PayPal - Pay, Send, Save

PayPal - Pay, Send, Save

Download on App Store
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Logo of PayPal - Pay, Send, Save

PayPal – The Smart Way to Pay, Save, and Earn

Take total control of your finances with the ultimate super-app. Securely send money, earn 5% cash back on your favorite categories, and grow your wealth with high-yield savings—all in one place.

Download on App Store

Publisher

PayPal, Inc.

Category

Finance

Downloads

235M+

User Rating

4.8/5

Total Ratings

11M+

Locales

37

Your Wealth, Simplified

Discover the interface used by 235M+ users.

PayPal app screen showing the Pay in 4 interest free installment payment feature

PayPal app screen showing the Pay in 4 interest free installment payment feature

PayPal app showing 5 percent cash back rewards on monthly categories like groceries and restaurants with a PayPal Debit Card

PayPal app showing 5 percent cash back rewards on monthly categories like groceries and restaurants with a PayPal Debit Card

PayPal app interface showing a twenty dollar transaction screen for sending or requesting money with friends.

PayPal app interface showing a twenty dollar transaction screen for sending or requesting money with friends.

PayPal app promotional screen highlighting cash back rewards for brands like Nike, Sephora, and DoorDash

PayPal app promotional screen highlighting cash back rewards for brands like Nike, Sephora, and DoorDash

PayPal mobile app interface showing a cryptocurrency dashboard with Bitcoin and Ethereum holdings and options to buy or receive crypto.

PayPal mobile app interface showing a cryptocurrency dashboard with Bitcoin and Ethereum holdings and options to buy or receive crypto.

Interface of the PayPal app showing a list of managed monthly subscriptions including music streaming and grocery delivery services

Interface of the PayPal app showing a list of managed monthly subscriptions including music streaming and grocery delivery services

PayPal mobile app screen displaying a high yield savings account balance and interest earned

PayPal mobile app screen displaying a high yield savings account balance and interest earned

A mobile screen from the PayPal app showing the package tracking feature with a map and delivery status for a Target order.

A mobile screen from the PayPal app showing the package tracking feature with a map and delivery status for a Target order.

One App. Complete Financial Control.

The tools that make this app stand out, trusted by 235M+ users.

📈

Maximize Your Savings

Reach your financial goals faster with High-Yield Savings and earn a competitive APY that puts your money to work.

🎁

Shop & Earn Smarter

Get 5% cash back on categories you choose and let the app automatically find and apply rewards when you shop.

🔒

Global Security You Trust

Send money to 120+ countries or shop online with the peace of mind that your data is protected by world-class encryption.

Loved by users worldwide

Trusted by 235M+ people who love this app.

"

"I've completely switched to using the PayPal Debit Card for my monthly groceries to get that 5% cash back. Between the high-yield savings and the automatic offer applications at checkout, I'm actually seeing my money grow while I shop. It's the ultimate all-in-one financial dashboard for anyone looking to optimize their rewards."

Sarah M., Digital Marketing Manager
"

"The peace of mind PayPal provides for online shopping is unmatched. I love being able to track all my deliveries in one spot and using 'Pay in 4' for bigger tech purchases. Managing my daily spending and dipping into crypto has never been this seamless or secure."

David K., Technical Project Lead

Review Analysis

AI-powered insights from user reviews.

Sentiment Score

9%
Negative

Summary

User reviews for this mobile app are overwhelmingly negative, primarily due to persistent issues with account access, particularly the failure to receive essential SMS verification codes for logging in or creating new accounts. Many users also report significant problems with funds management, including money being held, stolen through fraudulent activity, or accounts being suspended with inaccessible funds. Furthermore, customer service is frequently criticized for being unhelpful and difficult to reach, while regional restrictions prevent users in certain countries from utilizing the app effectively. Despite these widespread frustrations, some users acknowledge PayPal's general usefulness as a payment platform, its straightforward interface, and its reputation for secure and convenient online transactions.

Common Themes

Platform Reliability (General)(3)
Payment Processing(2)
User Interface(1)
Security Features(1)
Usefulness(1)
Regional Demand(1)

About the app

Everything you need to know about PayPal - Pay, Send, Save.

