Oportun: Finances made simple

Oportun: Finances made simple

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Logo of Oportun: Finances made simple

Oportun: Put your savings and financial goals on autopilot

Join millions of members saving an average of $1,800 a year. Our smart technology learns your spending habits to automatically build your emergency fund, plan for big goals, and manage your loans in one secure place.

Download on App Store

Publisher

Oportun, Inc.

Category

Finance

Downloads

6M+

User Rating

4.7/5

Total Ratings

290K+

Locales

2

Your financial future, visualized

Discover the interface used by 6M+ users.

Oportun mobile app dashboard displaying total savings and personal loan status

Oportun mobile app dashboard displaying total savings and personal loan status

Oportun app interface showing savings goals for travel and car payments with a goal completion alert

Oportun app interface showing savings goals for travel and car payments with a goal completion alert

Screenshot of the Oportun app showing total savings and specific financial goals like travel and bills.

Screenshot of the Oportun app showing total savings and specific financial goals like travel and bills.

Oportun app interface showing automated transfers and savings goals like travel and car payment

Oportun app interface showing automated transfers and savings goals like travel and car payment

Oportun app interface for setting personalized savings goals with icons for travel and home.

Oportun app interface for setting personalized savings goals with icons for travel and home.

Oportun app interface for managing personal loan payments and activating autopay.

Oportun app interface for managing personal loan payments and activating autopay.

Oportun app ratings and awards from Bankrate Forbes Advisor and Fortune Recommends

Oportun app ratings and awards from Bankrate Forbes Advisor and Fortune Recommends

Financial Stability on Autopilot

The tools that make this app stand out, trusted by 6M+ users.

🤖

Smart Autopilot Savings

Our Set & Save™ technology learns your spending patterns and automatically moves small amounts you won't even miss into your savings.

🎯

Goal-Focused Growth

Organize your money for what matters most—from emergency funds to a first home—and track your progress toward 15 million combined goals.

🛡️

Secure & Certified Support

Enjoy bank-level security and FDIC-insured savings through our partner banks, backed by an A+ BBB rating and mission-driven CDFI status.

Loved by users worldwide

Trusted by 6M+ people who love this app.

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"As a freelancer with a fluctuating income, I never thought I could save consistently. Oportun's Set & Save is a total game-changer because it automatically adjusts based on what I spend and earn. I've already saved over $1,500 for my emergency fund without even feeling it. It’s the stress-free financial partner I’ve always needed."

Jordan M.
"

"I originally downloaded the app just to manage my loan, but the automatic savings feature is what kept me here. I love being able to set specific goals like 'Kids’ College' or 'Home Repairs.' It’s so empowering to see my progress every day. Plus, knowing they are a certified CDFI makes me feel safe and respected as a customer."

Elena R.

About the app

Everything you need to know about Oportun: Finances made simple.

