Cowrywise: Save & Invest Money

Cowrywise: Save & Invest Money

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Cowrywise: Securely Build Wealth in Nigeria from Anywhere

The trusted gateway for the Diaspora to access the Nigerian Stock Market and high-yield savings. Join 500k+ users growing their money with SEC-licensed security and double-digit interest.

Publisher

CowryWise Inc

Category

Finance

Downloads

512K+

User Rating

4.5/5

Total Ratings

33K+

Locales

1

A Glimpse Inside

Discover the interface used by 512K+ users.

Cowrywise mobile app interface displaying a savings and investment dashboard with balance in Naira and fund addition options.

Cowrywise mobile app interface displaying a savings and investment dashboard with balance in Naira and fund addition options.

Cowrywise app interface displaying a portfolio balance in Naira with options to add funds in both Naira and US Dollars.

Cowrywise app interface displaying a portfolio balance in Naira with options to add funds in both Naira and US Dollars.

Cowrywise app interface showing a Nigerian stocks and mutual funds portfolio with a performance growth chart and Naira balance

Cowrywise app interface showing a Nigerian stocks and mutual funds portfolio with a performance growth chart and Naira balance

Cowrywise mobile app interface showing emergency savings dashboard with 20 percent annual interest and progress towards a savings target.

Cowrywise mobile app interface showing emergency savings dashboard with 20 percent annual interest and progress towards a savings target.

Cowrywise app interface showing automated monthly savings settings and investment target goals

Cowrywise app interface showing automated monthly savings settings and investment target goals

Cowrywise mobile app screen showing a child savings nest account with balance in Naira and investment automation options

Cowrywise mobile app screen showing a child savings nest account with balance in Naira and investment automation options

Cowrywise app interface showing an automated savings plan based on football goals scored by Liverpool FC

Cowrywise app interface showing an automated savings plan based on football goals scored by Liverpool FC

A mobile interface of the Cowrywise app showing linked Nigerian bank accounts for direct savings and investment

A mobile interface of the Cowrywise app showing linked Nigerian bank accounts for direct savings and investment

A smiling young woman on a yellow background with text saying the simplest way to save and invest for the Cowrywise app

A smiling young woman on a yellow background with text saying the simplest way to save and invest for the Cowrywise app

A smiling young man representing the over one million trusted customers of the Cowrywise finance app

A smiling young man representing the over one million trusted customers of the Cowrywise finance app

Smart Wealth Tools for the Global Nigerian

The tools that make this app stand out, trusted by 512K+ users.

📈

High-Yield Automated Savings

Beat inflation with double-digit interest rates. Automate your savings for property, weddings, or family goals back home starting with as little as ₦1,000.

🇳🇬

Direct Nigerian Stock Access

Own a piece of home. Buy stocks in over 140 top-performing Nigerian companies and access diversified mutual funds from any US location.

🤝

Digital Circles & Social Savings

Modernize your 'Ajo' or 'Esusu.' Join savings circles with friends and family to reach collective milestones faster through transparent, shared financial goals.

Loved by users worldwide

Trusted by 512K+ people who love this app.

"

"As a professional living in Houston, I’ve always wanted a secure way to invest in the Nigerian market without the usual stress. Cowrywise makes it incredibly easy to buy stocks and mutual funds directly from my phone. The double-digit interest rates are far better than what my US bank offers, and knowing they are SEC-licensed gives me the confidence to build my wealth back home while living abroad."

Tunde Oladapo
"

"I started using Cowrywise to save for my traditional wedding in Lagos, and the 'Circles' feature is a total lifesaver. It’s like a digital 'Ajo' with my friends! The app is sleek, the automated savings are seamless, and it truly helps me manage my money without sacrificing my lifestyle here in New York. It’s the perfect bridge between my life in the US and my goals in Nigeria."

Amara Ezekwesili

About the app

Everything you need to know about Cowrywise: Save & Invest Money.

