招联金融-手机信用贷款分期借钱平台
由招商银行与中国联通联手打造。凭身份证即可在线申请，无需抵押，为您提供安全、专业、智能的现金借贷与分期购物服务，让您的信用更有价值。
Publisher
Category
FinanceDownloads
22M+User Rating
Total Ratings
1M+Locales
1Discover the interface used by 22M+ users.
The tools that make this app stand out, trusted by 22M+ users.
Bridge your liquidity gaps instantly with a fully automated approval process and ultra-fast fund disbursement in as little as sixty seconds.
Access up to 300,000 RMB in flexible credit with no collateral required, leveraging your established credit profile for maximum financial freedom.
Operate with confidence on a licensed platform managed by China's leading financial and telecom giants, ensuring your data is always protected.
Trusted by 22M+ people who love this app.
"Living in California but still managing financial obligations back home can be stressful. This app made it incredibly easy to access credit using my existing history in China. The 1-minute approval is real—it's fast, secure, and the association with China Merchants Bank gives me total peace of mind while I'm working abroad."
"As an international student, I really appreciate the flexibility of the installment shopping feature. It allowed me to manage my budget for a new laptop without any hassle. The UI is in Chinese, which makes the financial terms so much easier to understand than local US banking apps. Highly recommended for the diaspora community!"
Everything you need to know about 招联金融-手机信用贷款分期借钱平台.
Description
Latest Version
7.1.0
Size
145.3 MB
First Released
Oct 17, 2015
招商银行与中国联通强强联手，为您提供最高30万元信用额度。极速审批，最快1分钟到账，让身在海外的您也能轻松管理国内资金周转。
Everything you need to know about 招联金融-手机信用贷款分期借钱平台
The 招联金融 app offers a maximum loan amount of 300,000 RMB. This applies to both cash loans and installment consumption services provided by the platform.
招联金融 disburses funds rapidly. After a loan is successfully approved, the money can arrive in your account in as fast as 1 minute, ensuring swift financial access.
Yes, 招联金融 is a legitimate and secure platform. It is a formally licensed consumer finance institution, jointly established by China Merchants Bank and China Unicom, providing strong institutional backing and reliability.
The annualized simple interest rate for loans on the 招联金融 app ranges from 6.9% to 24%. The specific rate provided is subject to the actual approval results for each applicant.
To apply for a loan with 招联金融, follow three easy online steps: identity verification, completing your personal information, and then obtaining your credit limit. The process is straightforward and collateral-free.
Yes, 招联金融 offers exclusive benefits for new users. These include an interest-free period of up to 30 days for loans with a maximum amount of 50,000 RMB.
Yes, users can increase their loan limit with 招联金融. The app provides opportunities to raise the limit through various methods, potentially reaching up to the maximum 300,000 RMB.
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