掌上生活-招商银行信用卡

掌上生活-招商银行信用卡

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Logo of 掌上生活-招商银行信用卡

掌上生活-招商银行信用卡:智领金融,悦享全球品质生活

招商银行官方出品,集一键还款、5折饭票、海量特惠与大牌免息分期于一体,为您连接金融、消费与生活的每一个精彩瞬间。

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Publisher

CHINA MERCHANTS BANK CO.,LTD.

Category

Finance

Downloads

68M+

User Rating

4.9/5

Total Ratings

2M+

Locales

1

A Glimpse into Smart Living

Discover the interface used by 68M+ users.

CMB Life app screen displaying lifestyle rewards, merchant discounts, and credit card points

CMB Life app screen displaying lifestyle rewards, merchant discounts, and credit card points

Mobile app interface of CMB Life showing credit card balance and repayment options in Chinese.

Mobile app interface of CMB Life showing credit card balance and repayment options in Chinese.

Mobile interface of the CMB Life app shopping mall showing car promotions, electronics, and lifestyle product categories.

Mobile interface of the CMB Life app shopping mall showing car promotions, electronics, and lifestyle product categories.

CMB Life app splash screen featuring version 9.0 and the China Merchants Bank credit card 20th anniversary logo

CMB Life app splash screen featuring version 9.0 and the China Merchants Bank credit card 20th anniversary logo

Smart Finance, Elevated Lifestyle

The tools that make this app stand out, trusted by 68M+ users.

💳

Seamless Cross-Border Credit Management

Effortlessly pay bills, increase limits, and track CNY transactions with real-time security, perfectly bridging your financial life between the US and China.

🍱

Legendary Lifestyle Rewards

Access the famous 'Wednesday 50% Off' dining vouchers and half-price movie tickets. Enjoy premium lifestyle perks and five-star hotel deals at your fingertips.

🛍️

0% Interest Premium Shopping

Shop for the latest electronics and luxury goods with flexible, interest-free installment plans, making high-end purchases more accessible and smarter.

Loved by users worldwide

Trusted by 68M+ people who love this app.

"

"Managing my Chinese credit cards from Seattle used to be complex, but CMB Life makes it effortless. The interface is intuitive, and I love the exclusive access to interest-free shopping and luxury travel deals. It is more than just a banking app; it is a lifestyle companion that keeps me connected to my finances back home."

Kevin L., Tech Professional in Seattle
"

"As an international student, the rewards program is a game-changer. I have saved so much using the half-price dining vouchers and movie tickets. Plus, the 0-interest installment options for the latest tech products made it so much easier to upgrade my phone without financial stress. Highly recommend for smart spending!"

Jiaqi W., Graduate Student in NYC

Review Analysis

Insights from user reviews.

Sentiment Score

4%
Negative

Summary

The app receives overwhelmingly negative feedback, with users frequently encountering issues related to poor performance, persistent lag, and critical bugs following updates that prevent login or payment functionality. Key concerns also include a lack of financial transparency, such as arbitrary charges, unclear billing, high revolving interest, and difficulty canceling credit cards. Furthermore, users are frustrated by intrusive advertising for loans and credit cards, excessive notifications, and unhelpful customer service that often requires manual intervention for basic features like coupons. Many users also reported difficulties in canceling their credit cards or managing account details effectively.

Common Themes

App Performance(9)
Financial Transparency(8)
Deceptive Promotions(7)
Excessive Notifications(7)
User Experience(6)
Customer Support(5)
Credit Card Cancellation(3)

About the app

Everything you need to know about 掌上生活-招商银行信用卡.

