Acorns: Invest For Your Future

Acorns: Invest For Your Future

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Acorns: Grow Your Wealth Automatically with Every Spare Cent

Join over 14 million Americans who invest, save, and plan for their family’s future on autopilot. Start in minutes with expert-built portfolios and turn your daily spending into long-term growth.

Publisher

Acorns Grow Incorporated

Category

Finance

Downloads

16M+

User Rating

4.7/5

Total Ratings

954K+

Locales

1

Growth in Action

Discover the interface used by 16M+ users.

Acorns app screen displaying a projected investment growth chart of over 800 thousand dollars

Acorns app screen displaying a projected investment growth chart of over 800 thousand dollars

The Acorns app showing how the Round Ups feature automatically invests spare change from daily purchases.

The Acorns app showing how the Round Ups feature automatically invests spare change from daily purchases.

Acorns app screen promoting a 3 percent IRA match for retirement accounts on the Gold subscription plan.

Acorns app screen promoting a 3 percent IRA match for retirement accounts on the Gold subscription plan.

Acorns app screen showing a diversified portfolio with a Bitcoin ETF allocation

Acorns app screen showing a diversified portfolio with a Bitcoin ETF allocation

Acorns mobile app interface showing emergency savings account balance and APY rate

Acorns mobile app interface showing emergency savings account balance and APY rate

Acorns Early Invest account screen showing a childs investment balance and a one percent match offer

Acorns Early Invest account screen showing a childs investment balance and a one percent match offer

Acorns mobile app interface for teaching kids financial skills with a smart debit card and spending tracker.

Acorns mobile app interface for teaching kids financial skills with a smart debit card and spending tracker.

Acorns app Money Manager screen showing an automated split of funds between investing, saving, and spending.

Acorns app Money Manager screen showing an automated split of funds between investing, saving, and spending.

Acorns app screen showing bonus investment rewards from shopping at top brands like Lululemon and Amazon.

Acorns app screen showing bonus investment rewards from shopping at top brands like Lululemon and Amazon.

Legal disclosures for the Acorns investing and saving app.

Legal disclosures for the Acorns investing and saving app.

Build Wealth Without Changing Your Lifestyle

The tools that make this app stand out, trusted by 16M+ users.

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Invest Your Spare Change

Our Round-Ups® feature automatically invests the change from every purchase, helping you build a portfolio without feeling the pinch.

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Investing on Autopilot

Stop overthinking. Your money is placed into expert-built, diversified portfolios that grow as you spend, save, and earn.

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Grow for Your Family

Start retirement accounts or invest for your kids' futures with ease. We even match contributions to help your 'oak' grow faster.

Loved by users worldwide

Trusted by 16M+ people who love this app.

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"I always thought I needed a huge savings account to start investing, but Acorns proved me wrong. The Round-Ups feature is a game-changer—I’ve saved over $500 just by buying my morning coffee! It’s the perfect 'set-it-and-forget-it' app for anyone who feels overwhelmed by the stock market."

Sarah J.
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"As a busy parent, I don't have time to research stocks. Moving to the Gold plan was the best decision for my family. Now, I'm building my own retirement and my kids' college funds at the same time. The IRA match and the automated tools give me such peace of mind for our future."

Marcus T.

About the app

Everything you need to know about Acorns: Invest For Your Future.

Description

Acorns helps you save, invest, and grow for your future. Our automated saving, investing, and spending tools help you grow your money and financial wellness. At Acorns, we believe that financial wellness is for everybody. It has nothing to do with how much you make — it’s about finding balance with what you have. Financial wellness is when you are spending smarter today, saving for tomorrow, and investing for your future all at once. More than 14,000,000 Americans have invested over $27,000,000,000 with Acorns. You can get started in under 5 minutes, with as little as your spare change. SECURE: Acorns is committed to your security with 2-factor authentication, fraud protection, 256-bit data encryption, and all-digital card lock. Acorns Investment accounts are SIPC-protected up to $500,000, and Acorns checking accounts are FDIC-insured up to $250,000. INVEST: - EASY, AUTOMATED INVESTING Your money is automatically invested into our expert-built, diversified ETF portfolios. You can Invest Spare Change® each time you make a purchase with the Round-Ups® feature or set up automated recurring investments starting as low as $5. - INVEST IN BITS OF BITCOIN Ride Bitcoin’s highs and ride out its lows by allocating up to 5% of your diversified portfolio towards a Bitcoin-linked ETF. - PERSONALIZE YOUR PORTFOLIO Add individual stocks and ETFs from the largest 100+ public US companies to your Custom Portfolio. - INVEST FOR RETIREMENT Save for retirement with an Acorns Later account, and get a 3% IRA match on new contributions during your first year with Acorns Gold. - INVEST FOR YOUR KIDS Start building your kids’ futures with Acorns Early Invest, a dedicated investment account for your kids. Plus, we’ll match your investments by 1% — exclusively on Acorns Gold! SAVE: - EMERGENCY SAVINGS Build savings for life’s unexpected hiccups, including a 3.35% APY to help your money grow. - CHECKING Invest Spare Change® when you spend, and automatically invest a piece of each paycheck with Acorns Checking. AND MORE: - MONEY MANAGER Put your money on autopilot with Money Manager, which smartly splits your money across investing, saving, and spending. - KIDS & TEEN DEBIT CARD Teach your kids financial wellness with an Acorns Early debit card, included in Acorns Gold. - EARN BONUS INVESTMENTS Shop 11,000+ brands and earn bonus investments and exclusive deals. Plus, earn limited-time referral bonuses of up to $1,200. - GROW YOUR MONEY KNOWLEDGE Access custom articles, videos, courses, and live Q&As to learn all things money. SUBSCRIPTION PLANS Whether you’re new to investing or planning for your family’s future, we bundle our money tools into subscription plans. No hidden costs or transaction fees — just one, transparent monthly payment to start growing your oak. Bronze ($3/mo) — Investing tools to get you started on your financial journey. - Round-Ups® feature - Expert-built diversified portfolio - Retirement account - Checking account, and more Silver ($6/mo) — Level up your saving and investing skills. - Everything in Bronze - 1% IRA match on new contributions to your Acorns Later retirement account during your first year with Acorns Silver - Emergency Savings - Courses and videos to help you grow your money knowledge - Live Q&As with investing experts Gold ($12/mo) — Full suite of saving, investing, and learning tools for you and your family. - Everything in Silver - Smartly split your money across investing, saving and spending with Money Manager - 3% IRA match on new contributions to your Acorns Later retirement account during your first year with Acorns Gold - Investment accounts for your kids with a 1% match - Acorns Early smart money app and debit card for kids - Ability to add individual stocks and ETFs to your portfolio - $10,000 life insurance policy - Complimentary tax filing, will, and more — Disclosures are available in the images above and at www.acorns.com/disclosures 5300 California Ave Irvine CA 92617

