Publisher
Category
FinanceDownloads
5M+User Rating
Total Ratings
543K+Locales
2Discover the interface used by 5M+ users.
The tools that make this app stand out, trusted by 5M+ users.
Skip the paperwork and bank visits. Apply with just your ID and get a credit limit of up to IDR 50,000,000 in minutes.
Shop at your favorite brands like Tokopedia, Shopee, and H&M with 0% interest on 3-month plans and absolutely zero upfront costs.
Need a safety net? Get quick personal loans for emergencies and choose repayment terms up to 24 months that fit your monthly budget.
Trusted by 5M+ people who love this app.
"Kredivo is a total game changer for my tech upgrades. I was able to get the latest smartphone with zero down payment and 0% interest for the first 3 months. The approval was instant, and I didn't need a credit card or a stack of paperwork. It is easily the most transparent and flexible way to shop online today."
"Managing monthly expenses can be tricky with a fluctuating income, but Kredivo provides the perfect safety net. Whether I am split-paying for a flight or just covering my utility bills, the installment options are so easy to manage. It is safe, fast, and much better than a traditional loan."
Everything you need to know about Kredivo - Paylater & Loans.
Description
Latest Version
3.58.0
Size
220.9 MB
First Released
Oct 5, 2017
Everything you need to know about Kredivo - Paylater & Loans
Kredivo is a digital credit application that provides installment payments without a credit card and personal loans. It evaluates creditworthiness in real-time, offers quick registration, and allows shopping at numerous online and offline merchants.
No, Kredivo does not require a credit card for installment purchases. It functions as an online credit line provider, enabling users to shop on installment or get personal loans without traditional credit card hassles.
The maximum credit limit offered by Kredivo is up to IDR 50,000,000. This limit is available for various installment plans, as shown within the application interface.
The registration process for Kredivo takes just 5 minutes. Approval is typically given within a few minutes after registration, allowing users to quickly access credit for shopping or loans.
Kredivo offers 0% interest for pay in 30 days and 3-month installments. For 6, 12, 18, and 24-month installments, the interest rate starts from 1.99% per month for Premium accounts.
Yes, Kredivo is safe and secure. All user data is encrypted, and Kredivo is licensed and regulated by OJK (Otoritas Jasa Keuangan), ensuring its credibility and compliance with financial regulations.
Yes, users can pay various utility bills directly from the Kredivo app. This includes services like pulsa/data packages, PLN, gaming/streaming vouchers, Digital Wallet, Internet & TV, and PDAM.
No, Kredivo does not charge any down payment for its services. It offers zero down payment for all Kredivo services, making it more accessible for users to utilize their credit line.
Kredivo is accepted at over 4000 online and offline merchants. Popular examples include Tokopedia, Shopee, Lazada, Indomaret, Alfamart, and for flights, Garuda Indonesia and AirAsia.
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