Jupiter: Cards, UPI, Banking

Jupiter: Cards, UPI, Banking

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Jupiter: Your All-in-One Financial Super-App for India

Join 3 million+ Indians managing UPI payments, high-reward RuPay credit cards, and 0-commission Mutual Funds. The smartest way to track, save, and grow your Indian finances from anywhere in the world.

Publisher

AMICA FINANCIAL TECHNOLOGIES PRIVATE LIMITED

Category

Finance

Downloads

1M+

User Rating

4.7/5

Total Ratings

51K+

Locales

1

Financial Wellness, Visualized

Discover the interface used by 1M+ users.

Jupiter app interface showing savings account with 7 percent returns and zero forex debit card by Federal Bank

Jupiter app interface showing savings account with 7 percent returns and zero forex debit card by Federal Bank

Advertisement for Jupiter Edge plus RuPay Credit Card featuring cashback rewards for shopping and travel

Advertisement for Jupiter Edge plus RuPay Credit Card featuring cashback rewards for shopping and travel

Jupiter app interface showing 1-tap UPI payments and smart budgeting with Pots

Jupiter app interface showing 1-tap UPI payments and smart budgeting with Pots

Jupiter app promotional screen for instant personal loans up to 5 Lakhs with flexible terms and a free 1-year Prime membership.

Jupiter app promotional screen for instant personal loans up to 5 Lakhs with flexible terms and a free 1-year Prime membership.

Jupiter app interface showing a successful UPI payment and earned jewel rewards

Jupiter app interface showing a successful UPI payment and earned jewel rewards

Jupiter app screen displaying a successful 500 Rupee UPI payment and earned Jewel rewards

Jupiter app screen displaying a successful 500 Rupee UPI payment and earned Jewel rewards

Jupiter app screen showing financial protection options like Fraud Protect, Screen Protect, and UPI Protect with logos of trusted insurance partners.

Jupiter app screen showing financial protection options like Fraud Protect, Screen Protect, and UPI Protect with logos of trusted insurance partners.

Jupiter app interface showing investment options for mutual funds digital gold fixed deposits and stocks

Jupiter app interface showing investment options for mutual funds digital gold fixed deposits and stocks

Jupiter app store interface displaying exclusive vouchers and a 1.5 percent cashback offer for Amazon.

Jupiter app store interface displaying exclusive vouchers and a 1.5 percent cashback offer for Amazon.

Master Your Indian Finances from Anywhere

The tools that make this app stand out, trusted by 1M+ users.

📲

Seamless UPI & RuPay Payments

Pay any merchant in India instantly. Link your RuPay Credit Card to scan QR codes and earn up to 2% assured cashback on every transaction from your phone.

📈

High-Yield Indian Investments

Grow your Rupee savings with 0-commission Direct Mutual Funds or 24K Digital Gold. Start automated SIPs from ₹100 to stay invested in the Indian economy.

📊

Smart Wealth Management

Track all your Indian bank accounts in one place. Use AI-driven spend categories and budgeting tools to optimize your savings and improve your financial wellness.

Loved by users worldwide

Trusted by 1M+ people who love this app.

"

"Managing my Indian accounts from San Francisco used to be a headache with clunky legacy apps. Jupiter is a breath of fresh air—the UI is as slick as any US fintech, and having UPI, Mutual Funds, and my RuPay card in one place makes managing my finances back home effortless."

Arjun Mehta
"

"I love the micro-investing features! I've set up a daily SIP for Mutual Funds and regularly buy Digital Gold. The 10% cashback on brands like Amazon and Flipkart is perfect for when I'm shopping for my family in India. It actually makes financial wellness feel rewarding."

Priya Sharma

About the app

Everything you need to know about Jupiter: Cards, UPI, Banking.

