Intuit Credit Karma

Intuit Credit Karma

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Intuit Credit Karma: Take command of your financial future

Join over 57 million members who use our smart tools to monitor credit scores, build savings, and apply for loans with confidence. From tracking your spending to filing your taxes, we help you make the most of every dollar.

Publisher

Credit Karma, Inc.

Category

Finance

Downloads

57M+

User Rating

4.8/5

Total Ratings

7M+

Locales

1

A Clear Path to Progress

Discover the interface used by 57M+ users.

A smiling man using the Intuit Credit Karma app on his smartphone with a financial progress slogan

A smiling man using the Intuit Credit Karma app on his smartphone with a financial progress slogan

Intuit Credit Karma app interface showing a home loan balance and a personalized recommendation for a lower interest rate.

Intuit Credit Karma app interface showing a home loan balance and a personalized recommendation for a lower interest rate.

Intuit Credit Karma app interface showing a net worth of 305,000 dollars with an upward trending graph and financial asset breakdown.

Intuit Credit Karma app interface showing a net worth of 305,000 dollars with an upward trending graph and financial asset breakdown.

Intuit Credit Karma Credit Builder feature showing a 619 credit score and a 17 point average increase

Intuit Credit Karma Credit Builder feature showing a 619 credit score and a 17 point average increase

A mobile app screen from Intuit Credit Karma showing a side-by-side comparison of two credit card offers with details on approval odds and annual fees

A mobile app screen from Intuit Credit Karma showing a side-by-side comparison of two credit card offers with details on approval odds and annual fees

Mobile screen showing Intuit Credit Karma credit card offer with outstanding approval odds message

Mobile screen showing Intuit Credit Karma credit card offer with outstanding approval odds message

Intuit Credit Karma app interface showing monthly spending insights and budget tracking

Intuit Credit Karma app interface showing monthly spending insights and budget tracking

Interface of Intuit Credit Karma app showing a credit score of 761, a credit change summary alert, and a rising score trend graph.

Interface of Intuit Credit Karma app showing a credit score of 761, a credit change summary alert, and a rising score trend graph.

A woman overlooking a mountain range with a graphic showing savings growth and the headline Join 140 million members already making progress

A woman overlooking a mountain range with a graphic showing savings growth and the headline Join 140 million members already making progress

Take Control of Your Financial Journey

The tools that make this app stand out, trusted by 57M+ users.

📈

Build Your Credit with Confidence

Get free score tracking and actionable insights to help you understand what affects your numbers and how to move them higher.

🎯

Know Your Approval Odds

Stop the guesswork. See which credit cards and loans you're most likely to be approved for before you apply, protecting your score from unnecessary hits.

🛡️

24/7 Financial Bodyguard

Stay ahead of surprises with instant alerts for credit score changes, identity monitoring, and notifications when better interest rates become available.

Loved by users worldwide

Trusted by 57M+ people who love this app.

"

"I was so nervous about applying for my first mortgage, but Credit Karma helped me boost my score and understand exactly what was holding me back. The Approval Odds feature took the guesswork out of picking the right credit cards to build my history. It is truly like having a financial coach in my pocket."

Marcus J.
"

"As a recent graduate starting from scratch, the Credit Builder plan was a total lifesaver for my financial journey. I love how I can track my monthly spending and get instant alerts for ATM fees all in one place. It is incredibly easy to use and made me feel confident about my money."

Sophia R.

About the app

Everything you need to know about Intuit Credit Karma.