Description

PayPal is a smart and secure way to shop in-store and online, earn cash back on brands you love, send money to friends and much more. SAVE OFFERS IN THE APP Get cash back offers from brands you love. We’ll automatically apply them at checkout *Eligible items only. Redeem points for cash or other options. Terms and exclusions apply: PayPal.com/rewards-terms SEND AND REQUEST MONEY FOR FREE Securely send and receive money with just about anyone in 120+ countries It’s free to send and receive with friends & family in the US when funded by a bank account or PayPal balance GET THE PAYPAL DEBIT CARD AND EARN CASH BACK Request your card in the app. No credit check required Shop with your PayPal balance everywhere Mastercard® is accepted Earn 5% cash back on a category you choose each month* *5% cash back earned as points you redeem for cash & other options on up to $1000 spend/month. Terms apply: http://paypal.com/rewardspal A PayPal Balance account is required to get the card The PayPal Debit Mastercard® is issued by The Bancorp Bank N.A. (“The Bancorp”), pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal. PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions: https://www.paypal.com/us/legalhub/pp-balance-tnc#holding CRYPTOCURRENCY Buy, sell and hold Bitcoin, Ethereum, PayPal USD, Bitcoin Cash and Litecoin with PayPal* *PayPal, Inc. is licensed to engage in virtual currency business activity by the NY Dept. of Financial Services. To buy, sell, transfer, and hold crypto is subject to risks, may result in significant losses, and not available where prohibited by law. We do not make recommendations about crypto transactions. Consider seeking advice from a financial and tax advisor. Crypto custody, trades and transfer services are performed for us by Paxos Trust Co. LLC or other appropriately authorized provider. See terms: paypal.com/crypto_terms GROW YOUR MONEY WITH HIGH-YIELD PAYPAL SAVINGS Roll your money into PayPal Savings and earn a competitive APY* Easily manage your account in the app. Transfer money in and out, set individual goals, and track your progress as your savings grows. *PayPal Savings annual percentage yield (APY) is a variable rate and can change at any time, including after the account is opened. PayPal is a financial technology company, not a bank. Banking service provided by Synchrony Bank, Member FDIC. PayPal Balance account is required to use PayPal Savings TRACK YOUR PACKAGES View orders and delivery status until they arrive safely at your door. Simply link your Gmail or Outlook to get started Not all sellers are participants BUY NOW PAY LATER *Pay in 4 is available upon approval for purchases of $30 - $1500 and is currently not available to residents of MO. 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Go to paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more at paypal.com/payin4 About Pay Monthly: WebBank is the lender of Pay Monthly. PayPal, Inc. (NMLS #910457): RI Loan Broker Licensee. VT Loan Solicitation Licensee. VT residents: THIS IS A LOAN SOLICITATION ONLY. PAYPAL, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS PayPal 2211 N 1st St San Jose, CA 95131

Latest Version

8.98.0

Size

473.2 MB

First Released

Feb 3, 2019

Ready to Optimize Every Dollar You Spend and Save?

Join over 235 million users who trust PayPal to earn 5% cash back, grow their high-yield savings, and manage their finances with total security.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about PayPal - Pay, Send, Save

Can I send money to friends for free using the PayPal app?

Yes, PayPal allows free sending and receiving of money with friends and family in the US when funded by a bank account or PayPal balance.

Does the PayPal Debit Card offer cash back rewards?

Yes, the PayPal Debit Card offers 5% cash back on a category you choose each month, up to $1000 spend/month. A PayPal Balance account is required.

Can I buy and sell cryptocurrency with the PayPal app?

Yes, PayPal allows users to buy, sell, and hold cryptocurrencies like Bitcoin, Ethereum, PayPal USD, Bitcoin Cash, and Litecoin within the app.

Does PayPal offer a savings account?

Yes, PayPal offers PayPal Savings with a competitive Annual Percentage Yield (APY). Synchrony Bank, Member FDIC, provides the banking service.

Can the PayPal app track my online orders?

Yes, the PayPal app allows users to track packages and view delivery status by linking their Gmail or Outlook accounts.

Does PayPal offer a 'Buy Now Pay Later' option?

Yes, PayPal offers 'Pay in 4' for purchases between $30 and $1500. This feature allows users to split payments with no fees or interest.

How does PayPal's cash back offer feature work?

PayPal users can save cash back offers from various brands within the app. These offers automatically apply at checkout for eligible items.

Can I manage my subscriptions using the PayPal app?

Yes, the PayPal app allows users to view and manage various subscriptions, such as pet supplies and streaming services, all in one place.