Latest Version

4.177.0

Size

290.6 MB

First Released

Aug 26, 2014

Start Growing Your Future with Every Cent

Join over 14,000,000 Americans who are building wealth on autopilot. Download Acorns today and turn your spare change into a secure tomorrow.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Acorns: Invest For Your Future

What is Acorns?

Acorns is an app that provides automated tools for saving, investing, and managing spending. It helps users achieve financial wellness by growing their money and improving financial habits.

Is Acorns safe and secure for investments?

Yes, Acorns is secure. It uses 2-factor authentication, fraud protection, and 256-bit data encryption. Investment accounts are SIPC-protected up to $500,000, and checking accounts are FDIC-insured up to $250,000.

How does automated investing work with Acorns?

Acorns automates investing by placing money into expert-built, diversified ETF portfolios. Users can invest spare change via Round-Ups® or set up automated recurring investments starting as low as $5.

Can I invest in Bitcoin with Acorns?

Yes, Acorns allows users to invest in bits of Bitcoin. You can allocate up to 5% of your diversified portfolio towards a Bitcoin-linked ETF.

Can I customize my investment portfolio on Acorns?

Yes, Acorns allows portfolio personalization. Users can add individual stocks and ETFs from over 100 of the largest public US companies to their Custom Portfolio.

Does Acorns offer retirement accounts?

Yes, Acorns offers retirement accounts through Acorns Later. Acorns Gold members receive a 3% IRA match on new contributions during their first year.

Can I open an investment account for my children with Acorns?

Yes, Acorns provides investment accounts for kids through Acorns Early Invest. Acorns Gold members receive a 1% match on their children's investments.

What APY does Acorns offer for emergency savings?

Acorns offers a 3.35% APY for Emergency Savings. This feature helps users build savings for unexpected events and grow their money.

Does Acorns provide a checking account?

Yes, Acorns Checking allows users to invest spare change when they spend and automatically invest a portion of each paycheck.

How does Acorns Money Manager work?

Acorns Money Manager automatically splits a user's money across investing, saving, and spending. It puts financial management on autopilot for efficient allocation.

Does Acorns offer a debit card for kids?

Yes, Acorns provides an Acorns Early debit card for kids and teens. This card is included as part of the Acorns Gold subscription plan.

Can I earn bonus investments with Acorns?

Yes, Acorns users can earn bonus investments by shopping with over 11,000 brands. These earnings are automatically invested, functioning like cash-back that grows.

Does Acorns provide financial education resources?

Yes, Acorns offers expert-backed educational content including articles, videos, courses, and live Q&As. These resources aim to help users grow their financial knowledge.

What are the subscription plans for Acorns?

Acorns offers three subscription plans: Bronze at $3/month, Silver at $6/month, and Gold at $12/month. These plans provide bundled money tools with no hidden costs.

What features are included in Acorns Bronze plan?

The Acorns Bronze plan, at $3/month, includes the Round-Ups® feature, an expert-built diversified portfolio, a retirement account, and a checking account.

What benefits does the Acorns Silver plan offer?

The Acorns Silver plan, for $6/month, includes all Bronze features plus a 1% IRA match during the first year, Emergency Savings, money knowledge courses/videos, and live Q&As.

What is included in the Acorns Gold subscription?

The Acorns Gold subscription, costing $12/month, includes all Silver features. It adds Money Manager, a 3% IRA match, kids' investment accounts with a 1% match, Acorns Early debit card, individual stocks, $10k life insurance, and complimentary tax filing.

How quickly can I start investing with Acorns?

You can get started investing with Acorns in under 5 minutes. The app is designed for quick and easy setup, enabling users to begin their financial journey swiftly.

What are Acorns Round-Ups®?

Acorns Round-Ups® is a feature that invests your spare change. Each time you make a purchase, Acorns rounds up to the nearest dollar and invests the difference.

Does Acorns provide an IRA match for retirement savings?

Yes, Acorns provides an IRA match. Users with Acorns Gold receive a 3% IRA match on new contributions to their Acorns Later retirement account during their first year.