Mercado Pago: The digital account that grows with your life across borders

The most trusted way to manage finances between the US and Latin America. Send money instantly, pay family bills back home, and shop on Mercado Libre—all while earning daily returns on your balance.

Publisher

MercadoLibre S.A.

Finance Without Borders

Discover the interface used by 60M+ users.

A smiling woman holding a Mercado Pago card and a smartphone

A Mercado Pago Visa credit card on a yellow background featuring the text Tarjeta de credito sin anualidad

Mercado Pago black debit Mastercard on a yellow background

Mercado Pago app feature showing installment payment options for shopping without a credit card

Mercado Pago mobile app screen showing options for paying utility bills and services like CFE and Telcel

Mercado Pago mobile app screen showing free money transfer options and frequent contact list

Mercado Pago app screen showing Meli plus rewards for cashback and free shipping

Mercado Pago mobile interface showing a QR code for cashless payments

Mercado Pago Point Smart card reader showing a payment transaction of five hundred dollars

Interface of the Mercado Pago app showing a generated payment link with a share via WhatsApp button

Empower Your Financial Life Across Borders

The tools that make this app stand out, trusted by 60M+ users.

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Grow Your Balance Every Day

Put your money to work with daily returns on your digital account. Stay flexible while your savings increase automatically without hidden fees.

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Seamless Cross-Border Support

Send money instantly and pay utilities back home in Latin America directly from the app, skipping the high fees of traditional wire transfers.

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Shop Smarter with Meli+

Access 'Buy Now, Pay Later' credit options and enjoy exclusive cashback and free shipping within the region's largest shopping ecosystem.

Loved by users worldwide

Trusted by 60M+ people who love this app.

"Mercado Pago has been a game-changer for me living in the US. I can pay my parents' utility bills back in Mexico and manage my savings in one place. The best part is seeing my balance grow every day with the digital account yield—it is so much more rewarding than a traditional bank."

Carlos M., Florida

"The perfect app for my side business! I use the QR payments and payment links to get paid instantly, and the integration with Mercado Libre makes shopping a breeze. Being able to access credit without the usual bureaucracy saved my business when I needed to restock inventory quickly."

Elena R., California

About the app

Everything you need to know about Mercado Pago: cuenta digital.

Description

Te damos la bienvenida a Mercado Pago, la cuenta digital de Mercado Libre, donde tu dinero crece y puedes mantenerlo siempre seguro. Descarga la app y transforma tu vida financiera. Con Mercado Pago, tienes todo para ganar: La cuenta donde tu dinero crece ¡Aprovecha tu dinero al máximo! Con Mercado Pago tu saldo puede crecer todos los días a través de tu cuenta. Es simple y lo activas a través de la app. Abre una cuenta digital sin costo, ingresa dinero y comienza a recibir ganancias. Tarjeta de crédito sin anualidad* Con la Tarjeta de Crédito Mercado Pago, disfruta de hasta 18 MSI en tus compras en Mercado Libre. Pide tu tarjeta de crédito sin sorpresas: no tiene costos ocultos. Compra más rápido, seguro y hasta con 24 MSI en productos seleccionados en Mercado Libre. Aprovecha tu tarjeta al máximo y ten el control de tus finanzas con tu cuenta digital Mercado Pago. Tarjeta Debit Mastercard® gratis** Solo necesitas tener dinero en tu cuenta y la recibes sin recargo en el lugar que quieras. Úsala en todos lados: en tiendas físicas y online sin comisiones. Es 100% segura: no tiene tus datos visibles y puedes gestionar la tarjeta digital en la app. Meses sin tarjeta para tus compras*** ¿Quieres hacer una compra importante? Elige Meses sin Tarjeta para pagar tus compras o solicita un préstamo personal para usarlo como quieras. Es 100% online, sin burocracia ni papeleo. Pago de servicios y recargas Con Mercado Pago gestiona todos tus pagos desde el celular. Paga servicios, recarga el celular y tarjeta de transporte. Usa la forma de pago que necesites para mantener tus cuentas al día. Transferencias de dinero sin costo Transfiere dinero gratis y al instante: a contactos, cuentas bancarias o billeteras virtuales. Beneficios con Meli+ Con tu suscripción a Meli+, gana cashback en compras con la Tarjeta de Crédito Mercado Pago y disfruta de envíos gratis en Mercado Libre. Pagos con código QR Paga con QR o haz compras online con descuentos, sin necesidad de efectivo. Soluciones de ventas para tu negocio Encuentra soluciones de venta que se adapten a tu negocio particular, sin burocracia ni gastos fijos. Recibe pagos como quieras y empieza a vender online y presencialmente. Puedes cobrar a través de terminales Point, link de pago por chat o redes sociales, pasarela de pagos y planes de suscripción. Adquiere el lector de tarjeta Point para vender, cobrar y recibir pagos. Cobra con link de pago por WhatsApp, redes sociales, chats y más Cobra con tarjeta sin pagar gastos fijos. Ofrece al cliente la posibilidad de transferir dinero y pagar a través de la app a tu cuenta digital Si lo deseas, con una línea de crédito puedes acceder a un préstamo para impulsar tu negocio. Lo pides 100% online, sin trámites ni papeles y el dinero se deposita en el acto en tu cuenta digital. Descarga la app ahora y transforma tu vida financiera. Mercado Pago, donde tu dinero crece y tus compras son más fáciles. * Disponible solo en México y Argentina ** Disponible en México, Argentina y Chile *** Disponible en México y Argentina

Latest Version

2.419.1

Size

329.2 MB

First Released

Dec 17, 2014

Empower Your Financial Future Across Borders

Join 60 million users who grow their savings, support family back home, and shop with ease. Download Mercado Pago today to manage your digital account and stay connected to what matters most.

FAQ

Frequently Asked Questions

Everything you need to know about Mercado Pago: cuenta digital

Does Mercado Pago offer a feature for my money to grow?

Yes, Mercado Pago allows your balance to grow daily through your digital account. You activate this feature simply within the app.

Is there an annual fee for the Mercado Pago credit card?

No, the Mercado Pago credit card is offered without an annual fee. It also features up to 18 monthly installments (MSI) on Mercado Libre purchases.

How can I get a Mercado Pago Debit Mastercard®?

You receive a free Mercado Pago Debit Mastercard® by having funds in your account. It is delivered to your preferred location without extra charge.

Can I make purchases using 'Meses sin Tarjeta' with Mercado Pago?

Yes, Mercado Pago offers 'Meses sin Tarjeta' for significant purchases. This feature, like personal loans, is 100% online without bureaucracy or paperwork.

Does Mercado Pago allow users to pay services and recharge their phone?

Yes, Mercado Pago enables you to manage and pay services like CFE, Telcel, and Disney+, and recharge your cell phone or transport card directly from the app.

Does Mercado Pago include an AI assistant?

Yes, Mercado Pago integrates an AI assistant to help manage your financial life. It facilitates tasks like transferring money.

What benefits does Meli+ offer with Mercado Pago?

Meli+ offers cashback on purchases made with the Mercado Pago credit card and provides free shipping for Mercado Libre orders.

Can I make payments using QR codes with Mercado Pago?

Yes, Mercado Pago supports QR code payments. This allows you to make purchases with discounts without needing cash.

Does Mercado Pago provide sales solutions for businesses?

Yes, Mercado Pago offers various sales solutions for businesses. These include Point terminals, payment links, payment gateways, and subscription plans, all without fixed costs.

How can a business create a payment link using Mercado Pago?

Businesses can create a payment link through Mercado Pago. This link can then be shared via WhatsApp, social media, or other chat platforms to collect payments.

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