myEquifax

myEquifax

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myEquifax: Free Credit Scores, Reports & Identity Protection

Take control of your financial future with monthly updates directly from the source. Check your score without impact, set custom goals, and stay vigilant with identity monitoring—no credit card required to get started.

Download on App Store

Publisher

Equifax Inc

Category

Finance

Downloads

685K+

User Rating

4.8/5

Total Ratings

12K+

Locales

1

Your Credit Journey, Visualized

Discover the interface used by 685K+ users.

myEquifax app dashboard showing a credit score of 700 and account security status

myEquifax app dashboard showing a credit score of 700 and account security status

The myEquifax app interface showing a 800 credit score and detailed credit report information including account summaries and credit utilization.

The myEquifax app interface showing a 800 credit score and detailed credit report information including account summaries and credit utilization.

The myEquifax app interface for creating custom credit score goals and tracking progress

The myEquifax app interface for creating custom credit score goals and tracking progress

myEquifax app interface displaying a credit score progress chart and a score goal tracker

myEquifax app interface displaying a credit score progress chart and a score goal tracker

myEquifax mobile app dashboard showing a 700 credit score and three bureau logos.

myEquifax mobile app dashboard showing a 700 credit score and three bureau logos.

Screenshot of the myEquifax app Dark WebScan feature showing identity protection monitoring for social security numbers and financial accounts.

Screenshot of the myEquifax app Dark WebScan feature showing identity protection monitoring for social security numbers and financial accounts.

Screenshot of the myEquifax app showing a credit score goal summary celebrating a reached score of 820 with digital confetti.

Screenshot of the myEquifax app showing a credit score goal summary celebrating a reached score of 820 with digital confetti.

myEquifax knowledge center screens with credit education articles

myEquifax knowledge center screens with credit education articles

Master Your Credit with Confidence

The tools that make this app stand out, trusted by 685K+ users.

📈

Official Score Tracking

Get monthly updates directly from the source. Check your credit as often as you like without ever hurting your score.

🎯

Goal-Driven Insights

Set a score goal for your next big purchase and receive personalized insights to help you stay on the right financial path.

🛡️

Advanced Identity Defense

Sleep better with Dark Web monitoring and instant alerts that notify you of suspicious changes to your credit profile.

Loved by users worldwide

Trusted by 685K+ people who love this app.

"

"Buying my first home felt overwhelming, but myEquifax made tracking my credit score so simple. I loved setting a score goal and seeing my progress update monthly without any hits to my credit. It gave me the confidence I needed before walking into the bank for my mortgage."

Sarah M.
"

"The peace of mind this app provides is worth every penny. With the Family Plan, I can monitor my kids' credit files and get alerts if our info shows up on the dark web. It's user-friendly, secure, and gives me one less thing to worry about in a digital world."

David R.

About the app

Everything you need to know about myEquifax.

Description

Get your Equifax credit report & credit score* updates at no cost with a free myEquifax™ account. It’s quick and easy to get started for free today and begin your credit journey. No credit card required to sign up. • Check your Equifax credit report for monthly updates, anywhere you want. • Checking your credit doesn’t hurt your credit score. • Get monthly one-bureau credit score updates and track your score progress over time. • Set a score goal and gain valuable insights on your credit journey. Upgrade to a paid plan to add Credit Monitoring and Identity Protection Features: Equifax Complete™ Premier — Get annual access to your report & credit score from Equifax, Transunion, and Experian*, along with credit monitoring and identity theft protection features including: • Dark WebScan: Receive alerts if we find your Social Security, credit card, debit card, banking, medical ID, and passport numbers on suspected fraudulent websites on the dark web** • Identity theft protection services: Get support from our dedicated ID specialists to help you recover from identity theft • Credit monitoring alerts: Receive notifications of key changes to your Equifax credit report through our monitoring alerts Equifax Complete™ Family Plan — Get all Equifax Complete Premier features plus help look after your family by adding a second adult plus lock and monitor the Equifax credit file for up to 4 children. WHAT YOU NEED TO KNOW *The credit scores provided are based on the VantageScore® 3.0 model. For three-bureau VantageScore credit scores, data from Equifax®, Experian®, and TransUnion® are used respectively. Any one-bureau VantageScore uses Equifax data. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness. **WebScan searches for your Social Security Number, up to 5 passport numbers, up to 6 bank account numbers, up to 6 credit/debit card numbers, up to 6 email addresses, and up to 10 medical ID numbers. WebScan searches thousands of Internet sites where consumers' personal information is suspected of being bought and sold, and regularly adds new sites to the list of those it searches. However, the Internet addresses of these suspected Internet trading sites are not published and frequently change, so there is no guarantee that we are able to locate and search every possible Internet site where consumers' personal information is at risk of being traded. Copyright 2025 Equifax Consumer Services LLC. All rights reserved. Equifax and the Equifax marks used herein are trademarks of Equifax Inc. Other product and company names mentioned herein are the property of their respective owners.

Latest Version

1.5.0

Size

165.8 MB

First Released

Apr 28, 2025

Ready to Master Your Credit?

Join over 685,000 users today. Get your free Equifax credit report and monthly score updates directly from the source—no credit card required.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about myEquifax

Is the myEquifax app free to use?

Yes, myEquifax offers a free account for monthly Equifax credit report and score updates. No credit card is required to sign up for this service.

Does myEquifax hurt my credit score when checking it?

No, checking your credit report and score with myEquifax does not hurt your credit score. The app provides updates without negative impact.

What credit score model does myEquifax use?

myEquifax provides credit scores based on the VantageScore® 3.0 model. Any one-bureau VantageScore update utilizes Equifax data.

What features do myEquifax paid plans include?

Paid plans like Equifax Complete Premier add Credit Monitoring and Identity Protection. These features include Dark WebScan, identity theft protection, and credit monitoring alerts.

What information does the myEquifax Dark WebScan protect?

The myEquifax Dark WebScan monitors for Social Security numbers, passport numbers, bank accounts, credit/debit cards, email addresses, and medical ID numbers on suspected fraudulent websites.

Can I set a credit score goal in the myEquifax app?

The myEquifax app allows users to set custom credit score goals. Users can track their progress towards these goals over time through the 'My journey' section.

How do I get a three-bureau credit report with myEquifax?

To get credit scores from all three major bureaus (Equifax, TransUnion, Experian), users must upgrade to a paid plan like Equifax Complete Premier.

What does the myEquifax Complete Family Plan offer?

The Equifax Complete Family Plan includes all Premier features, adds a second adult to the plan, and allows users to lock and monitor the Equifax credit file for up to four children.