Flip: Your Gateway to Fee-Free Transfers to Indonesia

The smartest way for the Indonesian diaspora to send money home, pay utility bills, and top up e-wallets. Enjoy the best exchange rates and zero admin fees on transfers to 100+ banks.

Publisher

FLIPTECH LENTERA INSPIRASI PERTIWI, PT

Savings at Your Fingertips

Discover the interface used by 2M+ users.

A man using the Flip app for free transfers to over 100 Indonesian banks and e-wallets like BCA, BRI, and GoPay

Flip app screen showing 60 percent cashback offers for online shopping on various platforms

Flip app screen showing international money transfer from Indonesia to Malaysia

Flip app screen for phone credit top-up and bill payments featuring Indonesian mobile providers

A woman smiling while paying Indonesian electricity and water bills through the Flip app

Flip app interface showing e-wallet top up options for GoPay OVO and DANA

Interface of the Flip app showing free credit card bill payments for over 25 Indonesian banks including Mandiri, BRI, and BNI.

A hand holding a smartphone displaying the Flip app QRIS payment screen with a QR code scanner for faster and easier transactions

Your Financial Link to Indonesia

The tools that make this app stand out, trusted by 2M+ users.

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Affordable Global Transfers

Send money home with competitive exchange rates and fees starting at just IDR 20,000. Stop paying $30 wire fees at your local US bank.

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Take Care of Family Bills

Directly pay for your parents' electricity tokens (PLN), water (PDAM), or internet bills from abroad, ensuring their home stays running smoothly.

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Free E-Wallet & Bank Top-ups

Instantly fund GoPay, OVO, or ShopeePay for loved ones or transfer between 100+ Indonesian banks like BCA and Mandiri without admin fees.

Loved by users worldwide

Trusted by 2M+ people who love this app.

"As an Indonesian student living in California, Flip has been a total game-changer for my budget. I use it to pay my parents' electricity bills and top up their GoPay back home without those ridiculous international bank fees. It is fast, reliable, and saves me enough money to actually afford an extra coffee every week!"

Rian S., Graduate Student in Los Angeles

"I've tried every remittance service out there, but Flip Globe consistently offers the best exchange rates for sending money back to Jakarta. Managing my Indonesian bank transfers and credit card payments from New York is now completely stress-free. It feels like having a local bank branch right in my pocket."

Maya Putri, Software Engineer

About the app

Everything you need to know about Flip: Transfer Without Admin.

Description

FREE TRANSFERS FOR ALL. Transfer money to banks or even abroad—it's all free with Flip! Save more when topping up your e-wallet, paying with QRIS, buying phone credit/data packages, electricity tokens, PDAM bills, and other payments. FREE TRANSFERS TO 100+ BANKS Transfer money using Flip to BCA, myBCA, BCA mobile, Blu by BCA, BRI, BRIlink, Mandiri, Livin’ by Mandiri, BNI (Wondr), BSI (BYOND), CIMB, Bank Jago, BTN, Muamalat, BTPN, Jenius, Permata, Superbank, Seabank, Neobank, Bank Saqu, Allobank, OCTO, and 100+ other banks, including Digital Banks and Regional Development Banks, for free! SAVE MORE E WALLET TOP UP Love ordering food from GrabFood? Save more top up OVO on Flip! Often top up GoPay, ShopeePay, & DANA for shopping on Shopee, Tokopedia, TikTok Shop, Lazada, Blibli, Zalora, Sociolla, & others? Save more top up GoPay, ShopeePay, & DANA on Flip! Ride KAI & MRT, pay with LinkAja? Save more top up LinkAja on Flip! SEND MONEY ABROAD, CHEAPER THAN EVER FREE admin fee for the first transaction. You can transfer money from Indonesia to 60+ countries with the best exchange rates & significantly lower fees, starting from IDR 20,000. Cheap transfers from Indonesia to Malaysia, Thailand, Philippines, China, Singapore, South Korea, Australia, Japan, India, United Kingdom, Hong Kong, United States, Germany, Netherlands, Turkey, France, & various other countries. Transfer from Rupiah to MYR (Malaysian Ringgit), SGD (Singapore Dollar), CNY (Chinese Yuan), THB (Thai Baht), PHP (Philippine Peso), INR (Indian Rupee), all possible with Flip Globe. Transfer funds to e-wallets and international banks such as TNG, GCash, WeChat, Alipay, Momo Pay, PayNow, UPI, Maybank Malaysia, CIMB Malaysia, Bangkok Bank, Kasikom Bank, BDO Unibank Inc., DBS Singapore, OCBC Singapore, HDFC India bank, ICICI, and various other destinations. Flip Globe is an application for sending money abroad besides Topremit, Wise, TransferWise, & Western Union. SHOP ONLINE, GET CASHBACK Get extra cashback when shopping online using Flip Deals! You can receive up to 60% cashback when you shop at Shopee, Traveloka, Blibli, Klook, and Trip.com. CHEAP PULSA AND DATA PACKAGES, STARTING FROM Rp2000 Top up pulsa and internet packages for Telkomsel (myTelkomsel), Indosat (myIM3), XL (myXL), by.U, 3 (Three), Smartfren (MySmartfren), and AXIS (AXISnet) on Flip, guaranteed cheap. Complete price options, freely determine daily, weekly, or monthly packages according to your needs. Want to sell pulsa? You can start selling pulsa from Flip. CHEAPEST FLAZZ BCA TOP-UP The cheapest in all of Indonesia! BUY ELECTRIC TOKENS AND PAY BILLS WITH LOWER PRICE - Buy tokens, pay PLN & PDAM bills - Pay for internet and cable TV subscriptions Indihome, Firstmedia, My Republic, ICON NET, MNC Play, MNC Vision, CBN internet, Transvision, Indovision, & Telkom - Pay BPJS Kesehatan bills - Pay Telkom telephone bills FREE BALANCE TOP UP AT INDOMARET Want to deposit cash? Top up your balance on Flip at Indomaret, FREE transfer to your bank EASY PAYMENT WITH QRIS Pay QRIS by scanning the QRIS code at your favorite merchant & make payments from your balance on Flip FREE TRANSFER TO PAY CREDIT CARDS Pay credit card bills from Mega, BNI, UOB, CIMB Niaga, BRI, Mandiri, DBS, HSBC, Bank Danamon, Permata, Maybank, and 15 other banks at a lower cost directly on Flip. Complete credit card options, and free for the first 2 transactions each month SHOP PAYLATER FLEXICICIL, INTEREST-FREE, 0% INSTALLMENT FEE* Shop on Shopee & Lazada with installments up to 12 months! Flexible installment system, you can choose the time period according to your needs. No hassle, registration is fast and easy, instant approval! FREE TRANSFERS TO MULTIPLE ACCOUNTS Transfer to multiple accounts in one transaction, free admin fee Website: flip.id Instagram, X, TikTok: @flip_id

