Livin' by Mandiri: Your Financial Bridge from the USA to Indonesia

The ultimate super app for the Indonesian diaspora. Register with your US mobile number to manage investments, send fast cross-currency transfers, and unlock QRIS payments across Asia—all in one seamless interface.

Lifestyle & Rewards ›

Publisher

PT Bank Mandiri (Persero) Tbk.

Banking Without Borders

Discover the interface used by 7M+ users.

Livin by Mandiri mobile banking app interface on a smartphone

Livin by Mandiri app interface displaying the dashboard with favorite transactions including IDR transfer, top-up, and cardless withdrawal options.

Livin by Mandiri mobile app screens showing QRIS payment and credit card installment options

Livin by Mandiri app interface displaying multi-currency account activation and international forex transfer features.

Livin by Mandiri mobile app screen showing investment portfolio and secondary bond trading features

Livin by Mandiri app interface for mortgage and vehicle loan applications

Livin by Mandiri mobile app interface showcasing diverse banking and lifestyle features across multiple devices

Your Financial Bridge to Indonesia

The tools that make this app stand out, trusted by 7M+ users.

📱

Global Access, Local Control

💸

Seamless Cross-Border Payments

Send money home or pay via QRIS across Southeast Asia with competitive exchange rates and instant transfers.

📈

Consolidated Wealth Management

Grow your portfolio by investing in Indonesian mutual funds, stocks, and bonds directly within the app.

Loved by users worldwide

Trusted by 7M+ people who love this app.

"Living in Los Angeles, I used to struggle with managing my properties and supporting my parents in Jakarta. Being able to register for Livin' with my US phone number was a total game-changer. Now I can handle all my bills, transfer funds instantly, and even manage my Indonesian investments from across the globe. It is the ultimate bridge for the diaspora community."

Aditya Wijaya

"As a digital nomad spending months in Bali and traveling across Southeast Asia, this app is my go-to. The QRIS feature works flawlessly in Singapore and Thailand, saving me so much on currency exchange fees. Plus, the cardless withdrawal is a lifesaver when I do not want to carry my physical cards. It is much more than a banking app; it is a travel essential."

Chloe Bennett

Review Analysis

Insights from user reviews.

Sentiment Score

Negative

Summary

The mobile app receives overwhelmingly negative feedback from users, primarily due to persistent performance issues such as slowness, prolonged loading times, and frequent service unavailability. Users consistently report problems with logging in and experience high rates of transaction failures, including issues with e-wallet top-ups and transfers. Additional concerns include unexpected or increased admin fees and a perceived lack of accessible or effective customer support. Many reviews lament the app's unreliability, urging for significant improvements to its stability and functionality.

Common Themes

Performance Issues(10)

Transaction Failures(8)

Service Unavailability(7)

Admin Fees(3)

App Bugs(3)

Customer Support(3)

Feature Requests(2)

About the app

Everything you need to know about Livin' by Mandiri.

