掌上生活-招商银行信用卡：智领金融，悦享全球品质生活

요약

The app receives overwhelmingly negative feedback, with users frequently encountering issues related to poor performance, persistent lag, and critical bugs following updates that prevent login or payment functionality. Key concerns also include a lack of financial transparency, such as arbitrary charges, unclear billing, high revolving interest, and difficulty canceling credit cards. Furthermore, users are frustrated by intrusive advertising for loans and credit cards, excessive notifications, and unhelpful customer service that often requires manual intervention for basic features like coupons. Many users also reported difficulties in canceling their credit cards or managing account details effectively.