Description

We are licensed by the SEC, enabling you to grow and manage your money securely. With direct access to the largest pool of mutual funds in Nigeria, you can save and invest at competitive rates, and build wealth at your own pace, in ways that won’t take the “style” from your lifestyle. With the Cowrywise app, you can: SAVE FOR SHORT AND LONG-TERM GOALS - Start automated savings with as little as ₦1,000. Save every day, week, or month with our Flexible Periodic Savings Plan - Save for your periodic needs - rent, school fees, gadgets, dream car or apartment, etc - Earn double-digit interest - much better than you’ll find at your bank - Save as a group to reach your goals faster with Circles - Prepare for unforeseen emergencies by creating a personalized Emergency Fund OWN A PIECE OF NAIJA’S TOP PERFORMING COMPANIES - Naija, how market? The doors to the Nigerian Stocks Exchange are now open to you! Buy stocks of over 140 companies listed on the Nigerian Stock Exchange, right on the app. - Get access to real-time data, business insights and historical performances of each company - Get a visual snapshot of how the Nigerian Stock Market is performing through our State of the Market interactive heatmap. - Get actionable tips with our in-app stock mini course to help you on your Stock Investing journey. INVEST AND GROW WEALTH AT YOUR PACE - Invest in any of our mutual funds matching your financial goals and risk appetite. Mutual funds contain low-risk assets like Treasury Bills, bonds, or stocks - Diversify your portfolio by investing in different mutual funds from top investment firms in Nigeria. YOUR MONEY IS IN SAFE HANDS - We are licensed by the Securities and Exchange Commission (SEC). - Your savings are invested in low-risk financial instruments and are held by a custodian, Zenith Nominees, a subsidiary of Zenith Bank Plc. This means your money is professionally managed and secured. To protect your account, we have implemented security infrastructure such as PIN, two-factor authentication, and Security Questions. We comply with the National Data Protection Commission (NDPC) regulations to safeguard your data. Your BVN and bio-data are safe with us. GET SUPPORT WHEN YOU NEED IT! - We offer support through the app, phone, email, Facebook, Instagram, and X (formerly Twitter). If you need assistance with your account, we’re always here to help! HOW IT WORKS IN 5 SIMPLE STEPS: - Download the app - Create your account - Tap “Save” or “Invest” - Follow the prompts to fund any of your plans - Congratulations! You are now one step closer to a wealthier version of yourself. Start planning for short-term goals, and long-term goals, and take control of your financial future.

Latest Version

8.17.3

Size

121.3 MB

First Released

Oct 17, 2018

Build Your Wealth Back Home, From Anywhere

Join over 512,000 users securing their future in Nigeria. Start investing in top-performing companies and earn double-digit returns on your savings today.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Cowrywise: Save & Invest Money

What is Cowrywise and what services does it offer?

Cowrywise is an SEC-licensed app for saving and investing money securely in Nigeria. It offers automated savings, mutual funds, and direct access to the Nigerian Stock Exchange.

Is Cowrywise a regulated and safe platform for saving and investing?

Yes, Cowrywise is SEC-licensed. Your savings are invested in low-risk instruments and held by Zenith Nominees, a Zenith Bank Plc subsidiary, ensuring professional management and security.

What is the minimum amount to start automated savings with Cowrywise?

Yes, you can start automated savings with as little as ₦1,000 on the Cowrywise app. This includes flexible daily, weekly, or monthly periodic plans to suit your needs.

Can I invest in Nigerian stocks using the Cowrywise app?

Yes, the Cowrywise app provides direct access to the Nigerian Stock Exchange. Users can buy stocks from over 140 listed companies, with real-time data and insights available.

What types of investments are available on the Cowrywise app?

Yes, you can invest in mutual funds matching your goals and risk appetite, including low-risk assets like Treasury Bills, bonds, and stocks. Direct access to Nigerian stocks is also available.

How does Cowrywise protect my personal data and account security?

Cowrywise implements PIN, two-factor authentication, and Security Questions for account protection. It also complies with NDPC regulations to safeguard user data, including BVN and bio-data.

Does Cowrywise offer automated savings and investment plans?

Yes, Cowrywise offers automated savings with flexible periodic plans. Users can set targets and periodic amounts, with automatic reinvestment features for their financial goals.

How can users fund their Cowrywise savings or investment plans?

Yes, users can fund their plans directly from their bank account without needing a card. The Cowrywise app supports linking bank accounts for both deposits and withdrawals.

Can I create and manage an emergency fund using the Cowrywise app?

Yes, Cowrywise allows users to create a personalized Emergency Fund to prepare for unforeseen events. The app provides features for automation, triggers, and customization of the fund.

What kind of interest rates can users earn on their savings with Cowrywise?

Yes, Cowrywise offers users the opportunity to earn double-digit interest rates on their savings. These rates are significantly better than those typically found at traditional banks.