Description

Navigate your unique financial path confidently with help from Credit Karma and make the most of your money. CONNECT YOUR ACCOUNTS FOR FINANCIAL INSIGHTS - Track your monthly spending - Monitor transactions - Look out for ATM fees, late payments and more GET TO KNOW YOUR CREDIT - Get alerts when credit scores change - Learn what affects your scores and how to build credit EXPLORE YOUR OFFERS Compare offers and apply with more confidence:† - Loan amounts - Rates you could be approved for STAY INFORMED - Be alerted of changes and opportunities. - Credit score changes - Identity monitoring - Rate monitoring—we’ll let you know if we see better interest rates SIMPLIFY TAX TIME - Upload a photo of your W-2 - We’ll prefill your profile info - Finish filing on your computer BANK ONLINE Open Credit Karma Money Spend and Save accounts*** from the app. FIND COMPETITIVE CAR INSURANCE OPTIONS - Compare options to see if you could save - You may unlock a discount on a new policy if you’re a good driver DISCLOSURES *Credit Builder plan requires you to open a line of credit and a Credit Builder savings account, both banking services provided by Cross River Bank, Member FDIC. Credit Builder savings account is a deposit product, insured up to $250,000. Credit Builder is serviced by Credit Karma Credit Builder. Members with a TransUnion credit score of 619 or below at time of application may be prompted to apply for Credit Builder. **From June 2024 to Nov 2024, members with a TU credit score of 619 or below who opened a plan and had it reported on their TU report saw an average score increase of 17 points in 3 days of activation. Late payments and other factors can negatively impact your score. ***Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply. ^ Borrowing Power is based on the highest offer amount available to you through Credit Karma where you have Outstanding Approval Odds. The offers themselves are not guaranteed and are subject to change without notice. † Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the card shown, or whether you meet certain criteria determined by the lender. Of course, there's no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don't meet the lender's "ability to pay standard" after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender. Screens simulated. For display only. Intuit Assist is an emerging tool that provides information to consider as you make financial choices. Not all features are available to all members. You must link your external financial accounts for full functionality. Please check for mistakes. Always review terms and conditions before applying for financial products. Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | CA loans arranged pursuant to a CA Financing Law license. Insurance services offered through Karma Insurance Services, LLC. CA resident license #0172748. Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622 1100 Broadway, STE 1800 - Credit Karma, Oakland, CA 94607

Latest Version

26.3

Size

197.1 MB

First Released

Jul 18, 2012

Take the Next Step Toward Your Financial Progress

Join over 57 million members who use Intuit Credit Karma to monitor their scores, build better credit, and navigate their unique financial path with confidence.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Intuit Credit Karma

What is Intuit Credit Karma?

Intuit Credit Karma helps users manage their finances by offering tools for tracking spending, monitoring credit scores, exploring financial offers, and simplifying tax filing. It provides a personalized path to financial progress.

Can Intuit Credit Karma help me track my spending?

Yes, Intuit Credit Karma allows users to connect their accounts to track monthly spending and monitor transactions. It also provides alerts for potential issues like ATM fees and late payments.

Does Intuit Credit Karma provide credit score monitoring?

Yes, Intuit Credit Karma provides alerts when credit scores change. It also educates users on factors affecting their scores and offers guidance on how to build credit effectively.

How does the Credit Builder plan work in Intuit Credit Karma?

The Credit Builder plan requires opening a line of credit and a Credit Builder savings account, with banking services provided by Cross River Bank, Member FDIC. It aims to help members build credit and grow savings.

Can I compare loan offers with Intuit Credit Karma?

Yes, users can explore and compare financial offers like loans and rates they could be approved for with Intuit Credit Karma. This feature helps members apply for products with increased confidence.

Does Intuit Credit Karma offer online banking services?

Yes, Intuit Credit Karma offers online banking services. Users can open Credit Karma Money Spend and Save accounts directly within the app, with services provided by MVB Bank, Inc., Member FDIC.

How does Intuit Credit Karma help with tax preparation?

Intuit Credit Karma simplifies tax time by allowing users to upload a photo of their W-2. The app then pre-fills profile information, which enables users to finish filing their taxes on their computer.

Can Intuit Credit Karma help me find car insurance?

Yes, Intuit Credit Karma helps users find car insurance by allowing them to compare options. This feature helps users identify potential savings and may unlock discounts for good drivers.

What are "Approval Odds" in Intuit Credit Karma?

Approval Odds in Intuit Credit Karma indicate a user's likelihood of approval by comparing their credit profile to successful applicants or lender criteria. They are not a guarantee of approval.

Does Intuit Credit Karma track my net worth?

Yes, Intuit Credit Karma tracks a user's net worth. By connecting accounts, users can see their financial activity, including their total net worth, providing a clear overview of assets and liabilities.