Description

Jupiter Money is India’s most-loved financial wellness app, trusted by more than 30 Lakh Indians. Earn ₹50,000+ every year with a lifetime free credit card → Get the Edge+ CSB Bank RuPay Credit Card, exclusively on Jupiter → Lifetime free credit card with no annual fee → 10% cashback on shopping brands like Amazon, Myntra, Flipkart and more → 5% cashback on travel brands like MakeMyTrip, Yatra, and more → 1% cashback on all other UPI and credit card spends → Scan any QR & pay with this UPI credit card → Get up to ₹7,00,000 credit limit Already have a RuPay Credit Card? Link it on Jupiter for up to 2% assured cashback! Earn 1% Rewards on your spends* with UPI payments & Debit Card → Fast & secure UPI payments with BHIM UPI → Track expenses with spend categories → Your money is insured up to Rs. 5 Lakh by DICGC Always stay in control of your money → Track all bank accounts in 1 place → Set a monthly Budget to reduce overspending → Get regular bill reminders to improve your credit score Upgrade to the most rewarding corporate Salary Account online: → Earn up to 1% cashback on spends* → Get Mini Loans up to Rs. 50,000 at 0% interest → Save up to ₹3500 every month on Forex charges Mutual Funds on Jupiter: The smarter way to invest online! → Earn up to 1.5% extra returns with 0-commission Direct Mutual Funds → Invest once, or auto-invest daily, weekly, or monthly → Start small with No-Penalty SIPs starting at just ₹100 24K 99.99% Purest Digital Gold on Jupiter → Buy & sell anytime → Invest once, or auto-save daily, weekly, or monthly Jupiter Money collaborates with various lending partners to offer instant personal loans through its digital lending platform. → Get a Mini Loan up to Rs. 50,000 → Get a Personal Loan up to Rs. 5 Lakh → Track your Loans and never miss an EMI payment Lending partners: Amica Finance Pvt Ltd (AFPL) Kisetsu Saison Finance (India) Pvt.Ltd (Credit Saison India) > The minimum period for Personal Loan repayment is 3 months. The maximum period for Personal Loan repayment is 36 months. Annual Interest rate (monthly reducing rate): 15-30% Maximum APR on Personal Loan: Up to 65.91% The APR is calculated using several factors such as the principal amount, return on investment, processing fee, and the tenure of the loan. > Example: Loan amount: Rs. 1,00,000 Interest - 16% p.a Tenure - 12 months Processing Fee - Rs. 2,360 (Including GST) Disbursal amount - Rs. 97,640 EMI - Rs. 9,073 Total Interest - Rs. 8,877 Total amount payable - Rs. 1,08,877 For queries & support: support@jupiter.money Jupiter uses the following permissions to secure your account: Location: To detect any suspicious activity in your account (required by NPCI for UPI transactions) Contacts: To help securely send money to friends and family with UPI Camera: To scan QR codes and to verify your identity with a photo Phone: To link your number to your account on Jupiter Send and read SMS: To verify your number, register UPI, and help track transactions and bill payments Disclaimers: Jupiter is a marketplace which offers different products including loans, investment, co-branded cards in partnership with the different regulated entities. Jupiter itself is not a bank and doesn't hold or claim to hold a banking license. The Savings Account, Fixed Deposit, co-branded VISA debit and credit card are issued by Federal Bank. All funds in the account are insured up to approved limits by DICGC. The Edge+ CSB Bank Credit Card is issued by CSB Bank, a scheduled commercial bank, under a cobranded arrangement with Europa Neo Marketing Pvt Ltd. The card is available exclusively on the Jupiter app. Cashback depends on spend patterns, category-wise rates, and merchant eligibility. Users can earn ₹50,000+ annually. 1% cashback on ‘Others’ is uncapped. Fees and charges may apply. UPI via RuPay is subject to NPCI guidelines and merchant acceptance.

Latest Version

3.2.24

Size

152.8 MB

First Released

Oct 17, 2021

Take Control of Your Indian Wealth Today

Join 30 Lakh+ users on India’s most-loved financial wellness app. From seamless UPI to 10% cashback on top brands, start maximizing your money even from the USA.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Jupiter: Cards, UPI, Banking

What is Jupiter Money?

Jupiter Money is a financial wellness app trusted by over 30 Lakh Indians. It offers various financial products including cards, UPI, and banking services to manage finances effectively.

Does Jupiter Money offer a lifetime free credit card?

Yes, Jupiter Money offers the Edge+ CSB Bank RuPay Credit Card, which is lifetime free with no annual fee. Users can potentially earn over ₹50,000 annually with this card.

