Flex: Pay your rent on a schedule that works for you

Take the stress out of the 1st of the month. We pay your landlord in full while you split your rent into smaller, manageable payments that align with your paychecks and build your credit history.

Finance & Utilities Management ›

Publisher

Flexible Finance, Inc.

Your New Rent Reality

Discover the interface used by 4M+ users.

Flex app interface on a smartphone showing rent split into two monthly payments

Mobile app screen showing a credit line approval to split a monthly rent bill into two manageable payments.

Mobile app screen showing options to customize rent payment dates aligned with paychecks

Promotional screen for Flex app showing a rent paid confirmation and calendar icon

A mobile screen explaining how Flex reports rent payments to TransUnion to build credit history

Legal disclosure and licensing details for the Flex Rent app.

Take the stress out of the 1st of the month

The tools that make this app stand out, trusted by 4M+ users.

🗓️

Payments on your schedule

No more lump-sum anxiety. Split your rent into smaller, bite-sized payments that perfectly match when you actually get paid.

📈

Build credit with every rent check

Turn your biggest monthly expense into a financial asset. We report your on-time payments to bureaus to help boost your credit score.

🛡️

Eliminate expensive late fees

Flex pays your landlord in full on the 1st, regardless of your schedule. Never pay another $100 penalty for a mismatched payday again.

Loved by users worldwide

Trusted by 4M+ people who love this app.

"As a gig worker, my income can be unpredictable. Flex changed everything for me by letting me split my rent into two smaller payments that match my cash flow. It has completely removed the stress I used to feel every time the first of the month rolled around."

Marcus R.

"I started using Flex to avoid the hefty late fees at my complex, but the real win has been the credit building. My score is actually going up just for paying my rent. It is the smartest $15 I spend every month to keep my finances on track."

Elena S.

About the app

Everything you need to know about Flex - Rent On Your Schedule.

Description

Pay rent your way, wherever you live.* Flex Rent splits your monthly rent into smaller, more manageable payments that are easier on your budget. It helps you pay rent on time, build your credit history, and breathe a little easier every month. How it works Flex gives you access to a credit line that you can use for rent. Each month, you pay part of your rent up front and borrow the rest. Flex pays your full rent to your property when it’s due, and you pay Flex back later in the month—on a schedule that works for you and your finances. *Subject to renter and landlord eligibility. Terms and conditions apply. Disclosure Flexible Finance, Inc., together with its subsidiaries (“Flex”), is a financial technology company, not a bank. All loans, banking services, and payment transmissions are offered by Lead Bank or Column N.A., Member FDIC. An application and credit assessment are required. Unsecured lines of credit for Flex Rent are provided for a recurring monthly membership fee up to $14.99; membership automatically renews until canceled. A bill payment fee of 1% of your total rent amount is also charged (an additional 2.5% processing fee applies when using a credit card). Term loans for Flex Move-in are provided at 16.95%-23.84% annual percentage rate (APR) based on state of residence, loan duration, and other relevant factors. A bill payment fee of 1% of your initial payment amount is also charged. Term loans are currently only available to eligible customers in certain states. Other third party fees may apply. See your offer for more details. Positive rent payment history and information about your loan may be reported to one or more national credit bureaus. All loan amounts vary based on eligibility. Any graphics are for illustrative purposes only. Terms and conditions apply. All loan proceeds are disbursed by Lead Bank or Column N.A., Member FDIC; neither Flex nor any of its subsidiaries disburse loan proceeds or engage in the movement of consumer funds. Brokering activities are performed by Flexible Finance Brokering, Inc. Servicing and collection activities are performed by Flexible Finance Servicing, Inc. Licenses Flexible Finance Brokering, Inc., Nationwide Multistate Licensing System (“NMLS”) ID #2599800 Flexible Finance Servicing, Inc., NMLS ID #2256673 Please refer to NMLS Consumer Access for information on our licenses.

Latest Version

3.35.0

Size

82.4 MB

First Released

May 21, 2019

Break Free From the 1st of the Month Stress

Join over 4 million renters who split their rent into manageable payments and build credit along the way. Download Flex today and start paying on your schedule.

FAQ

Frequently Asked Questions

Everything you need to know about Flex - Rent On Your Schedule

What is Flex - Rent On Your Schedule?

Flex - Rent On Your Schedule is an app that splits monthly rent into smaller, more manageable payments. It helps users pay rent on time and build their credit history.

How does Flex Rent work?

Flex provides a credit line for rent. Users pay part of their rent upfront, Flex pays the full rent to the property, and users pay Flex back later on a customized schedule.

Does Flex Rent help build credit history?

Yes, Flex Rent helps build credit history. Flex reports on-time rent payments to national credit bureaus, contributing to the user's financial profile.

What are the fees associated with Flex Rent?

Flex Rent includes a recurring monthly membership fee up to $14.99 and a 1% bill payment fee of the total rent amount. An additional 2.5% processing fee applies when using a credit card.

Can I customize my payment schedule with the Flex app?

Yes, users can customize their payment schedule within the Flex app. This allows them to align rent payments with their paychecks.

Who funds the financial services offered by Flex?

All loans, banking services, and payment transmissions for Flex are offered by Lead Bank or Column N.A., Member FDIC. Flex is a financial technology company, not a bank.

Which credit bureaus does Flex report rent payments to?

Flex reports on-time rent payments to TransUnion, a national credit bureau, as part of its rent reporting service. This is included with the Flex membership.