招商银行

招商银行

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招商银行:支付、借钱、理财,一个 App 尽享智慧金融

全球 8400 万用户的信赖之选。全新 14.0 版本深度集成“五星策略”智选服务与“结余月历”收支管理,助您在任何角落都能科学配置资产,精准掌控每一分财务细节。

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Publisher

CHINA MERCHANTS BANK CO.,LTD.

Category

Finance

Downloads

84M+

User Rating

4.9/5

Total Ratings

6M+

Locales

1

Banking at a Glance

Discover the interface used by 84M+ users.

China Merchants Bank mobile app screen for wealth management and investment services

China Merchants Bank mobile app screen for wealth management and investment services

Mobile interface of China Merchants Bank app featuring lightning loan services and credit card management.

Mobile interface of China Merchants Bank app featuring lightning loan services and credit card management.

Interface of the China Merchants Bank mobile app showing a comprehensive financial statement including social security and housing fund data.

Interface of the China Merchants Bank mobile app showing a comprehensive financial statement including social security and housing fund data.

China Merchants Bank app interface showing voice control feature to locate and book appointments at bank branches

China Merchants Bank app interface showing voice control feature to locate and book appointments at bank branches

Empower Your Global Financial Journey

The tools that make this app stand out, trusted by 84M+ users.

💎

Premium Wealth Growth

Leverage our AI-driven 'Five-Star' strategies and professional fund selection to optimize your Chinese investment portfolio from anywhere in the world.

Efficient Smart Transfers

Simplify global money management with photo-recognition transfers and voice-activated banking, designed for your high-efficiency lifestyle.

🏦

Centralized Life Management

Easily track social security, medical insurance, and credit cards in one place, ensuring your financial foundation in China remains secure and active.

Loved by users worldwide

Trusted by 84M+ people who love this app.

"

"As a professional living in San Francisco, managing my domestic accounts in China used to be a challenge. This app makes it incredibly easy—the 'Photo-to-Transfer' feature is a total game-changer for sending funds without manual entry errors. It is truly the most comprehensive financial tool I own."

Li Wei, Tech Lead
"

"The wealth management section is outstanding. I use the 'Five-Star Strategy' for my fund portfolio and love how I can manage my medical insurance and social security from abroad. It provides a level of detail and convenience that local US banking apps simply cannot match."

Grace Chen, Financial Analyst

About the app

Everything you need to know about 招商银行.

Description

招商银行App14.0,支付、借钱、理财,一个App。 【理财】一目了然的优选产品,懂你所需的智享服务,投资更简单。 【基金】推出五星策略、五星指数,升级基金健诊,优中选优,配置更科学。 【保险】“省心选”专业规划,全流程服务,投保更安心。 【贷款】专属客户经理,贷前答疑。贷后线上办,服务更贴心。 【信用卡】一站式服务,购车留学更便利,管卡用卡更省心。 【转账】支持识图转账,一拍即转,告别手动输入,转账更快捷。 【便民】五险一金、医保账单,一站式管理,查账更轻松。 【收支】新增“结余月历”,全局掌握收支,管钱更高效。 【语控】查信息,帮操作,一语即办,体验更随心。

Latest Version

14.0.1

Size

298.0 MB

First Released

Oct 7, 2010

Master Your Global Assets with a Single Tap

From AI-powered investments to cross-border management, join 84 million professionals using China Merchants Bank to simplify their financial journey.

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FAQ

Frequently Asked Questions

Everything you need to know about 招商银行

What features does the 招商银行App offer for wealth management?

The 招商银行App offers optimized products, intelligent services, and upgraded wealth management channels. It includes options like night market wealth management, fixed investment, and a product selection map for easier investment.

Does the 招商银行App provide fund investment options?

Yes, the 招商银行App offers fund investment with features like 5-star strategies and indices. It also includes upgraded fund health checks for more scientific allocation.

Can users manage insurance policies through the 招商银行App?

Yes, the 招商银行App provides a "Worry-free Choice" professional planning service for insurance. It offers full-process service, making insurance more secure and convenient for users.

What loan services does the 招商银行App offer?

The 招商银行App provides loan services such as "Flash Loan" with an annual interest rate of 3.05%. It includes dedicated customer managers for pre-loan questions and online post-loan processing.

Does the 招商银行App support credit card management?

Yes, the 招商银行App offers one-stop credit card services. Users can manage their credit cards efficiently, which is convenient for purchases like cars or for studying abroad.

Can I transfer money using image recognition with the 招商银行App?

Yes, the 招商银行App supports image recognition transfer. Users can take a picture and transfer money instantly, eliminating the need for manual input, making transfers quicker.

How does the 招商银行App help manage "Five Insurances and One Fund"?

The 招商银行App provides one-stop management for "Five Insurances and One Fund" (五险一金) and medical insurance bills. Users can easily check their pension, medical insurance, and housing provident fund accounts.

Does the 招商银行App offer tools for managing income and expenses?

Yes, the 招商银行App features a new "Balance Monthly Calendar" (结余月历). This allows users to gain overall control of their income and expenses, leading to more efficient money management.

Does the 招商银行App support voice control features?

Yes, the 招商银行App includes voice control functionality. Users can check information and perform operations simply by speaking commands, enhancing the user experience.

Can I find and book appointments at 招商银行 branches using the app?

Yes, the 招商银行App features a "Branch Map" to locate nearby branches. Users can view branch introductions, check queue numbers for services like manual counters, and make appointments directly.