Sprive - Mortgage Free, Faster

Sprive - Mortgage Free, Faster

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Logo of Sprive - Mortgage Free, Faster

Sprive – Pay Off Your Mortgage Years Faster and Save Thousands in Interest

Turn your everyday shopping into mortgage-crushing power. Automatically set aside spare cash and earn cashback rewards at your favorite brands to reach financial freedom sooner, all with one tap.

Publisher

Sprive Limited

Category

Finance

Downloads

201K+

User Rating

4.3/5

Total Ratings

600

Locales

1

Your Shortcut, Visualized

Discover the interface used by 201K+ users.

Sprive mobile app interface showing calculated mortgage savings and reduced loan term

Sprive mobile app interface showing calculated mortgage savings and reduced loan term

Sprive app interface showing how to earn cashback rewards at Asda to pay off a mortgage faster.

Sprive app interface showing how to earn cashback rewards at Asda to pay off a mortgage faster.

Smartphone screen of the Sprive app showing a mortgage progress bar at sixty three percent ownership

Smartphone screen of the Sprive app showing a mortgage progress bar at sixty three percent ownership

Sprive app interface showing how daily auto-saves lead to mortgage savings and reduced loan terms

Sprive app interface showing how daily auto-saves lead to mortgage savings and reduced loan terms

Sprive app screen showing stress free remortgage deals with a 3.75 percent fixed rate offer over a house background.

Sprive app screen showing stress free remortgage deals with a 3.75 percent fixed rate offer over a house background.

Testimonials from real UK homeowners showing mortgage interest and time savings using the Sprive app

Testimonials from real UK homeowners showing mortgage interest and time savings using the Sprive app

The Smarter Way to Own Your Home

The tools that make this app stand out, trusted by 201K+ users.

🛍️

Turn Shopping into Equity

Turn every Amazon haul or grocery run into a financial win. Earn cashback from top retailers that goes directly toward your mortgage principal.

Effortless Auto-Overpayments

Put your financial freedom on autopilot. We find the spare cash you won't even miss and apply it to your loan to crush interest faster.

📈

Watch the Years Melt Away

See the light at the end of the tunnel. Track exactly how many years you have shaved off your mortgage and how many thousands you have saved in interest.

Loved by users worldwide

Trusted by 201K+ people who love this app.

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"Sprive has completely changed how I look at my debt. The calculator made the impact of small overpayments so clear that I couldn't ignore it. Being able to send extra payments to my lender with a single tap has helped me shave years off my mortgage timeline without even feeling the pinch."

Mark Thompson
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"I love that my weekly grocery shops and Amazon orders are now helping me own my home sooner. The cashback adds up so fast, and the auto-save feature handles the rest. It's incredibly satisfying to see my 'years to freedom' number go down every month just by living my normal life."

Sarah Jenkins

About the app

Everything you need to know about Sprive - Mortgage Free, Faster.

Description

Sprive is the mortgage management app for homeowners looking to pay off their mortgage faster. Sprive is completely free and only takes a few minutes to set up. Why Sprive? Sprive is helping homeowners reduce their mortgage terms and save in interest. See how much quicker you could be mortgage-free with Sprive. Making small, regular mortgage overpayments can significantly shorten your mortgage and save thousands in interest. With the Sprive app, you can automatically set aside your spare cash and even earn cash rewards from your everyday shopping to put towards paying off your mortgage. If you’re looking for a smarter way to pay off your mortgage, Sprive is the app for you. Key Features: • Cash rewards on everyday shopping: Earn up to 15% cashback at top UK brands like Amazon, M&S, Waitrose, ASDA, Morrisons, Tesco, Deliveroo, IKEA, and many more which you can put towards paying off your mortgage. You’ll get credited your reward within 15 minutes • Auto-saving: Automatically set aside spare cash to turn into mortgage overpayments • Make mortgage overpayments straight to your lender in one tap • Mortgage calculator: Calculate savings and track your journey to mortgage freedom. • Remortgage insights: Track how much of your home you own and improve your chances of securing better mortgage deals in the future. How it works: - Download the Sprive app - Create an account by sharing some personal information like name and address - Connect your bank account and we’ll automatically source your mortgage - Set your minimum and maximum monthly saving limits and we’ll only take automatic savings within your preferences - Start earning money towards your mortgage from your everyday shopping by buying your first shopping card. Why not start with your weekly food shop by choosing one of the supermarkets available in the app? Use your shopping card to pay for your shop. Your cashback will be credited to your Sprive account within 15 minutes - Track your progress in the app to see how much you’re projected to save in interest and years taken off your mortgage- Pay your lender in one tap straight from the app. Featured By: ITV News, Forbes, Sky News, The Daily Mail, iNews, Metro, The Telegraph, and many more. _________________________ Supported Lenders: First Direct, Nationwide, Barclays, Halifax, HSBC, Lloyds, Natwest, RBS, Santander, TSB Bank, Virgin Money, Yorkshire Building Society, Accord Mortgages and Coventry Building Society Supported Brands: ASDA, Sainsburys, Amazon, Morrisons, Waitrose, M&S, Iceland, Costa Coffee, Café Nero, Deliveroo, Just Eat, Uber Eats, Tesco, Primark, Boohoo, Asos, Decathlon, Foot Locker, Adidas, New Look, River Island, Superdry, John Lewis, B&M, Matalan, Argos, Boots, Uber, Lastminute.com, Halfords, Ernest Jones, H.Samuel, WHSmith, Red Letter Days, Paul Smith, Harvester, Miller & Carter, The Restaurant Card, Pizza Express, Naked Wines, Greggs, Pizza Hut, Habitat, Screwfix, Wayfair, FatFace, Clarks, JD, Selfridges, London Theatre Direct, Cineworld, Jet2holidays, Travel Card, Spabreaks.com, Tripgift, Love2shop, B&Q, Dunelm, Liberty, The Entertainer, Notonthehighstreet, buyagift. Safe and Secure Sprive is FCA registered (FRN: 919863). We prioritize your privacy, using AES encryption and 256-bit TLS for data security. Your data is never shared without consent. Transparent and Free to Use Sprive has no hidden fees. Our upcoming feature will scan for cheaper mortgage deals, and we only earn a commission if we successfully help you remortgage. Reliable Customer Support We’re here for you 5 days a week. Save thousands in mortgage interest and become mortgage-free faster. Download Sprive today. Example Savings Savings illustrated are based on an average £92 paid monthly as an overpayment on a repayment mortgage with a balance of £250,000 at 5% interest for 30 years.

