Яндекс Пэй: Платите везде, сплитуйте покупки и получайте кешбэк

Управляйте финансами по-новому: оплата частями, выгодные Сейвы с ежедневным доходом и баллы Плюса за каждый платеж — всё в одном супер-приложении.

Finance & Crypto ›

Publisher

DIRECT CURSUS COMPUTER SYSTEMS TRADING LLC

Smart Finance, Visualized

Discover the interface used by 8M+ users.

A hand holding a smartphone displaying the Yandex Pay app dashboard with financial accounts and rewards info

Mobile screen of Yandex Pay app displaying monthly cashback categories and discounts

Yandex Pay app screen showing the Split feature for paying in installments

Mobile app interface of Yandex Pay showing a digital card balance and cashback rewards

A Smarter Way to Handle Your Finances

The tools that make this app stand out, trusted by 8M+ users.

🎁

Unlimited Cashback Potential

Collect Plus points on every transaction and combine them with your current bank rewards to maximize every purchase.

🗓️

Buy Now, Split Later

Break down large expenses into manageable payments for up to 2 years, giving you more freedom to shop and invest.

📈

High-Yield Daily Saves

Watch your money grow with competitive interest rates and daily payouts on your savings, with no strings attached.

Loved by users worldwide

Trusted by 8M+ people who love this app.

"As someone living in the US who still uses the Yandex ecosystem, this app is a life-saver. The cashback stacking is incredible—I get my regular bank rewards plus the points for the Plus program. The interface is much faster and more intuitive than my traditional US banking apps."

Alexey Volkov

"I love the Split feature! It makes managing my monthly budget so much easier when buying tech or clothes. Plus, the 'Saves' account with daily interest is a game-changer for my rainy-day fund. It is truly the ultimate super-app for anyone who wants to optimize their spending."

Elena Sokolova

Review Analysis

Insights from user reviews.

Sentiment Score

25%

Negative

Summary

User feedback for this mobile banking application is largely negative, highlighting severe concerns with customer support and account management. Many users report frustrating experiences with unresponsive or unhelpful support and frequent, unexplained account or card blockages that render funds inaccessible. While a few commend the app's clean design and the concept of its cashback program, these positives are often overshadowed by critical issues: recent updates are consistently breaking core functionalities like the 'Saves' feature, causing app instability, and contributing to a confusing user interface and unreliable payment and transfer processes.

Common Themes

Overall User Satisfaction(3)

App Interface Design(2)

General App Functionality(2)

Cashback Program(1)

Card Management(1)

About the app

Everything you need to know about Яндекс Пэй.

Description

Платите везде, сплитуйте, сейвите и копите кешбэк баллами Плюса — всё в одном приложении Яндекс Пэй. С Пэй выгодно и безопасно платить. Например, в интернет-магазинах с кнопкой Пэй: любой картой с кешбэком баллами — плюсом к тому, что уже начисляет ваш банк. Можно оплачивать по QR, тоже с кешбэком баллами — в магазинах, аптеках, кафе и не только. Чтобы баллов Плюса было ещё больше, откройте бесплатную дебетовую карту Пэй. Каждый месяц выбирайте категории повышенного кешбэка и получайте бонусы в сервисах Яндекса, интернет-магазинах и за оплаты по QR на кассах. В приложении Яндекс Пэй можно управлять своими Сплитами и получить карту Сплита: для оплаты покупок частями на срок до 2 лет в любых магазинах. Там же можно следить за графиком платежей, чтобы было удобнее планировать свои финансы. И Сейвы! Получайте доход по вкладам на разные сроки и накопительным счетам, с ежедневным начислением процентов. Все, кто попробовал, говорят, что после такого жизнь не будет прежней.

Latest Version

0.174.14

Size

97.9 MB

First Released

Nov 3, 2022

Join the Ecosystem of Smarter Payments

Download Yandex Pay to unlock exclusive cashback, flexible Split installments, and high-yield Saves. Your complete financial toolkit is just one tap away.

FAQ

Frequently Asked Questions

Everything you need to know about Яндекс Пэй

What is Яндекс Пэй?

Яндекс Пэй is an application that allows users to pay, split purchases, save, and earn cashback with Plus points. It combines various financial management features in one app.

Can I make payments using the Яндекс Пэй app?

Yes, you can use Яндекс Пэй for payments in online stores via the Pay button, and also pay by QR code in physical stores, pharmacies, and cafes. All payments accrue cashback in Plus points.

How does the cashback program work with Яндекс Пэй?

Яндекс Пэй offers cashback in Plus points for payments. Users can open a free debit Pay card to select monthly categories for increased cashback in Yandex services and other stores.

What is the 'Сплит' feature in Яндекс Пэй?

The "Сплит" (Split) feature in Яндекс Пэй allows users to pay for purchases in installments for up to 2 years. Users manage Splits and obtain a Split card within the app for online and offline payments.

Does Яндекс Пэй offer tools for financial management?

Yes, the Яндекс Пэй application enables users to manage their Split payments and track their payment schedule. It also includes "Сейвы" (Savings) for deposits with daily interest accrual.

Can I open savings accounts with daily interest through Яндекс Пэй?

Yes, Яндекс Пэй features "Сейвы" that offer income from deposits for various terms and savings accounts. These accounts provide daily interest accrual to users.

What benefits does the Яндекс Пэй debit card offer?

The debit Яндекс Пэй card allows users to choose new categories for increased cashback every month in Yandex services, online stores, and for QR payments at cash desks. Screenshot #2 shows examples.

Recommendations