What cashback rates does the Jupiter Edge+ Credit Card offer?

The Jupiter Edge+ Credit Card offers 10% cashback on shopping brands, 5% on travel brands, and 1% cashback on all other UPI and credit card spends. Specific merchants apply.

Can I make UPI payments using the Jupiter Edge+ Credit Card?

Yes, users can scan any QR code and pay with the Jupiter Edge+ CSB Bank RuPay Credit Card. This feature integrates credit card spending with UPI payments.

What is the maximum credit limit for the Jupiter Edge+ Credit Card?

The Jupiter Edge+ Credit Card offers a credit limit of up to ₹7,00,000. This limit provides substantial purchasing power for eligible cardholders.

Can I link an existing RuPay Credit Card to Jupiter Money?

Yes, users can link their existing RuPay Credit Card on Jupiter Money. This allows them to earn up to 2% assured cashback on their spends through the platform.

Does Jupiter offer rewards on UPI and Debit Card spends?

Yes, Jupiter Money users earn 1% rewards on their spends when using UPI payments and the Jupiter Debit Card. These rewards accumulate on eligible transactions.

Is money in Jupiter accounts insured?

Yes, funds held in Jupiter Money accounts are insured up to Rs. 5 Lakh by the DICGC (Deposit Insurance and Credit Guarantee Corporation). This provides security for user deposits.

Can I track multiple bank accounts with Jupiter Money?

Yes, Jupiter Money allows users to track all their bank accounts in one centralized place. This feature provides a consolidated overview of financial activity.

Does Jupiter Money have budgeting tools?

Yes, Jupiter Money includes a feature to set a monthly budget. This tool helps users monitor spending patterns and reduce overspending effectively.

Does Jupiter Money provide bill reminders?

Yes, Jupiter Money provides regular bill reminders. This feature assists users in making timely payments, which contributes to improving their credit score.

What are the benefits of a Jupiter Money corporate Salary Account?

Jupiter Money corporate Salary Accounts offer up to 1% cashback on spends, mini loans up to Rs. 50,000 at 0% interest, and monthly savings up to ₹3500 on Forex charges.

How can I invest in Mutual Funds with Jupiter Money?

Jupiter Money offers 0-commission Direct Mutual Funds, allowing users to invest once or auto-invest daily, weekly, or monthly. No-Penalty SIPs are available starting at ₹100.

Can I buy Digital Gold on Jupiter Money?

Yes, Jupiter Money provides access to 24K 99.99% Purest Digital Gold. Users can buy and sell anytime, or set up auto-save options daily, weekly, or monthly.

What types of loans does Jupiter Money offer?

Jupiter Money offers Mini Loans up to Rs. 50,000 and Personal Loans up to Rs. 5 Lakh through its digital lending platform. Users can also track their loan payments.

Who are the lending partners for Jupiter Money loans?

Jupiter Money collaborates with Amica Finance Pvt Ltd (AFPL) and Kisetsu Saison Finance (India) Pvt.Ltd (Credit Saison India) as its lending partners for various loan products.

What is the loan repayment tenure for Jupiter Money personal loans?

The repayment period for Jupiter Money personal loans ranges from a minimum of 3 months to a maximum of 36 months, providing flexible repayment options.

What is the interest rate for personal loans on Jupiter Money?

The annual interest rate for personal loans on Jupiter Money is a monthly reducing rate, ranging from 15% to 30%. This rate varies based on loan specifics.

What is the maximum APR for a personal loan with Jupiter Money?

The maximum Annual Percentage Rate (APR) for a personal loan through Jupiter Money can be up to 65.91%. This rate includes principal, interest, and processing fees.

Can you provide an example of a Jupiter Money personal loan calculation?

For a ₹1,00,000 loan at 16% p.a. for 12 months with a ₹2,360 processing fee, the disbursal is ₹97,640. EMI is ₹9,073, total interest ₹8,877, and total payable ₹1,08,877.

How can I contact support for Jupiter Money?

For queries and support related to Jupiter Money, users can contact them directly via email at support@jupiter.money. This is the official support channel.