Latest Version

4.12.0

Size

152.9 MB

First Released

Jan 11, 2019

Take Care of Home, No Matter the Distance

Stop wasting money on high transfer fees. Join over 12 million Indonesians and start sending money, paying bills, and topping up e-wallets with zero admin fees today.

FAQ

Frequently Asked Questions

Everything you need to know about Flip: Transfer Without Admin

What is Flip: Transfer Without Admin?

Flip is an application that facilitates free money transfers to banks and abroad, e-wallet top-ups, bill payments, and various other financial transactions.

Does Flip provide free bank transfers?

Yes, Flip offers free transfers to over 100 banks, including major Indonesian banks like BCA, BRI, Mandiri, and BNI, as well as various digital and regional banks.

Which e-wallets can users top up using Flip?

Users can top up popular e-wallets such as OVO, GoPay, ShopeePay, DANA, and LinkAja through the Flip app, enabling savings on these transactions.

Can Flip users send money internationally using Flip Globe?

Yes, Flip Globe enables international money transfers from Indonesia to over 60 countries with competitive exchange rates and significantly lower fees, starting from IDR 20,000.

Does Flip offer cashback for online shopping?

Yes, Flip offers cashback through "Flip Deals," providing up to 60% cashback when shopping online at partner merchants like Shopee, Traveloka, Blibli, and Klook.

Can I purchase phone credit and data packages with Flip?

Yes, Flip provides cheap pulsa and internet packages for various providers, including Telkomsel, Indosat, XL, by.U, 3, Smartfren, and AXIS, with prices starting from Rp2000.

Is it affordable to top up Flazz BCA using Flip?

Yes, Flip offers the cheapest Flazz BCA top-up service available across Indonesia, ensuring users save money when recharging their Flazz card.

What types of bills can I pay using the Flip app?

Users can pay various bills with Flip, including electricity tokens, PLN & PDAM bills, internet & cable TV subscriptions, BPJS Kesehatan, and Telkom telephone bills.

Can I top up my Flip balance for free at Indomaret?

Yes, users can deposit cash and top up their Flip balance at Indomaret stores completely free of charge, with subsequent free transfers to their bank.

Does Flip support QRIS payments?

Yes, Flip supports QRIS payments. Users can easily pay by scanning a QRIS code at their preferred merchants and completing the transaction directly from their Flip balance.

Can I pay credit card bills using the Flip app?

Yes, Flip allows users to pay credit card bills from over 25 banks, including Mega, BNI, and Mandiri, with the first two transactions each month being free.

Does Flip provide a Paylater option for online shopping?

Yes, Flip offers "SHOP PAYLATER FLEXICICIL" for shopping on Shopee & Lazada. It provides interest-free installments for up to 12 months with fast approval.

Can I transfer money to multiple accounts at once with Flip?

Yes, Flip enables free transfers to multiple accounts within a single transaction, without applying any additional administration fees for this feature.

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