card also has no impact on your credit score.

What is the maximum purchasing power shown in the Affirm app?

The Affirm app can display a maximum purchasing power of $1,200. This amount is an estimate and not a guarantee of approval or terms.

Does Affirm offer 0% APR options?

Yes, Affirm offers 0% APR options at participating brands, as well as flexible plans over 12 months. Users can discover these deals within the app.

Can I use Affirm with Apple Pay?

Yes, users can pay with Affirm on Apple Pay for flexible payments online and in apps. This feature allows for payment plans at checkout.

What are the typical APR rates for Affirm loans?

Affirm rates range from 0% to 36% APR. Loan options vary based on eligibility and whether the loan is applied for before or after card purchase.

Is Affirm a bank?

No, Affirm is not a bank. The Affirm Card is a Visa debit card issued by Evolve Bank & Trust or Stride Bank, N.A., Members FDIC.

Are minimum purchases required for Affirm payment plans?

Yes, minimum purchase amounts are required for pay over time plans. The specific amount is available in the Card tab of the Affirm app.