Why does Jupiter Money require location permissions?

Jupiter Money requires location permissions to detect suspicious activity in the account. This is mandated by NPCI for UPI transactions to enhance security and fraud prevention.

Why does Jupiter Money need access to my contacts?

Jupiter Money needs access to contacts to help users securely send money to friends and family using UPI. This streamlines the selection of recipients for transactions.

Why does Jupiter Money ask for camera access?

Jupiter Money requests camera access to scan QR codes for payments and to verify user identity with a photo. This supports secure transactions and identity confirmation.

Why does Jupiter Money require phone permissions?

Jupiter Money requires phone permissions to link the user's phone number to their account. This is a standard procedure essential for account setup and security verification.

Why does Jupiter Money need SMS permissions?

Jupiter Money needs SMS permissions to verify the user's number, register UPI, and track transactions and bill payments. This ensures account security and essential functionality.

Is Jupiter Money a bank?

No, Jupiter Money is not a bank and does not hold a banking license. Its Savings Accounts, Fixed Deposits, and co-branded VISA cards are issued by Federal Bank.

Who issues the Edge+ CSB Bank Credit Card on Jupiter Money?

The Edge+ CSB Bank Credit Card, available on Jupiter Money, is issued by CSB Bank, a scheduled commercial bank. It operates under a co-branded arrangement with Europa Neo Marketing Pvt Ltd.

What are the returns on a Jupiter Money Savings Account?

Jupiter Money offers up to 7% returns on the balance in its Savings Account. This account is issued by Federal Bank, providing competitive returns.

What is the credit card limit offered by Jupiter Money?

Jupiter Money offers credit cards with a limit of up to ₹7,00,000, as shown within the Savings Account overview in the app interface. This indicates high spending capacity.

What is the maximum loan amount available on Jupiter Money?

Jupiter Money offers loans up to ₹5,00,000 through its platform. These loans are accessible directly from the account overview, providing quick financial access.

Does the Jupiter Edge+ credit card include a free JioHotstar subscription?

Yes, the Jupiter Edge+ UPI Credit Card includes a 1-year free JioHotstar subscription. This is a promotional benefit provided with the card.

Does Jupiter Money offer a Zero Balance Spends Account?

Yes, Jupiter Money provides a Zero Balance Spends Account. This account facilitates quick one-tap UPI payments and smart budgeting using its 'Pots' feature.

How does Jupiter Money help with budgeting?

Jupiter Money helps users budget and spend smarter through its 'Pots' feature. This tool is integrated with the Zero Balance Spends Account for organized money management.

Can I get an instant loan on Jupiter Money?

Yes, Jupiter Money offers instant loans up to ₹5 Lakhs, with approval potentially in 3 minutes. These loans are issued by Amica Financial Private Limited.

What is the monthly interest rate for instant loans on Jupiter Money?

The monthly interest rate for instant loans on Jupiter Money is 1.33% per month. This rate is applicable to eligible loan products offered through the platform.

Does Jupiter Money offer a free Prime membership with instant loans?

Yes, users applying for instant loans on Jupiter Money can receive a free 1-year Prime membership as an additional benefit, enhancing the loan offering.

Does Jupiter Money give cashback on UPI payments?

Yes, Jupiter Money provides cashback on every UPI payment. Users can link any bank account or RuPay Credit Card to avail this cashback benefit.

What protection products does Jupiter Money offer?

Jupiter Money offers various protection products including Fraud Protect, Screen Protect, UPI Protect, and Salary Protect. These aim to secure users from financial risks and emergencies.

What investment options are available on Jupiter Money?

Jupiter Money offers investment options including Mutual Funds, 24K Digital Gold, Fixed Deposits with up to 7.50% p.a. returns, and Stocks by Smallcase for diverse portfolio building.

What is the return rate for Fixed Deposits on Jupiter Money?

Jupiter Money offers Fixed Deposits where users can earn up to 7.50% per annum on their investments. This provides a competitive return for savings.

Can I get discounts and cashback on brands through Jupiter Money?

Yes, Jupiter Money allows users to save on over 140 brands with exclusive vouchers and earn assured cashback, such as 1.5% cashback on Amazon purchases.