Four | Buy Now, Pay Later

Four | Buy Now, Pay Later

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Logo of Four | Buy Now, Pay Later

Four | Shop Now, Pay Later in 4 Simple Payments

Get what you love today and split the cost into four interest-free installments over six weeks. Join 2 million+ shoppers staying on budget with total control at your favorite online stores.

Publisher

Four Technologies, Inc.

Category

Shopping

Downloads

2M+

User Rating

4.8/5

Total Ratings

92K+

Locales

1

A Glimpse Inside

Discover the interface used by 2M+ users.

The Four app interface showing a virtual card for splitting a purchase into four installments at checkout.

The Four app interface showing a virtual card for splitting a purchase into four installments at checkout.

Four app interface showing an eight hundred dollar spending power limit with no credit check required.

Four app interface showing an eight hundred dollar spending power limit with no credit check required.

Four app interface showing a payment schedule for a one hundred dollar purchase split into four twenty-five dollar bi-weekly installments

Four app interface showing a payment schedule for a one hundred dollar purchase split into four twenty-five dollar bi-weekly installments

Smartphone screen showing the Four app store directory with major retailers like Amazon Target and Sephora

Smartphone screen showing the Four app store directory with major retailers like Amazon Target and Sephora

Four Plus membership screen showing premium retailer access and priority support benefits

Four Plus membership screen showing premium retailer access and priority support benefits

Shop the Trends You Love, Stress-Free

The tools that make this app stand out, trusted by 2M+ users.

💸

Smart Bi-Weekly Budgeting

Split any purchase into 4 manageable payments every two weeks, perfectly timed with your paycheck cycle.

🛡️

Interest-Free Freedom

Ditch the high-interest credit cards. Enjoy 0% interest and total transparency with no hidden fees or debt traps.

📱

Your All-in-One Shopping Hub

Discover hundreds of top brands, track your orders, and manage all your payments from one seamless mobile dashboard.

Loved by users worldwide

Trusted by 2M+ people who love this app.

"

"Four has completely changed the way I manage my monthly budget. Being able to split my purchases into four installments that align perfectly with my bi-weekly paychecks makes shopping so much less stressful. No hidden fees or interest—just straightforward payments. I love how I can track all my orders in one place!"

Sarah M.
"

"As someone who's wary of traditional credit cards, this app is a total lifesaver. The sign-up was super quick, and I use it for all my favorite clothing brands. It lets me grab what I need now without the pressure of a huge upfront cost. Plus, the payment reminders are so helpful for staying on top of my spending."

Jordan T.

About the app

Everything you need to know about Four | Buy Now, Pay Later.

Description

FOUR MAKES ONLINE SHOPPING SIMPLE, FLEXIBLE, AND REWARDING. Buy now, pay later at hundreds of online retailers. Split your purchase into 4 easy payments—paid every two weeks—so you can shop what you love while staying on budget. Manage every order in one shopping app and enjoy a faster, smoother checkout experience. Upgrade to Four+ for access to exclusive stores, special offers, and more ways to shop online. WHY SHOP WITH FOUR? • PAY IN 4 INSTALLMENTS Split payments over time with clear schedules so you know exactly what’s due and when. • FLEXIBLE PAYMENT PLANS Stay on budget with predictable due dates and helpful payment reminders. • ONE SHOPPING APP FOR EVERYTHING Browse partner stores, track orders, and manage your payment methods in one place. HOW FOUR WORKS 1. DOWNLOAD the Four shopping app and sign up in minutes. 2. SHOP ONLINE at your favorite Four partner retailers. 3. SELECT FOUR AT CHECKOUT to split your purchase into 4 payments. 4. PAY EVERY TWO WEEKS — your first payment today, the rest in 2-week intervals. WHY USERS CHOOSE FOUR • Quick and easy sign-up process • Access to hundreds of online shopping options • Manage your installment plans and track spending • Get notified before each payment is due • Works with top online retailers for a seamless checkout DOWNLOAD FOUR TODAY and discover a better way to shop online—buy now, pay later in 4 installments, and stay in control of your spending. Users must be 18 or older, a U.S. resident, and meet additional eligibility requirements. Not available in NM. By using the Four app, you agree to Four’s User Agreement and Privacy Policy. https://www.paywithfour.com/legal/user-agreement https://www.paywithfour.com/legal/privacy-policy

Latest Version

1.17.51

Size

92.1 MB

First Released

Oct 23, 2020

Shop the Trends You Love Today, Pay Over Time

Join 2 million+ savvy shoppers splitting their purchases into 4 interest-free installments. Download Four now and take total control of your budget.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Four | Buy Now, Pay Later

What is the Four app?

The Four app enables users to buy now and pay later by splitting purchases into four easy payments every two weeks. It helps manage orders and offers a smoother checkout experience.

How does the Four app work for online shopping?

Users download the Four app, sign up, shop online at partner retailers, select Four at checkout to split the purchase, and then pay every two weeks for a total of four payments.

How often do I make payments with the Four app?

Yes, users make payments every two weeks when using the Four app. The first payment is due today, with the remaining three payments spaced at two-week intervals.

What are the eligibility requirements to use the Four app?

Users must be 18 or older, a U.S. resident, and meet additional eligibility requirements. The Four app is not available in New Mexico.

Does the Four app require a credit check?

No, the Four app does not require a credit check or SSN to determine spending power. Users can find out their spending limit instantly without impacting their credit.

Does the Four app have hidden fees?

No, the Four app states it has "No Hidden Fees." The payment schedule is clear, showing exactly what is due and when for each purchase.

Can I manage my orders and payments within the Four app?

Yes, the Four app allows users to manage every order, browse partner stores, track orders, and manage payment methods all in one shopping app.

What is Four+ and what benefits does it offer?

Four+ is an upgrade for the Four app that provides access to exclusive retail stores, priority claim support, and a rewards program (coming soon).

Which retailers partner with the Four app?

The Four app partners with hundreds of online retailers. Examples shown include Target, eBay, Amazon, Macy's, Walmart, Sephora, e.l.f., Ray-Ban, and Wayfair.

Where can I find the User Agreement and Privacy Policy for the Four app?

The User Agreement and Privacy Policy for the Four app are available via links provided in the app description. Using the app signifies agreement to these terms.

How does Four determine a user's spending power?

The Four app determines a user's spending power instantly. It does not require a credit check or SSN, allowing users to quickly see their approved amount for purchases.