PhonePe: Secure Payments App

PhonePe: Secure Payments App

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PhonePe: Your Financial Bridge to India

The ultimate super-app for the Indian diaspora. Securely manage your Indian bank accounts, pay family utility bills, and grow your investments in gold or mutual funds—all from the palm of your hand in the USA.

Publisher

PHONEPE PRIVATE LIMITED

Category

Finance

Downloads

37M+

User Rating

4.7/5

Total Ratings

8M+

Locales

11

Your Financial Gateway

Discover the interface used by 37M+ users.

PhonePe app screenshot showing UPI money transfers bill payments and investment options

PhonePe app screenshot showing UPI money transfers bill payments and investment options

Smartphone screen showing the PhonePe app interface for instant bill payments and mobile recharges.

Smartphone screen showing the PhonePe app interface for instant bill payments and mobile recharges.

PhonePe app search interface displaying options for mobile recharge and DTH payments

PhonePe app search interface displaying options for mobile recharge and DTH payments

PhonePe app interface showing different insurance products like bike car and health insurance

PhonePe app interface showing different insurance products like bike car and health insurance

PhonePe app interface for investing in mutual funds and starting a new SIP

PhonePe app interface for investing in mutual funds and starting a new SIP

PhonePe mobile app screen showing options to buy 99.99 percent pure digital gold and silver savings plans

PhonePe mobile app screen showing options to buy 99.99 percent pure digital gold and silver savings plans

PhonePe mobile app interface showing mutual funds and travel services

PhonePe mobile app interface showing mutual funds and travel services

Manage Your Indian Finances From Anywhere

The tools that make this app stand out, trusted by 37M+ users.

🏠

Care for Family from Miles Away

Instantly pay utility bills, recharge mobile plans, and renew insurance for your parents or family back home in India.

🇮🇳

Travel-Ready with BHIM UPI

Link your Indian bank accounts and scan any QR code at local stores or for taxis during your visits to India. No cash or foreign cards needed.

📈

Grow Your Indian Wealth

Easily manage your NRE/NRO account funds. Invest in Mutual Funds, buy 24K Pure Gold, or secure life insurance without the paperwork hurdles.

Loved by users worldwide

Trusted by 37M+ people who love this app.

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"Living in Seattle, managing my parents' household bills in Hyderabad used to be a headache. With PhonePe, I can pay their electricity, gas, and broadband bills in seconds. It's the most reliable bridge to my financial life back in India."

Rahul Sharma
"

"As someone who travels to India frequently, PhonePe is indispensable. From scanning QR codes at local kirana stores to managing my insurance and mutual funds, it keeps everything organized in one secure place. Truly a must-have for every NRI."

Priya Malhotra

About the app

Everything you need to know about PhonePe: Secure Payments App.

