myFICO - FICO Score Monitoring

myFICO - FICO Score Monitoring

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myFICO: Get the Official Credit Score That 90% of Lenders Use

Stop guessing with unofficial scores. Access your 3-bureau reports, track your FICO® Scores for mortgages and auto loans, and gain the precision you need to secure your financial future.

Publisher

Fair Isaac Corporation

Category

Finance

Downloads

3M+

User Rating

4.8/5

Total Ratings

44K+

Locales

1

See Exactly What Lenders See

Discover the interface used by 3M+ users.

myFICO mobile app showing three bureau FICO scores and categories for mortgage and auto loan scores

myFICO mobile app showing three bureau FICO scores and categories for mortgage and auto loan scores

myFICO app interface showing credit insights including payment history and debt impact on FICO scores

myFICO app interface showing credit insights including payment history and debt impact on FICO scores

The myFICO app interface displaying a FICO Score 8 history graph and recent credit monitoring alerts from three bureaus

The myFICO app interface displaying a FICO Score 8 history graph and recent credit monitoring alerts from three bureaus

myFICO mobile app screen showing credit reports from Experian TransUnion and Equifax with an update report button

myFICO mobile app screen showing credit reports from Experian TransUnion and Equifax with an update report button

myFICO app screenshot showing the FICO Score Simulator interface for Equifax TransUnion and Experian bureaus

myFICO app screenshot showing the FICO Score Simulator interface for Equifax TransUnion and Experian bureaus

Empower Your Financial Future with Official Data

The tools that make this app stand out, trusted by 3M+ users.

🎯

Lender-Ready Accuracy

Get the exact FICO® Score versions used for mortgages, cars, and credit cards so you know exactly where you stand before you apply.

🛠️

Interactive Score Simulator

Plan your path to a lower interest rate by testing how different financial decisions will affect your score in real-time.

📋

Total 3-Bureau Coverage

Compare your credit data from Experian, TransUnion, and Equifax side-by-side to ensure your history is accurate, complete, and secure.

Loved by users worldwide

Trusted by 3M+ people who love this app.

"

"I was using free credit apps for months, but when it came time to apply for a mortgage, I realized my lender was looking at a completely different number. myFICO gave me the exact scores used by mortgage lenders, helping me secure the best interest rate possible. It is worth every penny for the accuracy alone."

Sarah Jenkins
"

"The Score Simulator is a game-changer. I wanted to see how paying off my credit cards would affect my FICO Score before applying for a refinance. Being able to see data from all three bureaus in one place gives me total confidence in my financial standing."

David Miller

About the app

Everything you need to know about myFICO - FICO Score Monitoring.

Description

90% of top lenders use FICO® Scores– do you know yours? Get your FICO Score, from FICO. Compare your FICO Scores and credit reports from all 3 bureaus—Experian, TransUnion, and Equifax—side-by-side and get the right credit score for your goal. And don’t worry– checking your own credit will not hurt your score. Although they may look the same, other credit scores can vary as much as 100 points from your FICO Score. With myFICO, you can view and monitor your FICO Scores and credit reports right from your fingertips. You'll get alerts on your iOS device when changes are detected. Features • FICO® Scores – Check your FICO Scores while on the go, including versions used in mortgage, auto and credit card lending • Insights – Learn how your credit history affects your FICO Scores • FICO Score Simulator – Explore how different actions could affect your FICO Scores • Alerts – Monitor your credit and identity • Reports – Instantly access your credit reports and credit data • Score History Graph – Track your FICO Score 8 over time • Credit Education – Explore videos and educational content to learn about credit and FICO Scores • Fast and secure login with fingerprint, face or other biometric (on supported devices) plus 2-Step Verification option Certain features are available only with eligible myFICO subscriptions. Learn more at www.myfico.com.

Latest Version

4.0.16

Size

53.8 MB

First Released

Oct 9, 2013

Know the Score Before You Apply

Join over 3 million users and get the official FICO® Scores used by 90% of top lenders. Download myFICO today to track your progress and secure the best rates for your next mortgage or auto loan.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about myFICO - FICO Score Monitoring

What does the myFICO app provide?

The myFICO app provides access to your FICO Scores and credit reports from all three major bureaus: Experian, TransUnion, and Equifax. It helps you monitor your credit and understand its impact.

Can I see my FICO Scores from all three credit bureaus with myFICO?

Yes, the myFICO app allows you to compare your FICO Scores and credit reports from Experian, TransUnion, and Equifax side-by-side.

Does checking my FICO Score with the myFICO app hurt my credit score?

No, checking your own credit score through the myFICO app does not hurt your FICO Score. This action is considered a soft inquiry.

What is the FICO Score Simulator feature in myFICO?

The myFICO app includes a FICO Score Simulator feature. This tool allows users to explore how different financial actions could affect their FICO Scores before they take them.

How does the myFICO app help me monitor my credit?

The myFICO app monitors your credit and identity with alerts. It sends notifications to your iOS device when changes are detected in your credit profile or report.

Can I access my credit reports through the myFICO app?

Yes, users can instantly access their credit reports and credit data directly through the myFICO app. The app also indicates that updates are available every month.

Does myFICO offer educational resources about credit?

Yes, the myFICO app provides comprehensive credit education. It offers videos and educational content to help users learn about credit management and FICO Scores effectively.

How does myFICO ensure secure login?

The myFICO app offers fast and secure login options. These include fingerprint, face, or other biometrics on supported devices, in addition to a 2-Step Verification option.

What types of FICO Scores can I check with the myFICO app?

The myFICO app allows you to check various FICO Score versions. This includes scores used specifically for mortgage, auto, and credit card lending decisions.

Are all features available in the myFICO app with a basic subscription?

No, certain features within the myFICO app are available only with eligible myFICO subscriptions. Users must verify their subscription level for full access.