Description

Kickstart your New Years financial resolutions. Whether you’re saving or borrowing, our finance app is here to help you stay in control. Never money alone. PUT YOUR SAVINGS ON AUTOPILOT Reach your savings goals big or small. Set & Save™ learns your income and spending patterns to find the right moments to automatically set aside money toward your goals. Little by little and day by day, it adds up faster than you think. Our members save over $1,800 per year on average.* > Achieve your goals We can help you turn those New Year resolutions into real progress. We’ve helped people save over $12.3 billion in total using Set & Save toward 15 million goals, from building an emergency fund to a well-earned vacation and even a first home. We move money toward each goal you set based on what you can afford, helping you make steady progress without needing to think about it. We look at when your bills are due, when you get paid and more to personalize your savings. > Your money, your rules Save a lot or a little. Set limits and give us guidance on how to save for you. Pause saves with the push of a button. Transfer your money back into your bank account whenever you want it. Instantly move money from one goal to another. It’s your money and you’re the boss. > Safe and secure Your money is protected every step of the way. Savings held through Oportun are FDIC-insured** up to $250,000 through our partner banks. We use bank-level encryption, multi-factor authentication, and trusted technology partners like Plaid to keep your information safe. You can stay informed with either automatic daily or weekly balance notifications. You’re always in control. > How it works 1. Get set up in minutes: Link your bank account to our savings app and set your goals 2. We’ll get to know you: We find smart times to save based on your spending and income 3. Effortlessly save: We’ll automatically move money into the savings app toward your goals > Get a 30 day free trial See how much you can save with a 30 day free trial of our money saving app. After that, enjoy effortless savings for just $5/month. Cancel anytime. LOAN MEMBERS, WE’RE HERE FOR YOU Are you an Oportun member with a personal loan? It’s easier to manage it in the app. Check your balance, make payments, set up autopay, and refer friends all in one place. The Oportun app is free for members to use for the purpose of monitoring and paying their loan. Looking to apply for a loan? Please visit Oportun.com or call (866) 488-6090 for money borrowing. MORE ABOUT US - Oportun is certified by the US Treasury Department as a CDFI - Oportun has an A+ rating by the Better Business Bureau (BBB) - Formerly known as Digit, our finance app helps you save without thinking about it, budget smarter, and manage your loan easier. - - - - - - - Oportun offers personal loans in certain states through its partner Pathward®, N.A., and they are subject to credit approval. Standard data charges may apply when downloading the app. *Based on average saves of all paying app members in the prior 12 months. Not a guarantee; results will vary based on your income and spending. **Oportun is a financial technology company, not an FDIC-insured bank. However, Oportun holds your deposits in accounts established by Oportun at Wells Fargo Bank, N.A., JPMorgan Chase Bank, N.A., and/or Citibank, N.A., Members FDIC (collectively, the “Depository Institutions”). Those deposits are eligible for FDIC-insurance on a pass-through basis up to $250,000 in the aggregate with any other deposits you hold at a given Depository Institution. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Deposit insurance only covers the failure of a Depository Institution. Oportun does not share information between its affiliates or partners for marketing purposes without consumer consent or as otherwise allowed by law.

Latest Version

4.141.0

Size

152.9 MB

First Released

Mar 8, 2016

Ready to reach your goals on autopilot?

Join over 6 million members saving $1,800 a year on average. Start your 30-day free trial today and see how fast your progress adds up.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Oportun: Finances made simple

What is the Oportun app?

The Oportun app, formerly known as Digit, is a finance application that helps users automatically save money with Set & Save™ and manage their personal loans. It simplifies financial control.

How does Oportun's Set & Save™ feature work?

The Set & Save™ feature in Oportun learns a user's income and spending patterns. It automatically sets aside small amounts of money towards their specified financial goals.

Is money saved with Oportun FDIC-insured?

Yes, deposits held through Oportun are FDIC-insured up to $250,000. Oportun holds these funds in accounts established at partner banks like Wells Fargo, JPMorgan Chase, and Citibank.

What is the cost of the Oportun app?

The Oportun app offers a 30-day free trial. After the trial period, the subscription costs $5 per month. Users can cancel their membership at any time.

Can I manage my personal loan in the Oportun app?

Yes, Oportun members with an existing personal loan can manage it directly in the app. Functions include checking balances, making payments, and setting up autopay.

What security measures does the Oportun app use?

The Oportun app uses bank-level encryption, multi-factor authentication, and partners with trusted technology providers like Plaid. These measures secure user information.

What is the average amount Oportun members save annually?

Oportun members save over $1,800 per year on average. The app's Set & Save™ feature enables this by automating deposits based on user spending and income patterns.

Can I set multiple savings goals in the Oportun app?

Yes, users can set unlimited savings goals within the Oportun app. The app helps move money towards each goal without requiring constant manual oversight.

How do I apply for a personal loan with Oportun?

To apply for an Oportun personal loan, users must visit Oportun.com or call (866) 488-6090. The application process is not available directly within the Oportun app.

Can I control my savings or transfer money in the Oportun app?

Yes, users have full control over their savings in the Oportun app. They can pause saves, transfer money between goals, or move funds back to their linked bank account whenever needed.