Carmoola - Used Car Finance

Carmoola - Used Car Finance

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Logo of Carmoola - Used Car Finance

Carmoola: Get Your Used Car Finance Sorted in 60 Seconds

Skip the dealership stress and the paperwork. Get an instant budget on your phone, pay via Apple Pay, and walk into any showroom with the confidence of a cash buyer.

Download on App Store

Publisher

Carmoola Group Limited

Category

Finance

Downloads

289K+

User Rating

4.9/5

Total Ratings

4K+

Locales

1

The Power in Your Pocket

Discover the interface used by 289K+ users.

Carmoola car finance app promotional screen showing a pink virtual card for ten thousand pounds and a Trustpilot rating of 4.9 stars

Carmoola car finance app promotional screen showing a pink virtual card for ten thousand pounds and a Trustpilot rating of 4.9 stars

Carmoola app screen showing a 10,000 pound car loan budget approval with a white car and a pink digital card.

Carmoola app screen showing a 10,000 pound car loan budget approval with a white car and a pink digital card.

A screenshot of the Carmoola app showing a comparison between HP and PCP car finance options with a borrowing limit of up to 15000 pounds

A screenshot of the Carmoola app showing a comparison between HP and PCP car finance options with a borrowing limit of up to 15000 pounds

Carmoola app screen displaying a successful car history check result with a green pass stamp over an SUV.

Carmoola app screen displaying a successful car history check result with a green pass stamp over an SUV.

Carmoola app interface showing three ways to pay for a car including bank transfer and Apple Wallet integration

Carmoola app interface showing three ways to pay for a car including bank transfer and Apple Wallet integration

Carmoola app interface for tracking car loan payments and managing flexible payment plans

Carmoola app interface for tracking car loan payments and managing flexible payment plans

Carmoola mobile app screen showing options to refinance car finance and save money

Carmoola mobile app screen showing options to refinance car finance and save money

Carmoola app screen featuring customer photos and a five star Trustpilot rating

Carmoola app screen featuring customer photos and a five star Trustpilot rating

A mobile screen showing the Carmoola app chat interface with a customer sharing a photo of their new car and the headline Humans to help every day

A mobile screen showing the Carmoola app chat interface with a customer sharing a photo of their new car and the headline Humans to help every day

Carmoola car finance app screenshot showing the dark mode interface and birthday input screen

Carmoola car finance app screenshot showing the dark mode interface and birthday input screen

Take control of your car buying journey

The tools that make this app stand out, trusted by 289K+ users.

Get a budget in 60 seconds

Know exactly what you can spend before you even set foot on the lot. Get approved instantly and shop with the confidence of a cash buyer.

📱

Seamless Apple Pay checkout

Skip the paperwork and the F&I room. Use your virtual Carmoola card to pay the dealership securely from your iPhone in minutes.

🛡️

Buy with total peace of mind

We've got your back. We provide free vehicle history checks on your potential new wheels to ensure there are no hidden surprises.

Loved by users worldwide

Trusted by 289K+ people who love this app.

"

"I was dreading the back-and-forth at the dealership, but Carmoola changed everything. I got my budget in under a minute and walked onto the lot with total confidence. Paying with Apple Pay was incredibly seamless—it truly felt like the future of car buying."

Mark Thompson
"

"The transparency of this app is refreshing. I loved being able to verify my ID with a quick selfie and get an instant decision without any paperwork. The free history check gave me real peace of mind, and managing my monthly payments in the app is so simple."

Elena Rodriguez

About the app

Everything you need to know about Carmoola - Used Car Finance.