Description

PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and to make instant payments at your favourite offline and online stores. You can also invest in mutual funds and buy insurance plans on PhonePe. Get Car & Bike Insurance on our app. Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment, investment, mutual funds, insurance and banking needs, and is much better than Internet banking. Things you can do on PhonePe (Phonepay) App: Money Transfer, UPI Payment, Bank Transfer - Money Transfer with BHIM UPI - Manage Multiple Bank Accounts – Check Account Balance, Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI & 140+ banks. Make Online Payments - Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc. - Pay for online food orders from Zomato, Swiggy etc. - Pay for online grocery orders from Bigbasket, Grofers etc. - Pay online for travel booking from Makemytrip, Goibibo etc. Make Offline Payments - Scan and Pay via QR Code at local stores like kirana, food, medicines etc. Buy or Renew Insurance Policies with PhonePe Insurance App Health & Term Life Insurance - Compare and buy Health & Term life Insurance with monthly premiums - Coverage for individuals, senior citizens and families Car & Two Wheeler Insurance - Browse and get India’s most popular bike and car insurance - Buy/renew your car and bike Insurance in less than 10 minutes Other Insurance - Personal Accident Insurance: Insure yourself against accidents & disablement - Travel Insurance: Get international travel insurance for business and leisure trips - Shop Insurance: Insure your shop against fire, theft, natural calamities, and burglaries. Mutual Funds App and Investments App - Liquid Funds: Get higher returns than savings bank - Tax-Saving Funds: save up to Rs. 46,800 in tax & grow your investment - Super Funds: Achieve financial goals with expert help on our app - Equity Funds: High growth products curated as per risk appetite - Debt Funds: Get stable returns for investments without any lock-in period - Hybrid Funds: Get a balance of growth and stability - Buy or Sell 24K Pure Gold: Assured 24K purity, build gold savings on our app Recharge Mobile, DTH - Prepaid Mobile Recharge, DTH - Recharge for Airtel, Jio, Vi, BSNL and MTNL prepaid mobile numbers - Recharge DTH set-top boxes for TataPlay, Airtel Digital TV, Sun Direct, Dish TV and D2H providers. Bill Payment - Pay Credit Card Bills - Pay Landline Bills - Pay Electricity Bills - Pay Water Bills - Pay Gas Bills - Pay Broadband Bills Buy PhonePe Gift Cards - Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the PhonePe app. Manage your refunds - Manage and track refunds from your favorite shopping websites on PhonePe. For more details, Visit our website at https://www.phonepe.com/ Permissions for App and reasons SMS: to verify Phone number for registration Location: a requirement by NPCI for UPI transactions Contacts: for phone numbers to send money to and numbers to recharge Camera: to scan QR code Storage: to store scanned QR code Accounts: to pre-populate email ID while signing up Call: to detect single vs dual sim and let user choose Microphone: to carry out KYC video verification

Latest Version

26.0102.00

Size

297.9 MB

First Released

Jan 16, 2017

Stay Connected to Your Finances in India, Wherever You Are

Join over 37 million users who trust PhonePe to manage Indian bank accounts, pay family utility bills, and invest in gold or mutual funds. The ultimate financial bridge for the Indian diaspora.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about PhonePe: Secure Payments App

What is PhonePe?

PhonePe is a secure payments app that enables users to make instant payments, recharge mobiles, pay bills, invest in mutual funds, and buy insurance using BHIM UPI, cards, or a wallet.

Is PhonePe a secure payment application?

Yes, PhonePe is a secure payment application. The app meets all payment, investment, and banking needs safely, as stated in its description.

Can I transfer money using BHIM UPI on PhonePe?

Yes, PhonePe allows users to transfer money instantly using BHIM UPI. You can link your bank account to facilitate these transfers through the app.

What types of bills can I pay using the PhonePe app?

Users can pay various utility bills including credit card, landline, electricity, water, gas, and broadband bills directly through the PhonePe app.

Does PhonePe offer investment options for users?

Yes, PhonePe offers various investment options including mutual funds (Liquid, Tax-Saving, Super, Equity, Debt, Hybrid Funds) and the ability to buy or sell 24K pure gold.

Can I purchase insurance policies through PhonePe?

Yes, PhonePe allows users to buy and renew various insurance policies including Health, Term Life, Car, Two Wheeler, Personal Accident, Travel, and Shop Insurance.

How much does car insurance cost on PhonePe?

Car insurance on PhonePe starts at ₹2094 per year. Users can browse and buy/renew their car insurance in less than 10 minutes.

How many people trust PhonePe for payments?

Over 60 crore Indians trust PhonePe for their payments, making it a widely used platform for secure financial transactions.

How can I manage refunds on PhonePe?

PhonePe allows users to manage and track refunds from their favorite shopping websites directly within the app, simplifying the refund process.

What permissions does PhonePe require on my device?

PhonePe requires SMS, Location, Contacts, Camera, Storage, Accounts, Call, and Microphone for functions like phone verification, UPI transactions, QR scanning, and KYC video verification.

Can I make offline payments with the PhonePe app?

Yes, PhonePe enables users to make offline payments by scanning QR codes at local stores such as kirana shops, food outlets, and medicine stores.

Which online shopping sites can I pay on using PhonePe?

PhonePe supports online payments on various shopping sites like Flipkart, Amazon, Myntra, as well as food orders from Zomato, Swiggy, and travel bookings from Makemytrip, Goibibo.

What is the purity of gold I can buy on PhonePe?

You can buy 24K pure gold on PhonePe, which offers assured 24K purity for building gold savings.