Description

掌上生活App引领信用卡行业发展,屡获各项权威奖项,如亚洲银行家“最佳数字金融生态系统奖”、“融城杯金融科技创新十佳案例”奖。致力于连接亿万人的生活、消费、金融。 在这里,一键还款、提升额度,账单分期赢好礼; 在这里,正品购物享免息权益; 在这里,周三有五折饭票、周末有半价观影; 掌上生活App由招商银行信用卡官方出品,是一款集生活、消费、金融为一体的服务平台。› 福利秘籍超值放送:无论您是否为招商银行信用卡持卡人,都可享受掌上生活独有的优惠福利:5折尽享美食,9元看大片,0元申领大牌商品,更有12期免息分期爆款手机、限时抢购满额赠礼、碎屏保险、五星酒店免费住、特惠旅行等优惠活动。 获奖情况: 2021财经新媒体 年度最佳App使用安全奖 2020亚洲银行家最佳数字化金融生态系统应用 2019融城杯金融科技创新十佳案例 2019亚洲银行家最佳数字化金融生态系统应用 2018国际金融报年度先锋移动客户端奖 2017新闻晨报年度消费金融平台品牌奖 2016WeMedia 年度移动风云榜最佳应用奖 2015WeMedia 年度移动风云榜最佳应用奖 第六届金鼎奖-年度最佳金融产品创新奖 第七届金理财-最具创新移动互联产品奖 2014中国人民银行年度科技发展奖 2013上海银行同业公会年度产品创新奖 欢迎联系我们: 如您在使用过程中遇到任何问题,可通过下述方式查询和反馈: 1、在线客服:我的-智能客服-小招助理 2、用户反馈:我的-设置与资料管理-意见反馈

Latest Version

9.3.8

Size

225.1 MB

First Released

Oct 29, 2010

立即下载掌上生活,连接您的全球金融与精致生活

一键轻松管理招行信用卡账单,尊享周三5折美食与大牌分期免息。加入全球6800万用户的选择,在海外也能悦享招行专属的金融科技与生活礼遇。

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FAQ

Frequently Asked Questions

Everything you need to know about 掌上生活-招商银行信用卡

What is the 掌上生活-招商银行信用卡 App?

The 掌上生活 App is China Merchants Bank Credit Card's official service platform. It integrates lifestyle, consumption, and financial services, offering features like credit card management and exclusive deals.

Can I manage my China Merchants Bank credit card with the 掌上生活 App?

Yes, the 掌上生活 App allows users to manage credit card consumption, perform one-click repayments, increase credit limits, and initiate bill installments directly within the app.

Does the 掌上生活 App offer shopping benefits?

Yes, the 掌上生活 App provides interest-free benefits for authentic shopping. It also features special deals, such as 50% off meal tickets every Wednesday.

Are there special offers available for all users of the 掌上生活 App?

Yes, the 掌上生活 App offers exclusive benefits to both cardholders and non-cardholders. These include 50% off dining, 9 RMB movie tickets, and 0 RMB applications for big brand products.

What awards has the 掌上生活 App received?

The 掌上生活 App has earned multiple prestigious awards, including the "Best Digital Financial Ecosystem Award" from Asian Banker and the "融城杯金融科技创新十佳案例" award.

How can I contact customer support for the 掌上生活 App?

Users can contact customer support via the online "小招助理" smart customer service (My - Smart Customer Service) or submit feedback through "My - Settings and Data Management - Feedback".

Can I get interest-free installments for purchasing mobile phones through the 掌上生活 App?

Yes, the 掌上生活 App offers 12-month interest-free installment plans for purchasing popular mobile phones. It also provides similar benefits on other featured items.

What types of purchases can I make in the 掌上生活 App's "掌上商城" (On Hand Mall)?

The 掌上生活 App's On Hand Mall features various product categories. These include cars, beauty items, home goods, food, bags, and accessories, with special car purchase subsidies available.

Does the 掌上生活 App provide financial services beyond credit card management?

Yes, the 掌上生活 App provides additional financial services. These include options for borrowing money and assessing exclusive credit limits for users.

How many merchants are partnered with the 掌上生活 App for special offers?

The 掌上生活 App collaborates with over 100,000 quality merchants. This partnership provides users with a broad selection of exclusive discounts and promotional offers.