BancoEstado: Tu conexión financiera directa con Chile desde cualquier lugar

Gestiona tu CuentaRUT, paga servicios y transfiere dinero a tus seres queridos de forma segura y sin fronteras. La herramienta esencial para la comunidad chilena en el exterior.

Finance & Crypto ›

Publisher

Banco del Estado de Chile

Your Bank at a Glance

Discover the interface used by 4M+ users.

BancoEstado mobile app interface showing a Chilean bank account balance and card details

A screenshot of the BancoEstado mobile app showing user statistics and account management options in Spanish.

BancoEstado app interface showing a contact list for fast money transfers

BancoEstado app interface for authorizing transactions with BE Face and BE Pass

BancoEstado mobile app interface showing account balance and financial service buttons.

Tu Conexión Financiera Directa con Chile

The tools that make this app stand out, trusted by 4M+ users.

🏠

Gestión de Pagos a Distancia

Paga dividendos, cuentas de luz, agua y servicios básicos en Chile directamente desde la app, manteniendo tus compromisos al día desde el extranjero.

📲

Transferencias y Remesas Ágiles

Envía dinero a cuentas PagoRUT o a tus contactos de forma inmediata y segura, facilitando el apoyo económico a tu familia sin complicaciones.

🛡️

Seguridad Digital sin Fronteras

Autoriza todas tus operaciones con BE Pass sin depender de tarjetas físicas de coordenadas, y mantén el control total de tus tarjetas desde cualquier lugar.

Loved by users worldwide

Trusted by 4M+ people who love this app.

"As a Chilean living in Miami, this app is my lifeline. I can pay my mom's electricity bills in Santiago and manage my CuentaRUT instantly without ever needing to step into a branch. It's fast, secure, and makes supporting my family back home so much easier."

Marcelo Valenzuela

"Managing my apartment in Chile from New York used to be a headache. Now I handle my mortgage and utilities through the app. Plus, when I visit, I just use the QR code for the Metro—no more searching for a physical card! The BE Pass security is a game changer for expats."

Camila Rojas

Review Analysis

Insights from user reviews.

Sentiment Score

18%

Negative

Summary

The app receives overwhelmingly negative feedback, primarily due to its unstable performance and significant issues for users attempting to access it from abroad. Many users report frequent crashes, freezing, and slow loading times, coupled with persistent problems in the authentication process, including endless Face ID loops, SMS validation errors, and difficulty with 'tarjeta de coordenadas' or BE PASS. Several iPhone users highlight specific compatibility bugs, such as the app being incompatible with iPhone 8 (requiring iOS 13) and displaying errors like "Ua 523" or T09 on various models including iPhone 12, 14 Pro Max, 15 Pro Max, and 16 Pro. While a few users praise its overall simplicity and efficiency, these positive comments are overshadowed by widespread frustration over critical functionality failures.

Common Themes

Performance and Reliability(5)

Ease of Use(3)

Functionality Abroad(2)

Update Experience(2)

Authentication System(1)

Device Compatibility(1)

About the app

Everything you need to know about BancoEstado.

Description

Con tu App BancoEstado todo es más fácil. La app de BancoEstado te permite gestionar todas tus operaciones bancarias de forma rápida, segura y sin moverte de donde estés. Principales funcionalidades de la app:  • Pagos y compras con QR: Utiliza Compraquí QR para pagar en comercios escaneando el código con tu cuenta PagoRUT, o usa PagoRUT para pagar y cobrar de manera simple. • Paga en línea: Escanea el QR en la web del comercio y autoriza el pago con tu clave BE Pass. • Paga en el transporte público de Santiago: Con Pasaje QR RED, olvídate de las tarjetas y paga tu viaje en micro, metro y tren usando solo tu celular. • Control total de tus tarjetas: Bloquea y desbloquea tu Tarjeta CuentaRUT, Cuenta Corriente o Chequera Electrónica. Cambia, recupera o activa la clave de tu tarjeta de débito para cajeros automáticos y compras en comercios. • Gestión de pagos: Paga tus cuotas de Crédito de Consumo, Hipotecario o Tarjeta de Crédito desde la app. Además, realiza pagos de servicios como agua, luz, y teléfono de manera rápida y fácil. • Transferencias instantáneas: Envía dinero rápidamente a los contactos en tu celular o a nuevos destinatarios. • Tu saldo y suscripciones siempre bajo control: Consulta tu saldo las veces que quieras sin costo y revisa dónde tienes registradas tus tarjetas para gestionar tus suscripciones con facilidad. • Inversiones y ahorro: Accede a productos de ahorro e inversión directamente desde la app para hacer crecer tu dinero. • Giros y remesas desde la app: Realiza giros en Caja Vecina escaneando un QR, y envía remesas sin tener que ir a una sucursal. • Compra tus pasajes de bus, tren y transfer: Organiza tus viajes por Chile comprando tus pasajes desde la app de forma rápida y sencilla. •Autoriza tus operaciones con BE Pass o BE Face, sin usar la Tarjeta Clave de Transferencias.  Descarga la app y realiza todas tus operaciones desde tu celular, sin preocuparte por horarios ni filas. Versión y dispositivo mínimo soportado: • iOS 12.4 – iPhone 6s (2015) Soporta actualización hasta iOS 15.X.

Latest Version

8.10

Size

109.1 MB

First Released

Sep 7, 2016

Tu banco en Chile, estés donde estés

Gestiona tu CuentaRUT, paga tus cuentas y mantente al día con tus finanzas en Chile sin importar la distancia. Descarga la app y ten el control total desde la palma de tu mano.

FAQ

Frequently Asked Questions

Everything you need to know about BancoEstado

What functionalities does the BancoEstado app offer?

The BancoEstado app allows QR payments, public transport payments, card management, bill payments, instant transfers, balance checking, and access to savings, investments, and remittances.

Does the BancoEstado app support QR payments for purchases?

Yes, the BancoEstado app facilitates QR payments. You can use Compraquí QR or PagoRUT to pay in stores by scanning codes, or authorize online payments with BE Pass.

How can I pay for public transport with the BancoEstado app?

Yes, the BancoEstado app enables public transport payments in Santiago. Users pay for bus, metro, and train trips directly with their cell phone using the Pasaje QR RED feature.

Can I block my cards using the BancoEstado app?

Yes, the BancoEstado app allows users to block and unblock their Tarjeta CuentaRUT, current accounts, or electronic checkbooks. It also manages debit card PINs.

Can I pay bills and loans with the BancoEstado app?

Yes, the BancoEstado app supports managing payments. You can pay consumer, mortgage, or credit card installments, plus services like water, electricity, and phone bills.

How do I transfer money instantly with BancoEstado app?

The BancoEstado app enables instant money transfers. Users can send funds rapidly to existing contacts on their cell phone or to new recipients without delay.

What authentication methods does the BancoEstado app use for transactions?

The BancoEstado app utilizes BE Pass or BE Face to authorize purchases, payments, and transfers securely. These biometric and password options replace the traditional Transfer Key Card.

Does the BancoEstado app allow checking account balances?

Yes, the BancoEstado app allows users to check their account balance free of charge. It also helps review where cards are registered to manage subscriptions easily.

What is the minimum iOS version required for the BancoEstado app?

The BancoEstado app requires iOS 12.4 as the minimum version. It supports devices like iPhone 6s (2015) and can be updated up to iOS 15.X.

Can I purchase bus or train tickets through the BancoEstado app?

Yes, the BancoEstado app allows users to purchase tickets for buses, trains, and transfers. This feature enables convenient trip planning across Chile directly from the app.

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