Description

Imagine having a 24/7 financial sidekick, always there for you, wherever you go. Livin' has leveled up with exciting features to enrich your life to the fullest! LIFESTYLE SAVER Dive into various content and meet your lifestyle needs at Sukha! Pay effortlessly using your savings or credit card. EARN LIVIN'POIN AND REDEEM EXCITING REWARDS Make more transactions, earn Livin'poin, and redeem exciting rewards. Stay in Livin' to increase your Membership level and enjoy greater perks! GROW YOUR INVESTMENT AND WEALTH IN ONE APP Manage your investments effortlessly without switching between apps. From mutual funds, stocks, primary and secondary bonds, everything you need is seamlessly integrated into one app. REGISTER LIVIN' FROM OVERSEAS Sign up for Livin' using your local country number – we're going global, literally! CROSS-CURRENCY TRANSFER Cheap, fast and easy way to send foreign currencies globally or between Mandiri account. USE YOUR FOREX ACCOUNT AS YOUR SOURCE OF FUND NOW Set your Forex Account as your funding source – get it done now. Then you can use Debit Card whenever you travel overseas! Without exchange fees! QRIS LIVIN' IN MORE COUNTRIES You only need Livin' to travel across Asia. Pay using QRIS in Thailand, Singapore, Malaysia and Japan. Enjoy the flexibility to choose between savings or credit card as the source of fund. ALL-IN-ONE WALLET Connects all your wallets in one app – truly beyond banking! BILL PAYMENTS WITH VIRTUAL ACCOUNT Just copy and paste your Virtual Account number, and done! Pay using Savings or Credit Card. CARDLESS DEPOSIT AND WITHDRAWAL Forget your wallet? No problem! Cash in and out at the ATM with Livin'. EXPRESS FUNDS Get loans and credit cards effortlessly, with swift approval! Loan limits up to IDR 1 billion. LOOKING FOR YOUR DREAM HOME Discover a wide selection of properties from reputable developers across Indonesia! SHARING BILLS MADE EASIER The fastest way to pay the split bill? Show your QR Transfer code to friends for easy payment scanning! Track your transactions seamlessly. Your financial sidekick is leveling up – more features, better than ever! Register now and let Livin' enhance your financial adventures! PT Bank Mandiri (Persero) Tbk. is licensed and supervised by the Indonesia Financial Service Authority (OJK) and Bank Indonesia (BI), and is a member of Deposit Insurance Corporation (LPS). Menara Mandiri 1 Jenderal Sudirman Street Kav 54-55 Jakarta 12190 Indonesia Phone: 14000, +62-21-52997777 SWIFT Code: BMRIIDJA

Latest Version

3.2.3

Size

442.6 MB

First Released

Sep 29, 2021

Your Indonesian Financial Bridge, Right in Your Pocket

Join over 7 million users managing their wealth from anywhere in the world. Register today with your US phone number and experience the power of borderless banking and investments.

FAQ

Frequently Asked Questions

Everything you need to know about Livin' by Mandiri

What is the Livin' by Mandiri app?

Livin' by Mandiri is a 24/7 financial sidekick offering comprehensive banking services. It integrates lifestyle features, investment management, and various payment options to enrich the user's financial life.

Can I manage investments using Livin' by Mandiri?

Yes, Livin' by Mandiri allows users to manage investments directly within the app. It supports mutual funds, stocks, and both primary and secondary bonds, offering a seamless investment experience.

Is it possible to register for Livin' by Mandiri from outside Indonesia?

Yes, new users can register for Livin' by Mandiri from overseas. The app supports registration using a local country phone number, making it accessible globally.

In which countries can I use Livin' by Mandiri's QRIS for payments?

Livin' by Mandiri's QRIS payment feature is accepted in several Asian countries. Users can make QRIS payments in Thailand, Singapore, Malaysia, and Japan.

Does Livin' by Mandiri support using a Forex account as a funding source?

Yes, Livin' by Mandiri allows users to set their Forex Account as a funding source. This enables overseas travel with a Debit Card without incurring exchange fees.

Can I perform cardless ATM transactions with Livin' by Mandiri?

Yes, Livin' by Mandiri supports cardless transactions at ATMs. Users perform cash deposits and withdrawals without needing a physical card, enhancing convenience.

Can I apply for loans and credit cards through the Livin' by Mandiri app?

Yes, Livin' by Mandiri offers Express Funds for loan and credit card applications. It provides swift approval processes and offers loan limits up to IDR 1 billion.

How does the Livin'poin reward program work in Livin' by Mandiri?

The Livin'poin program rewards users for making transactions. Earned points are redeemable for exciting rewards, and increased transactions help raise membership levels for greater perks.

Does Livin' by Mandiri support bill payments via Virtual Account?

Yes, Livin' by Mandiri simplifies bill payments using Virtual Accounts. Users copy and paste the Virtual Account number, then select savings or credit card as the payment source.

Is Livin' by Mandiri a regulated and secure financial app?

Yes, Livin' by Mandiri is safe and regulated. Its developer, PT Bank Mandiri (Persero) Tbk., is licensed and supervised by Indonesia's OJK and Bank Indonesia, and is a member of LPS.

Recommendations