Latest Version

22.1.0

Size

110.3 MB

First Released

Sep 9, 2021

Ready to Own Your Home Years Sooner?

Join thousands of smart homeowners turning everyday shopping and spare change into mortgage-shaving wins. Download Sprive for free today and see how much you could save.

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FAQ

Frequently Asked Questions

Everything you need to know about Sprive - Mortgage Free, Faster

What is the Sprive app?

Sprive is a free mortgage management app designed for homeowners to pay off their mortgage faster. It helps users reduce mortgage terms and save on interest through features like auto-saving and cashback rewards.

Is the Sprive app free to use?

Yes, the Sprive app is completely free to use. There are no hidden fees, and setting it up takes only a few minutes. Sprive only earns commission if it helps users remortgage successfully.

How does Sprive help users pay off their mortgage faster?

Sprive helps users pay off their mortgage faster by enabling small, regular overpayments through auto-saving spare cash and earning cash rewards from everyday shopping. This significantly shortens the mortgage term.

Can I earn cashback rewards with the Sprive app?

Yes, with the Sprive app, users can earn cash rewards of up to 15% cashback at top UK brands from everyday shopping. These rewards are credited to the user's Sprive account within 15 minutes.

What brands support cashback rewards through Sprive?

The Sprive app supports cashback rewards from numerous brands, including ASDA, Amazon, M&S, Waitrose, Tesco, Deliveroo, and IKEA. A comprehensive list of supported brands is available in the app description.

How do Sprive's auto-saving features work?

Sprive's auto-saving feature automatically sets aside spare cash based on user-defined minimum and maximum monthly saving limits. These saved amounts are then available to make mortgage overpayments.

How much can I save on my mortgage with Sprive?

Sprive users can save thousands in interest and significantly shorten their mortgage term. For example, the app illustrates potential savings of over £21,520 and 18 months off a mortgage.

Is Sprive a secure app for managing my mortgage?

Yes, Sprive is FCA registered (FRN: 919863) and prioritizes user privacy. It uses AES encryption and 256-bit TLS for data security, ensuring data is never shared without user consent.

Can I make mortgage overpayments directly from the Sprive app?

Yes, the Sprive app allows users to make mortgage overpayments straight to their lender in one tap. This feature simplifies the process of reducing the mortgage principal directly from the app.

Which mortgage lenders are supported by Sprive?

Sprive supports major lenders including Barclays, Halifax, HSBC, Lloyds, Nationwide, Santander, and Virgin Money. The app description provides a comprehensive list of 14 supported mortgage lenders.

Does the Sprive app offer remortgage insights?

Yes, Sprive provides remortgage insights, allowing users to track their home ownership percentage and improve their chances of securing better mortgage deals. An upcoming feature will scan for cheaper deals.

How much home equity can I track with Sprive?

The Sprive app allows users to track their home ownership percentage. For example, it can display current home ownership at 63% based on an estimated property value of £375,000.

What customer support does Sprive offer?

Sprive provides reliable customer support five days a week. Users can access assistance and guidance for any queries related to their mortgage management directly from the Sprive team.

Has the Sprive app been featured in the media?

Yes, the Sprive app has been featured by prominent media outlets including ITV News, Forbes, Sky News, The Daily Mail, and Metro. It has also appeared on the television program Dragons' Den.

What personal information does Sprive require to create an account?

To create a Sprive account, users must provide some personal information, such as their name and address. This information is collected as part of the secure account setup process.