Description

Carmoola, get your car finance sorted upfront! In just a few taps, get a budget for your new wheels, walk into the dealership, and buy your dream car. Manage everything in one place, the Carmoola app. Why Carmoola? - Find out how much cash you can splash in just 60 seconds - Choose a car from reputable dealerships and online marketplace, and we’ll help you name it - Spread the cost with a payment plan that suits you - Need answers quickly? Carmoola’s UK-based support team is available every day from 8am til 9pm via phone, email, SMS or WhatsApp! How does it work? - Answer a few quick questions to find out how much you can spend - Verify your ID with your full driving licence and a quick selfie - Tell us about your new wheels and we’ll run a free history check for you - Pay with your Carmoola card or send a Bank Transfer to the dealership in minutes - Set up and manage your monthly finance payments in the app And that’s it! Time to organise the road trip. See if you can save money Got finance already? Did you know, you might be able to switch your current finance over to Carmoola and save money. Rates from 6.9% APR to 29.9% APR, representative 13.9% APR. Carmoola is a car finance lender, not a broker, offering Hire Purchase (HP) and Personal Contract Purchase (PCP) car finance, allowing you to buy your car now and repay your loan monthly. Hire Purchase (HP) Budgets from £2,000 to £40,000 Borrow over 1 to 5 years Buy a used car, or refinance your existing loan and save money No mileage restrictions Own the car once you’ve repaid your loan Personal Contract Purchase (PCP) Budgets from £4,000 to £55,000 Borrow over 1 to 4 years Buy a used car (refinance not available) Annual mileage restrictions Pay the optional balloon payment at the end if you want to keep the car Download the app today and start your application to see if you’re eligible for HP, PCP, or both! Pay with Apple Pay Add your Carmoola card to your Apple Wallet, and pay with your iPhone or Watch at the dealership! --- Finance is subject to status and is only available to mainland UK residents aged 18 and over. Failure to keep up your repayments may result in your car being repossessed and your credit rating being negatively impacted, and may prevent you from accessing other financial products in the future. Any finance you may be offered by Carmoola will be based on your individual circumstances, affordability and credit profile. You can find our T&Cs here https://www.carmoola.co.uk/terms-conditions.

Latest Version

1.11.12

Size

80.7 MB

First Released

Sep 14, 2022

Ready to Rule the Dealership?

Get your car finance sorted in 60 seconds. Join 289K+ drivers who skipped the stress and walked in with their budget already in their pocket. Download Carmoola and start your road trip today.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Carmoola - Used Car Finance

What is Carmoola?

Carmoola is a car finance lender that provides Hire Purchase (HP) and Personal Contract Purchase (PCP) finance for used cars, allowing users to buy a car and repay the loan monthly.

How quickly can I find out my car finance budget with Carmoola?

You can find out how much cash you can spend on a car in just 60 seconds by answering a few quick questions within the Carmoola app.

How can I pay for a car using Carmoola?

Carmoola allows you to pay using your Carmoola card, send a Bank Transfer directly to the dealership, or add your Carmoola card to Apple Wallet for payments.

Does Carmoola offer car history checks?

Yes, Carmoola runs a free history check for you when you tell the app about your new car. This helps ensure the vehicle passes all checks.

Does Carmoola offer customer support?

Yes, Carmoola provides UK-based customer support daily from 8 am to 9 pm via phone, email, SMS, or WhatsApp to assist users with their queries.

What are the typical APR rates for Carmoola car finance?

Carmoola offers rates ranging from 6.9% APR to 29.9% APR. The representative APR is 13.9%. Your specific rate depends on individual circumstances.

Can I refinance an existing car loan with Carmoola?

Yes, Carmoola allows you to switch your current car finance over to them, which may help you save money on your existing loan.

What are the budget and loan term limits for Carmoola's Hire Purchase (HP) finance?

Carmoola's HP finance budgets range from £2,000 to £40,000, with loan terms available over 1 to 5 years. There are no mileage restrictions.

What are the budget and loan term limits for Carmoola's Personal Contract Purchase (PCP) finance?

Carmoola's PCP finance budgets range from £4,000 to £55,000, with loan terms available over 1 to 4 years. Annual mileage restrictions apply.

Who is eligible for Carmoola car finance?

Carmoola finance is available to mainland UK residents aged 18 and over, subject to status, individual circumstances, affordability, and credit profile.

Can I manage my car finance payments within the Carmoola app?

Yes, you can set up and manage your monthly finance payments directly in the Carmoola app. Features include one-off payments and changing payment dates.